BAUGNEZ CONCEPT
ActiveSummary
BAUGNEZ CONCEPT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €986k and a net result of €-3k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+11
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 16.68 against 20.36 in 2024; short-term debt: 0.7% and cash: 10.7% of total assets), and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
17 d early
2024
17 d early
2023
20 d early
2022
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€55k
EBIT margin
-4.0%
Net result
€-3k▲ 55.1%
2024 · €-6k
2022: €5k
2023: €-3k
2024: €-6k
2022 → 2025
Working capital
€103k▲ 53.7%
2024 · €67k
2022: €11k
2023: €42k
2024: €67k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€55k
Equity€998k-€995k▼ 0.3%€989k▼ 0.6%€986k▼ 0.3%
Operating result€7k-€-3k€-5k▼ 77.7%€-2k▲ 59.4%
Net result€5k-€-3k€-6k▼ 91.4%€-3k▲ 55.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €991k
Fixed assets
€882k ▼ 4.1%
Current assets
€110k ▲ 55.4%
Equity and liabilities €993k
Equity
€986k ▼ 0.3%
Debt
€7k ▲ 87.8%
Debt's share of the balance-sheet total rises from 0.4% to 0.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €35k
Cash flow
€39k▲
2024 · €35k
Current ratio
16.68▼
2024 · 20.36
Debt to equity
0.01▲
2024 · 0.00
ROE
-0.3%▲
2024 · -0.6%
ROA
-0.3%▲
2024 · -0.6%
Interest coverage
91.06▲
2024 · 84.08
Debt ≤ 1 year
€7k▲
2024 · €3k
Income taxes
€0▼
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€992k€993k=
Formation expenses20€3k€1k▼
Fixed assets21/28€919k€882k▼
Tangible fixed assets22/27€919k€882k▼
Land and buildings22€872k€838k▼
Plant, machinery and equipment23€47k€44k▼
Financial fixed assets28€0-
Other financial fixed assets284/8€0-
Shares284€0-
Current assets29/58€71k€110k▲
Amounts receivable within one year40/41€0€405▲
Trade receivables40-€403
Other amounts receivable41-€2
Current investments50/53€250€250=
Other investments51/53€250€250=
Cash at bank and in hand54/58€68k€106k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€992k€993k=
Equity10/15€989k€986k▼
Contributions10/11€795k€795k=
Reserves13€194k€192k▼
Distributable reserves133€194k€192k▼
Amounts payable17/49€4k€7k▲
Amounts payable within one year42/48€3k€7k▲
Trade debts44€191€4k▲
Suppliers440/4€191€4k▲
Taxes, remuneration and social security45-€0
Taxes450/3-€0
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€36€0▼
Income statement
Code20242025
Operating income70/76A€49k€55k▲
Turnover70-€55k
Other operating income74€49k€0▼
Operating charges60/66A€54k€57k▲
Services and other goods61€6k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€42k▲
Other operating charges640/8€7k€8k▲
Operating profit (loss)9901€-5k€-2k▲
Financial income75/76B€0€8▲
Recurring financial income75€0€8▲
Income from current assets751€0€8▲
Financial charges65/66B€421€435▲
Recurring financial charges65€421€435▲
Other financial charges652/9€421€435▲
Profit (loss) for the period before taxes9903€-6k€-3k▲
Income taxes67/77€0€0▼
Taxes670/3€0€0▼
Profit (loss) for the period9904€-6k€-3k▲
Profit (loss) for the period to be appropriated9905€-6k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-3k▲
Transfer from equity791/2€6k€3k▼
From reserves792€6k€3k▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Liquidity times 221current ratio 369.30
Current ratio from 1.67 to 369.30; short-term debt falls from €17k to €115.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baugnez-Route de Luxembourg 14960 Malmedy1 establishment unit
BAUGNEZ CONCEPT
since 20222.331.640.963
Similar companies · same sector, comparable size
EUROPARK
BE 0460.741.090
Peer · Eq €986k
STRAATSBURGDOK TWEE
BE 0464.920.505
Antwerpen · Eq €985k
BERNARDFAGNE
BE 0410.578.828
Ferrières · Eq €987k
CASTELLINO
BE 0421.074.822
Harelbeke · Eq €988k
TELESTO BC
BE 0806.495.018
Hasselt · Eq €983k
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,131 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filings
Scores and ratios are computed by Checked and are not a credit decision.