BB-BD
ActiveSummary
The computed 12-month bankruptcy probability of BB-BD is 3.3% (moderate). The 2025 annual accounts show negative equity (-€1,983) and a net result of -€18,080. Its solvency ranks better than 12% of 1,003 sector peers (NACE 10, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- -€1,983
- Loss
- -€18,080
- BRASSART BenjaminDirector
- DESMARETZ BenoîtDirector
- FLAVEUR CAFE SASDirector · permanent representative Morgue Bernard
Why 48raises riskSector: Manufacture of food products (NACE 10)Founded in 2024Negative equity -€1,983lowers riskLiquidity: current ratio 0.86, cash €18,673Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 18% on solvency, 44% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Appointment: FLAVEUR CAFE SAS (director)Permanent representative: Morgue Bernard
- IncorporationAppointments: BRASSART Benjamin (director) and…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (16 days) Filed on 16 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00402725.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,635 |
| Other operating charges640/8 | €3,013 |
| Gross operating margin9900 | -€1,240 |
| Operating profit (loss)9901 | -€13,888 |
| Financial income75/76B | €2,254 |
| Recurring financial income75 | €2,254 |
| Financial charges65/66B | €6,446 |
| Recurring financial charges65 | €6,446 |
| Profit (loss) for the period before taxes9903 | -€18,080 |
| Income taxes67/77 | €0 |
| Profit (loss) for the period9904 | -€18,080 |
| Profit (loss) for the period to be appropriated9905 | -€18,080 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €75,002 | |
| Fixed assets21/28 | €34,942 | |
| Intangible fixed assets21 | €1,260 | |
| Tangible fixed assets22/27 | €33,132 | |
| Plant, machinery and equipment23 | €29,738 | |
| Furniture and vehicles24 | €1,170 | |
| Other tangible fixed assets26 | €2,224 | |
| Financial fixed assets28 | €550 | |
| Current assets29/58 | €40,059 | |
| Stocks and contracts in progress3 | €10,299 | |
| Stocks30/36 | €10,299 | |
| Amounts receivable within one year40/41 | €8,752 | |
| Trade receivables40 | €8,740 | |
| Other amounts receivable41 | €12 | |
| Cash at bank and in hand54/58 | €18,673 | |
| Deferred charges and accrued income490/1 | €2,335 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €75,002 | |
| Equity10/15 | -€1,983 | |
| Contributions10/11 | €10,000 | |
| Contributions outside capital11 | €10,000 | |
| Other1109/19 | €10,000 | |
| Profit (loss) carried forward14 | -€18,080 | |
| Investment grants15 | €6,097 | |
| Amounts payable17/49 | €76,985 | |
| Amounts payable after more than one year17 | €30,602 | |
| Financial debts170/4 | €30,602 | |
| Amounts payable within one year42/48 | €46,383 | |
| Current portion of amounts payable after more than one year42 | €5,897 | |
| Financial debts43 | €8,549 | |
| Credit institutions430/8 | €1,600 | |
| Other loans439 | €6,949 | |
| Trade debts44 | €6,241 | |
| Suppliers440/4 | €6,241 | |
| Taxes, remuneration and social security45 | €638 | |
| Taxes450/3 | €638 | |
| Other amounts payable47/48 | €25,058 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€18,080 |
| + Depreciation and write-downs630 | €9,635 |
| Operating cash flow (approximation) | -€8,444 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 16-08-2026 | 2026-00402725 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 3
Permanent representatives 1
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BRASSART Benjamin |
|
| DESMARETZ Benoît |
|
| FLAVEUR CAFE SAS |
|
Owners and capital
Capital and shareholders
- BRASSART Benjamin 500 shares (50%) · €5,000
- DESMARETZ Benoît 500 shares (50%) · €5,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 25-03-2024 Incorporation · €10,000 · 1,000 shares
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
17-12
Gazette deed
Appointment: FLAVEUR CAFE SAS (director)Permanent representative: Morgue Bernard4 facts ▸
- General meeting, 19-11-2025
- Director appointment, FLAVEUR CAFE SAS (director)
- Other provision, “administration de la société nommée, administrée par” (deed in French)
- Permanent representative, Morgue Bernard
25-03
Gazette deed
IncorporationAppointments: BRASSART Benjamin (director) and DESMARETZ Benoît (director) · Founder · Founding capital11 facts ▸
- Incorporation, “BB-BD” (deed in French)
- Founder, BRASSART Benjamin
- Founder, DESMARETZ Benoît
- Founding capital, €10,000
- Other provision, “plan financier et responsabilité des fondateurs, responsabilité des fondateurs en cas de faillite dans les trois ans si capitaux propres manifestement insuffisa…” (deed in French)
- Other provision, “arrêt des statuts, arrêter les statuts” (deed in French)
- Other provision, “titre VIII, TITRE VIII.DISPOSITIONS DIVERSES” (deed in French)
- Registered office clause, “1070 Anderlecht,Quai Fernand Demets 23” (deed in French)
- Director appointment, BRASSART Benjamin (director (not named in the articles))
- Director appointment, DESMARETZ Benoît (director (not named in the articles))
- Pre-incorporation commitments, “takeover, tous engagements et obligations et toutes activités entreprises par un comparant au nom et pour compte de la société en formation” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21304B0083/00V002 | Brussels | 1,973 m² | 1 · 454 m² | 25.7 m · 7 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La torréfaction du café,la décaféination du café; La fabrication de café moulu ou de café soluble,d’extraits et de concentrés de café…” (deed in French)
17 activities (deed in French)
- La torréfaction du café,la décaféination du café
- La fabrication de café moulu ou de café soluble,d’extraits et de concentrés de café
- Grossiste et détaillant en café et thé
- L’achat et la vente de cafés,thés,et plus généralement tout article pouvant se rapporter au café,thé,à sa fabrication,à sa consommation,et au commerce de détail alimentaire
- La vente de pâtisserie,confiserie,vins ou spiritueux
- L’achat,la production,la vente d’alcools ou liqueurs à base de café ou autres produits
- Commerce de détail alimentaire sur éventaires et marchés
- L’achat et la vente de machines à café
- La tenue d’établissements HoreCa,de salon de dégustation,de salon de thé,de cafétaria
- La prestation de service et la consultance dans le domaine du café
- Les cours,séminaires et formations en matière de fabrication de café
- L’organisation de foires et congrès en lien avec le café
- La prestation de service et le conseil dans le domaine de la gestion de projets
- La prestation de services administratifs
- Toutes activités de consultance,études,recherche,prospection,gestion,coordination,mise en œuvre,suivi,contrôle et surveillance de tous services et prestation,dans les secteurs tant public que privé
- Management et conseil en management
- L'acquisition de biens immobiliers pour compte propre et la gestion locative associée
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BB-BD
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, organe d’administration” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, un ou plusieurs administrateurs” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Titulaires peuvent prendre connaissance du registre relatif à leurs titres, cessions effet à dater de inscription dans registre” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, prévues pour modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, administrateurs en fonction désignés liquidateurs en vertu des statuts si aucun autre…” (deed in French)