BAUWENS RENOVATIE
ActiveBAUWENS RENOVATIE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €17k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 7452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency58▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.02 in 2024; short-term debt: 59% and cash: 0% of total assets), and 66.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.3%
Return on assets
3.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
43 d early
2023
64 d early
2022
31 d early
2021
31 d early
2020
36 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▲ 12.2%
2024 · €141k
2018: €88k
2019: €88k
2020: €73k
2021: €129k
2022: €114k
2023: €123k
2024: €141k
2018 → 2025
Total assets
€476k▲ 14.8%
2024 · €415k
2018: €314k
2019: €326k
2020: €333k
2021: €348k
2022: €327k
2023: €478k
2024: €415k
2018 → 2025
Net result
€17k▼ 8.3%
2024 · €19k
2018: €15k
2019: €404
2020: €-15k
2021: €56k
2022: €-15k
2023: €9k
2024: €19k
2018 → 2025
Working capital
€9k▲ 106%
2024 · €4k
2018: €73k
2019: €71k
2020: €53k
2021: €91k
2022: €63k
2023: €-398
2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€114k▼ 11.8%€123k▲ 7.9%€141k▲ 15.3%€159k▲ 12.2%
Operating result€71k-€-10k€14k€25k▲ 78.7%€37k▲ 49.2%
Net result€56k-€-15k€9k€19k▲ 110%€17k▼ 8.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €476k
Fixed assets
€186k▼ 8.8%
Current assets
€290k▲ 37.7%
Equity and liabilities €476k
Equity
€159k▲ 12.2%
Debt
€318k▲ 16.2%
The debt ratio rises from 65.9% to 66.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €41k
Cash flow
€39k▲
2024 · €35k
Solvency
33.3%▼
2024 · 34.1%
Current ratio
1.03▲
2024 · 1.02
Quick ratio
0.72▼
2024 · 1.02
Debt / equity
2.00▲
2024 · 1.93
ROE
10.8%▼
2024 · 13.3%
ROA
3.6%▼
2024 · 4.5%
Interest coverage
12.50▲
2024 · 6.40
Debt
€318k▲
2024 · €273k
Debt ≤ 1 year
€281k▲
2024 · €206k
Debt > 1 year
€36k▼
2024 · €67k
Income taxes
€15k
Staff costs
€211k▲
2024 · €208k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€415k€476k▲
Formation expenses20-€0
Fixed assets21/28€204k€186k▼
Tangible fixed assets22/27€204k€186k▼
Land and buildings22€161k€153k▼
Plant, machinery and equipment23€31k€27k▼
Furniture and vehicles24€12k€5k▼
Other tangible fixed assets26-€0
Current assets29/58€211k€290k▲
Stocks and contracts in progress3€1k€88k▲
Stocks30/36€1k€88k▲
Amounts receivable within one year40/41€195k€201k▲
Trade receivables40€61k€31k▼
Other amounts receivable41€134k€170k▲
Cash at bank and in hand54/58€15k€0▼
Deferred charges and accrued income490/1-€886
Equity and liabilities
Total equity and liabilities10/49€415k€476k▲
Equity10/15€141k€159k▲
Contributions10/11€19k€19k=
Reserves13€123k€140k▲
Tax-exempt reserves132€13k€13k=
Distributable reserves133€110k€127k▲
Amounts payable17/49€273k€318k▲
Amounts payable after more than one year17€67k€36k▼
Financial debts170/4€67k€36k▼
Amounts payable within one year42/48€206k€281k▲
Current portion of amounts payable after more than one year42€31k€40k▲
Trade debts44€31k€138k▲
Suppliers440/4€31k€138k▲
Advances received on contracts in progress46€74k€5k▼
Taxes, remuneration and social security45€11k€11k▲
Remuneration and social security454/9€11k€11k▲
Other amounts payable47/48€60k€87k▲
Accrued charges and deferred income492/3€417-
Income statement
Code20242025
Remuneration, social security and pensions62€208k€211k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€22k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-6k
Other operating charges640/8€12k€2k▼
Gross operating margin9900€260k€266k▲
Operating profit (loss)9901€25k€37k▲
Financial income75/76B€533€114▼
Recurring financial income75€533€114▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€19k€32k▲
Income taxes67/77-€15k
Profit (loss) for the period9904€19k€17k▼
Profit (loss) for the period to be appropriated9905€19k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Profit (loss) brought forward from the previous period14P€-6k-
Transfer to equity691/2€12k€17k▲
To other reserves6921€12k€17k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €159k ▲12.2%
3 profitable years in a row build equity to €159k.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
30-09
Financial
Equity above €100kEq €129k ▲77.3%
Equity rises from €73k to €129k.
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-15k ▼3896%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zaubeekstraat 889870 ZulteGround area
849 m²
Building footprint
413 m²
Volume, LiDAR
3,189 m³
Parcel 44081C0137/00D006, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MALLIXX
since 20032.134.693.549
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0137/00D006 | Flanders | 849 m² | 1 · 413 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,174 EUR awarded · 1,174 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 291 EUR | 291 EUR |
| 2022 | 2 | 883 EUR | 883 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
5 live approvals · 4 endedBuitenschrijnwerker hout duaal (so)
Buitenschrijnwerker hout duaal (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
Medewerker hout duaal (so)
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2003
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
45211
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.