FUNDEGO
ActiveFUNDEGO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.81M and a net result of €374k. Equity is growing by ~40.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 2138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 3.63 in 2024), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
12.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
17 d early
2024
1 d early
2023
2 d early
2022
4 d early
2021
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.81M▲ 26.1%
2024 · €1.43M
2021: €336k
2022: €847k
2023: €901k
2024: €1.43M
2021 → 2025
Total assets
€3.07M▲ 20.6%
2024 · €2.54M
2021: €1.62M
2022: €2.06M
2023: €2.65M
2024: €2.54M
2021 → 2025
Net result
€374k▼ 29.8%
2024 · €533k
2021: €332k
2022: €512k
2023: €554k
2024: €533k
2021 → 2025
Working capital
€1.27M▲ 22.0%
2024 · €1.05M
2021: €-2k
2022: €498k
2023: €583k
2024: €1.05M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€336k-€847k▲ 152%€901k▲ 6.4%€1.43M▲ 59.1%€1.81M▲ 26.1%
Operating result€375k-€689k▲ 83.7%€779k▲ 13.1%€678k▼ 13.0%€466k▼ 31.2%
Net result€332k-€512k▲ 54.3%€554k▲ 8.3%€533k▼ 3.9%€374k▼ 29.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.07M
Fixed assets
€1.21M▲ 10.1%
Current assets
€1.86M▲ 28.6%
Equity and liabilities €3.07M
Equity
€1.81M▲ 26.1%
Debt
€1.26M▲ 13.5%
The debt ratio falls from 43.6% to 41.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€762k▼
2024 · €947k
Cash flow
€670k▼
2024 · €802k
Solvency
58.9%▲
2024 · 56.4%
Current ratio
3.19▼
2024 · 3.63
Quick ratio
2.99▼
2024 · 3.36
Debt / equity
0.70▼
2024 · 0.77
ROE
20.7%▼
2024 · 37.1%
ROA
12.2%▼
2024 · 20.9%
Interest coverage
25.25▼
2024 · 49.41
Debt
€1.26M▲
2024 · €1.11M
Debt ≤ 1 year
€582k▲
2024 · €398k
Debt > 1 year
€679k▼
2024 · €712k
Income taxes
€134k▼
2024 · €173k
Staff costs
€478k▲
2024 · €468k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.54M€3.07M▲
Fixed assets21/28€1.10M€1.21M▲
Tangible fixed assets22/27€1.10M€1.21M▲
Plant, machinery and equipment23€329k€313k▼
Furniture and vehicles24€11k€8k▼
Leasing and similar rights25€761k€891k▲
Current assets29/58€1.44M€1.86M▲
Amounts receivable after more than one year29€488k€473k▼
Other amounts receivable291€488k€473k▼
Stocks and contracts in progress3€106k€116k▲
Stocks30/36€106k€116k▲
Amounts receivable within one year40/41€305k€558k▲
Trade receivables40€53k€317k▲
Other amounts receivable41€252k€241k▼
Current investments50/53€239k€449k▲
Cash at bank and in hand54/58€306k€259k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€2.54M€3.07M▲
Equity10/15€1.43M€1.81M▲
Contributions10/11€4k€4k=
Reserves13€1.43M€1.80M▲
Tax-exempt reserves132€126k-
Distributable reserves133€1.30M€1.80M▲
Amounts payable17/49€1.11M€1.26M▲
Amounts payable after more than one year17€712k€679k▼
Financial debts170/4€712k€679k▼
Amounts payable within one year42/48€398k€582k▲
Current portion of amounts payable after more than one year42€181k€253k▲
Financial debts43€60k€62k▲
Credit institutions430/8€60k€62k▲
Other loans439-€187
Trade debts44€110k€186k▲
Suppliers440/4€110k€186k▲
Taxes, remuneration and social security45€26k€59k▲
Taxes450/3€12k€38k▲
Remuneration and social security454/9€14k€22k▲
Other amounts payable47/48€21k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€468k€478k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€269k€296k▲
Other operating charges640/8€6k€12k▲
Non-recurring operating charges66A€20k€5k▼
Gross operating margin9900€1.44M€1.26M▼
Operating profit (loss)9901€678k€466k▼
Financial income75/76B€47k€72k▲
Recurring financial income75€47k€72k▲
Financial charges65/66B€19k€30k▲
Recurring financial charges65€19k€30k▲
Profit (loss) for the period before taxes9903€705k€508k▼
Income taxes67/77€173k€134k▼
Profit (loss) for the period9904€533k€374k▼
Transfer from tax-exempt reserves789-€126k
Profit (loss) for the period to be appropriated9905€533k€500k▼
Appropriation of the result
Profit (loss) to be appropriated9906€533k€500k▼
Transfer to equity691/2€533k€500k▼
To other reserves6921€533k€500k▼
Social balance
Average headcount (FTE)90875.85.3▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.63
Current ratio from 1.61 to 3.63; short-term debt falls from €949k to €398k.
31-12
Financial
Equity above €1MEq €1.43M ▲59.1%
4 profitable years in a row build equity to €1.43M.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €554k ▲8.3%
Operating result €779k, net result €554k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 2.63
Current ratio from 0.99 to 2.63; short-term debt falls from €320k to €306k.
31-12
Financial
Equity above €500kEq €847k ▲152%
2 profitable years in a row build equity to €847k.
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bistweg 862520 RanstGround area
2,160 m²
Building footprint
366 m²
Volume, LiDAR
19 m³
Parcel 11010A0386/00C002, Flanders · tallest building 1.3 m. Linked by address, not a title deed.
1 establishment unit
FUNDEGO
since 20202.303.462.166
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11010A0386/00C002 | Flanders | 2,160 m² | 1 · 366 m² | 1.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 4,310 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
68122Development of non-residential building projects
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.