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Active
BE 0433.976.119Private limited company
BCG
Chemin des Deux-Pays 32 ·5150 Floreffe, Belgium· 38 yrs active
Sector: NACE 66220
(66220)
Conclusion
The computed 12-month bankruptcy probability of BCG is < 0.1% (very low). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Key figures
| Active | 38 yrs |
| Locations | 1 |
| Publications | 2 |
Bankruptcy probability (12 mo)
< 0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Higher-failure-rate region
+
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1988 — 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Financial overview
Financials being processed
NBB has 10 filing(s) on record for this company — latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 30-08-2025 | 2025-00449949 |
| 31-12-2023 | micro | 28-07-2025 | 2025-00314669 |
| 31-12-2022 | micro | 23-06-2023 | 2023-00150986 |
| 31-12-2021 | micro | 26-08-2022 | 2022-20323581 |
| 31-12-2020 | volledig | 24-06-2021 | 2021-24300148 |
| 31-12-2019 | volledig | 12-06-2020 | 2020-16500134 |
| 31-12-2018 | volledig | 07-05-2019 | 2019-12600397 |
| 31-12-2017 | volledig | 13-08-2018 | 2018-45200188 |
| 31-12-2016 | volledig | 14-12-2017 | 2017-72000379 |
| 31-12-2015 | volledig | 31-07-2016 | 2016-39900174 |
Legal Structure
| NACE primary | 66220 |
| Legal form | Private limited company(610) |
| Incorporation | 13-04-1988 |
| Status | Active |
| Postal code | 5150 |
Establishment units
BRUNO GERMIAT SPRL
since 19972.038.808.257
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
30-08-2025
NBB filing
Annual accounts filed
28-07-2025
NBB filing
Annual accounts filed
2023
12-12-2023
State Gazette act
Statutes amendment
23-06-2023
NBB filing
Annual accounts filed
2022
26-08-2022
NBB filing
Annual accounts filed
23-03-2022
State Gazette act
Director changes
2021
24-06-2021
NBB filing
Annual accounts filed
2020
12-06-2020
NBB filing
Annual accounts filed
2019
07-05-2019
NBB filing
Annual accounts filed
2018
13-08-2018
NBB filing
Annual accounts filed
2017
14-12-2017
NBB filing
Annual accounts filed
2016
31-07-2016
NBB filing
Annual accounts filed
Belgisch Staatsblad — acts
All acts · 2
updated 2 years ago
2023
12-12-2023 Articles of association amended — translation of the articles, coordination of the articles and full restatement of the articles
Summary:
L'objet de la société a été modifié pour inclure l'exploitation d'un bureau de courtage et d'agences en assurances, financement, crédit et prêt, ainsi que l'exploitation d'un bureau de gestion de port…Notary:
Bernard van der Beek · Schaerbeek
Technical details
{
"notary": {
"name": "Bernard van der Beek",
"firm_city": null,
"firm_name": null,
"office_city": "Schaerbeek",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2023-12-12",
"filing_date": "2023-12-08",
"act_kind_objet": "STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS), MODIFICATION FORME JURIDIQUE, DIVERS, DENOMINATION"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2023-12-01",
"unanimous": true
},
"statute_change": {
"kinds": [
"translation",
"coordination",
"full_restatement",
"legal_form_change",
"name_change",
"wvv_adaptation",
"seat_region_change"
],
"scope": "full_restatement",
"trigger": "wvv_adaptation",
"language_after": "fr",
"language_before": "fr"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0433.976.119",
"name_full_after": "BCG",
"legal_form_after": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
"name_full_before": "BRUNO GERMIAT",
"current_zetel_raw": "Chemin des Deux-Pays 32 : 5150 Floreffe",
"legal_form_before": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e"
},
"special_mandates": [],
"articles_modified": [
{
"summary": "Le quorum d\u0027assistance \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale est atteint par la pr\u00E9sence ou la repr\u00E9sentation de tous les actionnaires.",
"new_text": null,
"change_kind": "amended",
"article_title": null,
"article_number": "5"
},
{
"summary": "Le pr\u00E9sident de l\u0027assembl\u00E9e exerce \u00E9galement les r\u00F4les de secr\u00E9taire et de scrutateur.",
"new_text": null,
"change_kind": "amended",
"article_title": null,
"article_number": "13"
},
{
"summary": "Les d\u00E9cisions sont prises \u00E0 la majorit\u00E9 des voix, quel que soit le nombre de titres repr\u00E9sent\u00E9s \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale.",
"new_text": null,
"change_kind": "amended",
"article_title": null,
"article_number": "22 \u00A74"
}
],
"governance_change": {
"organ_kind_after": "monistic",
"organ_kind_before": "monistic",
"admin_delegated_added": [
{
"name": "GERMIAT Bruno",
"excluded_powers": []
}
],
"representation_rule_after": "enige_bestuurder",
"co_signature_threshold_eur": null,
"representation_rule_before": "enige_bestuurder"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Bernard van der Beek",
"org_rep_person_name": null
},
"co_filed_documents": [
"une exp\u00E9dition de l\u0027acte",
"les statuts coordonn\u00E9s"
],
"shareholder_rights": {
"quorum_rules_changed": true,
"liquidation_preference_text": null,
"voorkeurrecht_rules_changed": true,
"aandelenoverdracht_restrictions_changed": true
},
"voorwerp_change_summary": "L\u0027objet de la soci\u00E9t\u00E9 a \u00E9t\u00E9 modifi\u00E9 pour inclure l\u0027exploitation d\u0027un bureau de courtage et d\u0027agences en assurances, financement, cr\u00E9dit et pr\u00EAt, ainsi que l\u0027exploitation d\u0027un bureau de gestion de portefeuille d\u0027assurances et de conseils en cette mati\u00E8re.",
"capital_structure_change": {
"operations": [
"wvv_capital_release"
],
"split_ratio": null,
"shares_after": 2620,
"shares_before": 3000,
"capital_after_eur": 74368.0,
"capital_before_eur": 74368.0,
"share_classes_after": []
},
"coordinated_text_lineage": {
"previous_ag_date": null,
"previous_mb_reference": "1988-05-06/083"
}
}2022
23-03-2022 2 directors appointed, 1 resigning
- GG Invest SRL — Bestuurder
- Bruno Germiat — Bestuurder
- Bruno Germiat — Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": "57.08.21-295.37",
"name": "Bruno Germiat",
"address": "chemin des Deux Pays, 32",
"birth_date": "1957-08-21",
"profession": null,
"birth_place": "Wamba, R\u00E9publique D\u00E9mocratique du Congo"
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2022-03-15",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte la d\u00E9mission de sa fonction d\u0027administrateur de : -Bruno Germiat, n\u00E9 le 21 ao\u00FBt 1957 \u00E0 Wamba, R\u00E9publique D\u00E9mocratique du Congo et domicili\u00E9 chemin des Deux Pays, 32 (NN 57.08.21-295.37), lettre de d\u00E9mission en date 15 f\u00E9vrier 2022.",
"decharge_status": null,
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{
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"via_org": {
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"name": "GG Invest SRL",
"address": "chemin des Deux Pays, 32 \u00E0 5150 Floreffe",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": "2022-03-15",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de nommer en qualit\u00E9 d\u0027administrateur: -La soci\u00E9t\u00E9 GG Invest SRL (BCE 0870.718.619) dont le si\u00E8ge social est \u00E9tabli chemin des Deux Pays, 32 \u00E0 5150 Floreffe",
"decharge_status": null,
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},
{
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"profession": null,
"birth_place": "Wamba, R\u00E9publique D\u00E9mocratique du Congo"
},
"reason": null,
"subkind": null,
"via_org": {
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"address": "chemin des Deux Pays, 32 \u00E0 5150 Floreffe",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": "2022-03-15",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale acte \u00E9galement la nomination en tant que repr\u00E9sentant permanent d\u0027administrateur -Bruno Germiat, n\u00E9 le 21 ao\u00FBt 1957 \u00E0 Wamba, R\u00E9publique D\u00E9mocratique du Congo et domicili\u00E9 chemin des Deux Pays, 32 (NN 57.08,21-295.37) est \u00E0 pr\u00E9sent le repr\u00E9sentant de la soci\u00E9t\u00E9 GG Invest SRL (BCE",
"decharge_status": null,
"mandate_duration": null,
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{
"kind": "board_snapshot",
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"via_org": {
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"name": "GG Invest SRL",
"address": "chemin des Deux Pays, 32 \u00E0 5150 Floreffe",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": "2022-03-15",
"evidence_quote": "D\u00E9sormais, l\u0027organe d\u0027administration se compose de(s) administrateur(s) suivant(s) : 1.GG Invest SRL repr\u00E9sent\u00E9e par Bruno Germiat, son repr\u00E9sentant permanent",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Li\u00E8ge",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2022-03-23",
"filing_date": "2022-03-15",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2022-03-15",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
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"name_full": null,
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},
"publication_proxy": {
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"co_filed_documents": [],
"corrected_publication_numac": null
}Credit advice
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Company registry (CBE)
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
| Legal nameFR | BCG |
Registered office
Chemin des Deux-Pays 32
5150 Floreffe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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