BBB

Active

Private limited companyfounded 20232 yrs activeFrans Baetensstraat 42, 1750 Lennik, BelgiumKBO/BCE: BE 1003.169.347

The computed 12-month bankruptcy probability of BBB is 1.7% (moderate). The 2025 annual accounts show equity of €24k and a net result of €-1k. Its solvency ranks better than 21% of 11297 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

41 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability69

Solvency27

Growth-

Track record67

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.51; short-term debt: 97.7% and cash: 0.1% of total assets), and 97.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 11297 sector peers (2025).

NBB · sector comparison

Position among 11297 sector peers

Solvency

better than 21%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 31-05-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€24k

Total assets

€1.02M

Net result

€-1k

Working capital

€-487k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €1.02M

49.9%

50.1%

Fixed assets €511k

Current assets €512k

Equity and liabilities €1.02M

97.7%

Equity €24k

Debt €999k

Debt finances 97.7% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€43k

Cash flow

€42k

Solvency

2.3%

Current ratio

0.51

Quick ratio

0.39

Debt / equity

42.02

ROE

-5.1%

ROA

-0.1%

Interest coverage

35.11

Debt

€999k

Debt ≤ 1 year

€999k

Staff costs

€43k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€1.02M

Fixed assets21/28€511k

Intangible fixed assets21€490k

Tangible fixed assets22/27€21k

Furniture and vehicles24€21k

Current assets29/58€512k

Amounts receivable after more than one year29€23k

Trade receivables290€23k

Stocks and contracts in progress3€125k

Stocks30/36€125k

Amounts receivable within one year40/41€364k

Trade receivables40€126k

Other amounts receivable41€238k

Cash at bank and in hand54/58€917

Deferred charges and accrued income490/1€37

Equity and liabilities

Total equity and liabilities10/49€1.02M

Equity10/15€24k

Contributions10/11€25k

Profit (loss) carried forward14€-1k

Amounts payable17/49€999k

Amounts payable within one year42/48€999k

Financial debts43€18k

Credit institutions430/8€18k

Trade debts44€911k

Suppliers440/4€911k

Taxes, remuneration and social security45€10k

Remuneration and social security454/9€10k

Other amounts payable47/48€61k

Income statement Code2025

Remuneration, social security and pensions62€43k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k

Other operating charges640/8€307

Gross operating margin9900€86k

Operating profit (loss)9901€-397

Financial income75/76B€396

Recurring financial income75€396

Financial charges65/66B€1k

Recurring financial charges65€1k

Profit (loss) for the period before taxes9903€-1k

Profit (loss) for the period9904€-1k

Profit (loss) for the period to be appropriated9905€-1k

Appropriation of the result

Profit (loss) to be appropriated9906€-1k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lennik · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Frans Baetensstraat 421750 Lennik

Ground area

1,384 m²

Building footprint

245 m²

Volume, LiDAR

1,120 m³

Parcel 23072A0313/00K000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

BBB

Frans Baetensstraat 42, 1750 LennikAgents in the wholesale of food, beverages and tobacco

since 20242.356.282.230

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23072A0313/00K000	Flanders	1,384 m²	1 · 245 m²	8.0 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 493 EUR awarded

Year	Entries	awarded	paid
2025	1	493 EUR	0 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 493 EUR · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Scherpenheuvel-Zichem · Eq €25k

Of 1,581 companies in sector 46349 we hold annual accounts for 987. 492 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-12-2023

Fiscal year end31-10

Activities, NACEBEL

46349Wholesale of beverages, general range

47252Retail sale of beverages, general range

46170Agents in the wholesale of food, beverages and tobacco

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.