BBC. Construction
Judicial reorganisationSummary
The file of BBC. Construction contains 1 judicial reorganisation, as published in the Belgian State Gazette. The KBO register records for BBC. Construction the legal situation: special situation; this is today's state according to the register itself, which carries no start date. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €31k and a net result of €8k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 7500 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2023
Profitability50▼-20
Solvency43▼-9
Growth32▼-20
Track record24
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity tight (current ratio 1.21 against 1.34 in 2023; short-term debt: 81.8% and cash: 0% of total assets), and 81.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-08-2026, 97 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
97 d late
2023
8 d late
2022
100 d late
2021
278 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 45.4%
2023 · €57k
2021: €50k
2022: €55k▲ +9.8% vs 2021
2023: €57k▲ +3.2% vs 2022highest value
2025: €31klowest value
2021 → 2025
Total assets
€171k▼ 18.2%
2023 · €209k
2021: €85klowest value
2022: €134k▲ +58.2% vs 2021
2023: €209k▲ +56.0% vs 2022highest value
2025: €171k
2021 → 2025
Net result
€8k▲ 349%
2023 · €2k
2021: €42khighest value
2022: €5k▼ -88.4% vs 2021
2023: €2k▼ -63.6% vs 2022lowest value
2025: €8k
2021 → 2025
Working capital
€29k▼ 43.8%
2023 · €52k
2021: €47k
2022: €49k▲ +5.1% vs 2021
2023: €52k▲ +4.5% vs 2022highest value
2025: €29klowest value
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232025Trend
Equity€50k-€55k▲ 9.8%€57k▲ 3.2%€31k▼ 45.4%
2021: €50k
2022: €55k▲ +9.8% vs 2021
2023: €57k▲ +3.2% vs 2022highest value
2025: €31klowest value
Operating result€53k-€10k▼ 81.9%€8k▼ 13.5%€19k▲ 132%
2021: €53khighest value
2022: €10k▼ -81.9% vs 2021
2023: €8k▼ -13.5% vs 2022lowest value
2025: €19k
Net result€42k-€5k▼ 88.4%€2k▼ 63.6%€8k▲ 349%
2021: €42khighest value
2022: €5k▼ -88.4% vs 2021
2023: €2k▼ -63.6% vs 2022lowest value
2025: €8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €19k in 2025, compared with €8k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €171k
Fixed assets
€2k ▼ 59.8%
Current assets
€169k ▼ 17.1%
Equity and liabilities €171k
Equity
€31k ▼ 45.4%
Debt
€140k ▼ 8.0%
Debt's share of the balance-sheet total rises from 72.7% to 81.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▲
2023 · €10k
Cash flow
€9k▲
2023 · €4k
Current ratio
1.21▼
2023 · 1.34
Debt to equity
4.48▲
2023 · 2.66
ROE
25.8%▲
2023 · 3.1%
ROA
4.7%▲
2023 · 0.9%
Interest coverage
2.99▼
2023 · 26.93
Debt ≤ 1 year
€140k▼
2023 · €152k
Income taxes
€5k▲
2023 · €4k
Staff costs
€139k▼
2023 · €164k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 43 lines
Balance sheet
Code20232025
Assets
Total assets20/58€209k€171k▼
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Plant, machinery and equipment23€3k€957▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€203k€169k▼
Stocks and contracts in progress3€51k-
Stocks30/36€51k-
Amounts receivable within one year40/41€144k€144k=
Trade receivables40€77k€84k▲
Other amounts receivable41€67k€60k▼
Cash at bank and in hand54/58€112€83▼
Deferred charges and accrued income490/1€8k€25k▲
Equity and liabilities
Total equity and liabilities10/49€209k€171k▼
Equity10/15€57k€31k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€49k€23k▼
Amounts payable17/49€152k€140k▼
Amounts payable within one year42/48€152k€140k▼
Financial debts43-€39k
Credit institutions430/8-€39k
Trade debts44€62k€27k▼
Suppliers440/4€62k€27k▼
Taxes, remuneration and social security45€66k€70k▲
Taxes450/3€24k€42k▲
Remuneration and social security454/9€42k€28k▼
Other amounts payable47/48€24k€4k▼
Income statement
Code20232025
Remuneration, social security and pensions62€164k€139k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€178k€161k▼
Operating profit (loss)9901€8k€19k▲
Financial income75/76B€258€506▲
Recurring financial income75€258€506▲
Financial charges65/66B€3k€7k▲
Recurring financial charges65€390€7k▲
Non-recurring financial charges66B€3k-
Profit (loss) for the period before taxes9903€6k€13k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€2k€8k▲
Profit (loss) for the period to be appropriated9905€2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€23k▼
Profit (loss) brought forward from the previous period14P€47k€15k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €77k | €179k | €164k | €139k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42 | €1k | €2k | €1k | - |
| Other operating charges640/8 | €640 | €4k | €3k | €2k | - |
| Gross operating margin9900 | €131k | €194k | €178k | €161k | - |
| Operating profit (loss)9901 | €53k | €10k | €8k | €19k | - |
| Financial income75/76B | €0 | €0 | €258 | €506 | - |
| Recurring financial income75 | €0 | €0 | €258 | €506 | - |
| Financial charges65/66B | €16 | €894 | €3k | €7k | - |
| Recurring financial charges65 | €16 | €894 | €390 | €7k | - |
| Non-recurring financial charges66B | - | - | €3k | - | - |
| Profit (loss) for the period before taxes9903 | €53k | €9k | €6k | €13k | - |
| Income taxes67/77 | €11k | €4k | €4k | €5k | - |
| Profit (loss) for the period9904 | €42k | €5k | €2k | €8k | - |
| Profit (loss) for the period to be appropriated9905 | €42k | €5k | €2k | €8k | - |
| Line | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €85k | €134k | €209k | €171k | - |
| Fixed assets21/28 | €3k | €6k | €6k | €2k | - |
| Tangible fixed assets22/27 | €3k | €6k | €6k | €2k | - |
| Plant, machinery and equipment23 | €3k | €2k | €3k | €957 | - |
| Furniture and vehicles24 | - | €4k | €3k | €1k | - |
| Current assets29/58 | €81k | €128k | €203k | €169k | - |
| Stocks and contracts in progress3 | - | €69k | €51k | - | - |
| Stocks30/36 | - | €69k | €51k | - | - |
| Amounts receivable within one year40/41 | €75k | €47k | €144k | €144k | - |
| Trade receivables40 | €27k | €36k | €77k | €84k | - |
| Other amounts receivable41 | €48k | €12k | €67k | €60k | - |
| Cash at bank and in hand54/58 | €6k | €12k | €112 | €83 | - |
| Deferred charges and accrued income490/1 | - | - | €8k | €25k | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €85k | €134k | €209k | €171k | - |
| Equity10/15 | €50k | €55k | €57k | €31k | - |
| Contributions10/11 | €8k | €8k | €8k | €8k | - |
| Profit (loss) carried forward14 | €42k | €47k | €49k | €23k | - |
| Amounts payable17/49 | €34k | €79k | €152k | €140k | - |
| Amounts payable within one year42/48 | €34k | €79k | €152k | €140k | - |
| Financial debts43 | - | - | - | €39k | - |
| Credit institutions430/8 | - | - | - | €39k | - |
| Trade debts44 | €19k | €31k | €62k | €27k | - |
| Suppliers440/4 | €19k | €31k | €62k | €27k | - |
| Taxes, remuneration and social security45 | €16k | €29k | €66k | €70k | - |
| Taxes450/3 | €12k | €17k | €24k | €42k | - |
| Remuneration and social security454/9 | €3k | €12k | €42k | €28k | - |
| Other amounts payable47/48 | - | €18k | €24k | €4k | - |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42k | €5k | €2k | €8k | - |
| + Depreciation and write-downs630 | €42 | €1k | €2k | €1k | - |
| Operating cash flow (approximation) | €42k | €6k | €4k | €9k | - |
| Investment in fixed assets (approximation) | - | €-4k | €-2k | - | - |
| Change in cash | - | €6k | €-11k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collective agreement (SME) · event 06-08-2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 97 days late
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
30-09
Financial
Weakest financial yearnet €2k ▼63.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 100 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 278 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2020
Ground area
423 m²
Building footprint
63 m²
Parcel 92003H0040/00E003, Wallonia. Linked by address, not a title deed.
1 establishment unit
BBC. Construction
since 20202.308.694.624
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92003H0040/00E003 | Wallonia | 423 m² | 1 · 63 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MCO ARTISAN DU BOIS
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-2020
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
Contact
E-mail
bbc.construction@outlook.be
Scores and ratios are computed by Checked and are not a credit decision.