BAUWENS & Co
ActiveSummary
BAUWENS & Co has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €41k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+34
Solvency42▲+22
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 0.76 in 2024; short-term debt: 72.9% and cash: 17.8% of total assets), and 82.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.3%
Return on assets
22.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
13 d early
2023
12 d early
2022
21 d early
2021
225 d late
2020
92 d late
2019
85 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€41k
2024 · €-4k
2018: €2k
2019: €-44k
2020: €35k
2021: €-11k
2022: €16k
2023: €-15k
2024: €-4k
2018 → 2025
Working capital
€16k
2024 · €-36k
2018: €-58k
2019: €-64k
2020: €-34k
2021: €-45k
2022: €-12k
2023: €-44k
2024: €-36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€11k€-5k€-9k▼ 89.5%€32k
Operating result€-6k-€20k€-10k€223€46k▲ 20,631%
Net result€-11k-€16k€-15k€-4k▲ 72.0%€41k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20,631% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€35k ▼ 39.5%
Current assets
€151k ▲ 34.3%
Equity and liabilities €186k
Equity
€32k
Debt
€154k
Debt finances 82.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€69k▲
2024 · €25k
Cash flow
€64k▲
2024 · €20k
Current ratio
1.11▲
2024 · 0.76
Quick ratio
1.03▲
2024 · 0.65
Debt to equity
4.79▲
2024 · -19.53
ROE
128.6%
ROA
22.2%▲
2024 · -2.5%
Interest coverage
14.65▲
2024 · 5.62
Debt ≤ 1 year
€135k▼
2024 · €148k
Debt > 1 year
€18k▼
2024 · €31k
Income taxes
€549▲
2024 · €172
Staff costs
€170k▼
2024 · €239k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€170k€186k▲
Fixed assets21/28€58k€35k▼
Tangible fixed assets22/27€57k€34k▼
Land and buildings22€8k€2k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€44k€29k▼
Financial fixed assets28€476€341▼
Current assets29/58€112k€151k▲
Stocks and contracts in progress3€16k€11k▼
Stocks30/36€16k€11k▼
Amounts receivable within one year40/41€59k€90k▲
Trade receivables40€45k€61k▲
Other amounts receivable41€14k€29k▲
Cash at bank and in hand54/58€24k€33k▲
Deferred charges and accrued income490/1€13k€17k▲
Equity and liabilities
Total equity and liabilities10/49€170k€186k▲
Equity10/15€-9k€32k▲
Contributions10/11€22k€22k=
Revaluation surpluses12€13k€13k=
Reserves13€6k€6k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€-50k€-9k▲
Amounts payable17/49€179k€154k▼
Amounts payable after more than one year17€31k€18k▼
Financial debts170/4€31k€18k▼
Amounts payable within one year42/48€148k€135k▼
Current portion of amounts payable after more than one year42€43k€35k▼
Trade debts44€97k€95k▼
Suppliers440/4€97k€95k▼
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€3k€549▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€219€131▼
Accrued charges and deferred income492/3-€220
Income statement
Code20242025
Remuneration, social security and pensions62€239k€170k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€667-
Gross operating margin9900€268k€242k▼
Operating profit (loss)9901€223€46k▲
Financial income75/76B€54€231▲
Recurring financial income75€54€231▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-4k€42k▲
Income taxes67/77€172€549▲
Profit (loss) for the period9904€-4k€41k▲
Profit (loss) for the period to be appropriated9905€-4k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-9k▲
Profit (loss) brought forward from the previous period14P€-46k€-50k▼
Social balance
Average headcount (FTE)90876.33.9▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €41k
Net result €41k after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
13-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 225 days late
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 92 days late
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
2019
31-12
Financial
Weakest financial yearnet €-44k ▼1938%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chimay · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Petit Canton(S-R) 736460 ChimayGround area
4,440 m²
Building footprint
154 m²
Volume, LiDAR
1,221 m³
Parcel 56067B0231/00C004, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Petit Canton(S-R) 73, 6460 Chimay
since 19882.033.302.122
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56067B0231/00C004 | Wallonia | 4,439 m² | 1 · 154 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
15 categoriesBAUWENS & Co SRL26368
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-1988
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43331Floor and wall tiling
47221Retail sale of meat and meat products, excluding game and poultry
47252Retail sale of beverages, general range
47260Retail trade
47512Retail sale of household textiles and bedding
47552Retail sale of lighting equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:xtof.bauwens@gmail.com
Phone:+3260455223