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BC RETAILPROJECT

Active
Private limited companyfounded 20215 yrs activeLeuvensesteenweg 510, 1930 Zaventem, BelgiumKBO/BCE: BE 0771.960.246
Summary

The computed 12-month bankruptcy probability of BC RETAILPROJECT is 5.2% (elevated). The 2024 annual accounts show equity of €675,202 and a net result of €238,048. Equity is growing by ~55.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 7464 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
BC RETAILPROJECTActiveChecked score 38/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990NACE 43995Non-specialised wholesale NACE 46392
1 site
Size
€3.0mtotal assets 2024
Staff
5.4 FTE
Equity
€675,202
Profit
€238,048
Turnover not published (abridged schema)
Financial health
38 Weak Checked score 2024
Bankruptcy chance 12 m
5.2%
Structure
Holdings
1
Accounts 64 d overdue0 of 3 deeds read
Why 38- Figures for FY 2024 (filed 05-09-2025)- Size: 5.4 FTE, total assets €3.0m- 1 financial year not filed after the legal deadline; latest accounts 29 days late- Liquidity: current ratio 1.39, cash €51,956Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 43% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 48=
equity 22.8% of total assets
Liquidity 15-4
short-term debt 69.8% · cash 1.8%
Profitability 79-6
return on assets 8.0%
Bankruptcy probability, 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● 0.0% vs 11-2024 01-2025: 1.7%▼ -0.7% vs 12-2024 02-2025: 1.7%● 0.0% vs 01-2025 03-2025: 1.7%● 0.0% vs 02-2025 04-2025: 1.4%▼ -15.1% vs 03-2025lowest value 05-2025: 1.5%▲ +4.4% vs 04-2025 06-2025: 1.8%▲ +23.1% vs 05-2025 07-2025: 2.0%▲ +12.2% vs 06-2025 08-2025: 2.6%▲ +25.0% vs 07-2025 09-2025: 2.8%▲ +8.2% vs 08-2025 10-2025: 1.5%▼ -47.5% vs 09-2025 11-2025: 1.5%● 0.0% vs 10-2025 12-2025: 1.5%● 0.0% vs 11-2025 01-2026: 1.5%▲ +3.2% vs 12-2025 02-2026: 1.5%● 0.0% vs 01-2026 03-2026: 1.7%▲ +15.3% vs 02-2026 04-2026: 1.9%▲ +10.7% vs 03-2026 05-2026: 2.0%▲ +2.4% vs 04-2026 06-2026: 2.3%▲ +15.1% vs 05-2026 07-2026: 2.7%▲ +19.1% vs 06-2026 08-2026: 3.5%▲ +28.9% vs 07-2026 09-2026: 3.7%▲ +7.7% vs 08-2026 10-2026: 5.2%▲ +39.6% vs 09-2026highest value
  • Figures for FY 2024 (filed 05-09-2025) raises the probability
  • Size: 5.4 FTE, total assets €3.0m raises the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 29 days late raises the probability
  • Liquidity: current ratio 1.39, cash €51,956 raises the probability
Credit up to €25,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.39 against 1.45 in 2023; short-term debt: 69.8% and cash: 1.8% of total assets), and 77.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 24%, liquidity 8%, profitability 57%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 05-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: 5.4 FTE, total assets €3.0m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 29 days late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 1.39, cash €51,956
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7464 sector peers (2024).
NBB · sector comparison
Position among 7464 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
40 d early
2022
59 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Director resignationDirector appointment · Permanent representative
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Equity above €500,000Eq €675,202 ▲54.5%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Positive: Among the best 14% on net resultsector median €44,445 · 7,458 companies €238,048 View
  • Positive: Equity rose in 2024from €437,155 to €675,202 ▲ 54.5% View

By topic

Financials

Fiscal year
2024
Total assets
€3.0m
Profit
€238,048
Solvency
22.8%
Total assets▲ 58.4%
Net result
20222024
Go to Financials

Timeline

Events
7
Since
2023
  1. 20-05-2026General meeting · Director resignation
  2. 29-08-2025Annual accounts filed
  3. 31-12-2024Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
03-08-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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