Active BE 0781.592.643Private limited company

BBV SECURITE

Koning Leopold III laan 26 A ·1780 Wemmel, Belgium· 4 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of BBV SECURITE is 2.9% (moderate). The 2024 annual accounts show equity of €17k and a net result of €5k. Equity is shrinking by ~9.1% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€17k
Net result	€5k
Active	4 yrs
Board	1

Financial profile 5 of 5 axes measured · computed by Checked

80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 76

Profitability 100

Solvency 100

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.9% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

76 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 29-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~9.1%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€9k

- 22-24

Net profit

€5k

- 22-24

Cash flow

€5k

- 22-24

Total assets

€17k

-49.0% 22-24

Equity

€17k

+36.4% 22-24

Working capital

€6k

+0.8% 22-24

Income taxes

€4k

- 22-24

Debt

€21k

+290.6% 22-24

Show 8 other metrics

Debt ≤ 1y

€21k

+290.6% 22-24

Current ratio

1.30

-40.1% 22-24

Quick ratio

1.30

-40.1% 22-24

Solvency

100.0%

+167.7% 22-24

Debt / equity

1.68

+530.2% 22-24

ROE

26.7%

- 22-24

ROA

26.7%

- 22-24

Interest coverage

24.99

- 22-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€9k
Net profit	€5k
Cash flow	€5k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€17k
Equity	€17k
Debt	-
of which ≤ 1y	-
of which > 1y	-
Working capital	-
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	-
Quick ratio	-
Working capital ratio	-
Solvency	100.0%
Debt / equity	-
Long-term debt ratio	-
Interest coverage	24.99
Gross margin	-
Net margin	-
ROA	26.7%
ROE	26.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €1k · 8.5% Current assets €16k · 91.5%

Full annual accounts (16 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€17k
Fixed assets	21/28	€1k
Tangible fixed assets	22/27	€1k
Current assets	29/58	€16k
Amounts receivable within one year	40/41	€13k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€17k
Equity	10/15	€17k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€15k
Income statement
Gross operating margin	9900	€10k
Operating result	9901	€8k
Financial charges	65	€362
Result before taxes	9903	€5k
Net result for the period	9904	€5k
Result to be appropriated	9905	€5k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

MOMAND Monseb
Director
State Gazette act 25024275 (18-02-2025)

Current
01-07-2024 → present

Former directors (1)

ÖZEN Ramazan
Director
State Gazette act 25024275 (18-02-2025)

Former
- → 30-06-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	04-02-2022
Status	Active
Postal code	1780

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22662B0371/00T000	Flanders	235 m²	1 · 170 m²	10.4 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

18-02-2025

State Gazette act Director changes

2024

28-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

27-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2025

18-02-2025 1 director appointed, 1 resigning Director changes

MOMAND Monseb, Bestuurder
ÖZEN Ramazan, Bestuurder

Original publication ↗

Technical details

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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-06-30",
      "evidence_quote": "De buitengewone algemene vergadering van 01 december 2024 aanvaardt het ontslag als bestuurder van De heer \u00D6ZEN Ramazan en dit vanaf 30/06/2024.",
      "decharge_status": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
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      "effective_date": "2024-07-01",
      "evidence_quote": "De buitengewone algemene vergadering van 01 december 2024 aanvaardt het benoemd als bestuurder van De heer MOMAND Monseb en dit vanaf 01/07/2024.",
      "decharge_status": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
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      },
      "reason": null,
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      "evidence_quote": "De heer \u00D6ZEN Ramazan laat al zijn acties, namelijk 100 acties aan De heer MOMAND Monseb.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
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      },
      "reason": null,
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      "evidence_quote": "De heer MOMAND Monseb 100 acties MOMAND Monseb Bestuurder",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-12-01",
    "act_kind_objet": "ONTSLAG-BENOEMING - AFSTAND ACTIES"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-12-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0781.592.643",
    "name_full": "BBV SECURITE",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

BBV SECURITE

Registered office

Koning Leopold III laan 26 A

1780 Wemmel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.