Active BE 0797.447.391Private limited company

BC VERVIERS

Place Verte 1/3 ·4800 Verviers, Belgium· 3 yrs active

Sector: Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden (56112)

Conclusion Checked

The computed 12-month bankruptcy probability of BC VERVIERS is 7.2% (elevated). The 2024 annual accounts show negative equity (€-82k) and a net result of €-106k. Its solvency ranks better than 25% of 5650 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-82k
Net result	€-106k
Staff (FTE)	4.9
Better than sector	25%

Financial profile 5 of 5 axes measured · computed by Checked

56 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 12

Profitability 100

Solvency 40

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

7.2% Elevated

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

12 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 28-11-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-12.8%	19.3%	better than 25% of 5650 sector peers
Net result	€-106k	€4k	better than 5% of 5638 sector peers
Equity	€-82k	€14k	better than 5% of 5662 sector peers
Gross operating margin	€106k	€52k	better than 70% of 5624 sector peers
Staff costs	€144k	€49k	higher than 81% of 4088 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-41k

- 23-24

Net profit

€-106k

-107.9% 23-24

Cash flow

€-54k

-197.7% 23-24

Total assets

€642k

+104.2% 23-24

Equity

€-82k

- 23-24

Working capital

€-121k

-256.6% 23-24

Employees (FTE)

5

+69.0% 23-24

Staff costs

€144k

+65.5% 23-24

Show 10 other metrics

Debt

€724k

+149.3% 23-24

Debt ≤ 1y

€544k

+604.8% 23-24

Debt > 1y

€180k

-15.5% 23-24

Current ratio

0.78

+38.6% 23-24

Quick ratio

0.76

+71.5% 23-24

Solvency

-12.8%

- 23-24

Debt / equity

-8.84

- 23-24

ROE

129.4%

- 23-24

ROA

-16.5%

-1.9% 23-24

Interest coverage

-3.28

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-41k
Net profit	€-106k
Cash flow	€-54k
Staff costs	€144k
Income taxes	-
Dividends	-
Total assets	€642k
Equity	€-82k
Debt	€724k
of which ≤ 1y	€544k
of which > 1y	€180k
Working capital	€-121k
Employees (FTE)	4.9

Ratios (computed)

	2024
Current ratio	0.78
Quick ratio	0.76
Working capital ratio	-18.8%
Solvency	-12.8%
Debt / equity	-8.84
Long-term debt ratio	-2.20
Interest coverage	-3.28
Gross margin	-
Net margin	-
ROA	-16.5%
ROE	129.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €207k · 32.9% Current assets €423k · 67.1%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€642k
Fixed assets	21/28	€207k
Formation expenses	20	€12k
Tangible fixed assets	22/27	€207k
Current assets	29/58	€423k
Stocks & contracts in progress	3	€9k
Amounts receivable within one year	40/41	€391k
Cash & bank	54/58	€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€642k
Equity	10/15	€-82k
Contributions / capital	10/11	€75k
Accumulated profits (losses)	14	€-157k
Amounts payable	17/49	€724k
Amounts payable after one year	17	€180k
Amounts payable within one year	42/48	€544k
Trade debts payable within one year	44	€470k
Income statement
Gross operating margin	9900	€106k
Operating result	9901	€-93k
Financial charges	65	€13k
Result before taxes	9903	€-106k
Net result for the period	9904	€-106k
Result to be appropriated	9905	€-106k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

SADIOGLU Abdullah
Director
State Gazette act 24081508 (29-05-2024)

Current
31-03-2024 → present

Former directors (1)

LAINEUX Joêl
Director
State Gazette act 24081508 (29-05-2024)

Former
- → 31-03-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112)
Legal form	Private limited company(610)
Incorporation	20-01-2023
Status	Active
Postal code	4800

Establishment units 1 location

BELCHICKEN

Place Verte 1, 4800 VerviersEetgelegenheden met beperkte bediening

since 20232.340.684.135

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63079D0066/00M000indicative	Wallonia	51 m²	1 · 48 m²	17.9 m · 5 fl.

Methodology

via registered seat: 1

0 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-11-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

31-05-2024

State Gazette act Capital & shares

29-05-2024

State Gazette act Capital & shares

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Capital history · 2

31-05-2024

Capital change

29-05-2024

Capital change

All acts · 2 updated 2 years ago

2024

31-05-2024 Transaction in capital or shares Capital & shares

Original publication ↗

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29-05-2024 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112

Primary activity highlighted.

Names & trade names

Legal nameFR

BC VERVIERS

Registered office

Place Verte 1/3

4800 Verviers, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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