BBB
ActiveSummary
The computed 12-month bankruptcy probability of BBB is 1.6% (moderate). The 2025 annual accounts show equity of €23,776 and a net result of -€1,224. Its solvency ranks better than 21% of 13,668 sector peers (NACE 46, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 1 FTE
- Equity
- €23,776
- Loss
- -€1,224
Why 62raises riskLiquidity: current ratio 0.51, cash €917Founded in 2023Equity €23,776 (2.3% of total assets)lowers riskSize: total assets €1.0mShow the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 18% on solvency, 2% on liquidity and 51% on profitability.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: Joost BEYL (director) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 1,301 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 92.5% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,301 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €43,209 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €43,340 |
| Other operating charges640/8 | €307 |
| Gross operating margin9900 | €86,459 |
| Operating profit (loss)9901 | -€397 |
| Financial income75/76B | €396 |
| Recurring financial income75 | €396 |
| Financial charges65/66B | €1,223 |
| Recurring financial charges65 | €1,223 |
| Profit (loss) for the period before taxes9903 | -€1,224 |
| Profit (loss) for the period9904 | -€1,224 |
| Profit (loss) for the period to be appropriated9905 | -€1,224 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.0m | |
| Fixed assets21/28 | €0.5m | |
| Intangible fixed assets21 | €0.5m | |
| Tangible fixed assets22/27 | €0.02m | |
| Furniture and vehicles24 | €0.02m | |
| Current assets29/58 | €0.5m | |
| Amounts receivable after more than one year29 | €0.02m | |
| Trade receivables290 | €0.02m | |
| Stocks and contracts in progress3 | €0.1m | |
| Stocks30/36 | €0.1m | |
| Amounts receivable within one year40/41 | €0.4m | |
| Trade receivables40 | €0.1m | |
| Other amounts receivable41 | €0.2m | |
| Cash at bank and in hand54/58 | €0.001m | |
| Deferred charges and accrued income490/1 | €37 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.0m | |
| Equity10/15 | €0.02m | |
| Contributions10/11 | €0.03m | |
| Profit (loss) carried forward14 | -€0.001m | |
| Amounts payable17/49 | €1.0m | |
| Amounts payable within one year42/48 | €1.0m | |
| Financial debts43 | €0.02m | |
| Credit institutions430/8 | €0.02m | |
| Trade debts44 | €0.9m | |
| Suppliers440/4 | €0.9m | |
| Taxes, remuneration and social security45 | €0.01m | |
| Remuneration and social security454/9 | €0.01m | |
| Other amounts payable47/48 | €0.06m | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€1,224 |
| + Depreciation and write-downs630 | €43,340 |
| Operating cash flow (approximation) | €42,116 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-10-2025 | micro format | 31-05-2026 | 2026-00130583 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €493 awardedPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Joost BEYL |
|
Owners and capital
Capital and shareholders
- BEYL Bert founder
- Joost BEYL founder
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 12-12-2023 Incorporation · €25,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
12-12
Gazette deed
IncorporationAppointment: Joost BEYL (director) · Founder · Founding capital12 facts ▸
- Incorporation, 07-12-2023
- Founder, BEYL Bert
- Founder, Joost BEYL
- Founding capital, €25,000
- Bank account, “Belfius, BE47 0689 5077 0280” (deed in Dutch)
- Registered office clause, “1750 Lennik,Frans Baetensstraat 42” (deed in Dutch)
- Board rule, 1, “BENOEMING BESTUURDER(S)” (deed in Dutch)
- Director appointment, Joost BEYL (director (not named in the articles))
- Other provision, “geen verhindering mandaat, niet getroffen door maatregel of beslissing die zich daartegen verzet” (deed in Dutch)
- Pre-incorporation commitments, “takeover, Alle verbintenissen en verplichtingen die eruit voortvloeien,en alle activiteiten ondernomen vóór oprichting door comparanten in naam en voor rekening…” (deed in Dutch)
- Other provision, “mogelijks persoonlijk en hoofdelijk aansprakelijk, comparanten die verbintenissen aangingen vóór rechtspersoonlijkheid” (deed in Dutch)
- Other provision, “onderworpen aan artikel 2:2 Wetboek van Vennootschappen en Verenigingen, verbintenissen aangegaan tussen verlijden akte en verwerving rechtspersoonlijkheid” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23072A0313/00K000 | Flanders | 1,384 m² | 1 · 245 m² | 8.0 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De handel in dranken,bier,drinkwater,limonades,fruitsappen,exotische sappen,wijn,aperitieven,likeuren,zowel groothandel als…” (deed in Dutch)
8 activities (deed in Dutch)
- De handel in dranken,bier,drinkwater,limonades,fruitsappen,exotische sappen,wijn,aperitieven,likeuren,zowel groothandel als kleinhandel,omvattende zowel de fabricatie,het brouwen,versnijden als de verkoop zelf aan bierhandelaren,winkeliers,café- en restauranthouders,hoteliers en horeca in het algemeen,aan cateringbedrijven en aan particulieren
- De opening en/of de inrichting van drankgelegenheden,cafés en dergelijke dit alles in de ruimst mogelijke zin genomen
- De vennootschap mag alle roerende en onroerende goederen,materieel,meubilair,uitrusting en toebehoren aankopen,bouwen,huren,verkopen of ruilen
- De vennootschap zal alle handelingen mogen verrichten die in rechtstreeks of onrechtstreeks verband staan met haar voorwerp of die van aard zijn de verwezenlijking ervan te bevorderen
- De vennootschap mag daarenboven belangen nemen,hetzij door deelneming,inbreng of elke andere wijze,in alle vennootschappen,ondernemingen of groeperingen,bestaande of op te richten,zowel in België als in het buitenland,die een aanvullend of soortgelijk doel nastreven of die van aard zijn de ontwikkeling van haar onderneming te bevorderen
- Zij kan optreden als bestuurder of vereffenaar in andere vennootschappen
- Zij kan zich borg stellen voor derden,bestuurders en aandeelhouders
- Zij kan hen eveneens leningen,voorschotten en kredieten toestaan,onder voorbehoud van de wettelijke beperkingen ter zake
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BBB
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)“1750 Lennik,Frans Baetensstraat 42” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, BESTUURSBEVOEGDHEID Bestuursorgaan en Bevoegdheden” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Thursday of April at 14:00