BATIM ART
ActiveThe computed 12-month bankruptcy probability of BATIM ART is 3.0% (moderate). The 2025 annual accounts show equity of €162k and a net result of €47k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 60% of 7376 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+16
Solvency78▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.79 in 2024; short-term debt: 47% and cash: 0.6% of total assets), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53%
Return on assets
15.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
30 d late
2022
61 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 40.9%
2024 · €115k
2021: €69k
2022: €107k
2023: €109k
2024: €115k
2021 → 2025
Total assets
€305k▲ 29.6%
2024 · €235k
2021: €177k
2022: €240k
2023: €167k
2024: €235k
2021 → 2025
Net result
€47k▲ 718%
2024 · €6k
2021: €68k
2022: €38k
2023: €2k
2024: €6k
2021 → 2025
Working capital
€146k▲ 53.2%
2024 · €96k
2021: €33k
2022: €72k
2023: €50k
2024: €96k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€107k▲ 54.3%€109k▲ 1.9%€115k▲ 5.3%€162k▲ 40.9%
Operating result€81k-€48k▼ 40.7%€3k▼ 94.3%€9k▲ 237%€65k▲ 596%
Net result€68k-€38k▼ 44.5%€2k▼ 94.5%€6k▲ 180%€47k▲ 718%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 596% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305k
Fixed assets
€15k▼ 20.1%
Current assets
€290k▲ 34.0%
Equity and liabilities €305k
Equity
€162k▲ 40.9%
Debt
€143k▲ 18.8%
The debt ratio falls from 51.3% to 47.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €28k
Cash flow
€59k▲
2024 · €25k
Solvency
53.0%▲
2024 · 48.7%
Current ratio
2.02▲
2024 · 1.79
Quick ratio
2.01▲
2024 · 1.78
Debt / equity
0.89▼
2024 · 1.05
ROE
29.1%▲
2024 · 5.0%
ROA
15.4%▲
2024 · 2.4%
Interest coverage
556.17▲
2024 · 102.34
Debt
€143k▲
2024 · €121k
Debt ≤ 1 year
€143k▲
2024 · €121k
Income taxes
€17k▲
2024 · €3k
Staff costs
€38k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€305k▲
Fixed assets21/28€19k€15k▼
Tangible fixed assets22/27€19k€15k▼
Plant, machinery and equipment23€11k€15k▲
Furniture and vehicles24€8k€736▼
Current assets29/58€216k€290k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€158k€286k▲
Trade receivables40€127k€232k▲
Other amounts receivable41€32k€54k▲
Cash at bank and in hand54/58€56k€2k▼
Deferred charges and accrued income490/1€274€121▼
Equity and liabilities
Total equity and liabilities10/49€235k€305k▲
Equity10/15€115k€162k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€113k€160k▲
Amounts payable17/49€121k€143k▲
Amounts payable within one year42/48€121k€143k▲
Trade debts44€88k€116k▲
Suppliers440/4€88k€116k▲
Taxes, remuneration and social security45€32k€27k▼
Taxes450/3€2k€20k▲
Remuneration and social security454/9€30k€7k▼
Other amounts payable47/48€40€40=
Income statement
Code20242025
Remuneration, social security and pensions62€85k€38k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€12k▼
Other operating charges640/8€1k€400▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€119k€115k▼
Operating profit (loss)9901€9k€65k▲
Financial income75/76B€11€0▼
Recurring financial income75€11€0▼
Financial charges65/66B€278€138▼
Recurring financial charges65€278€138▼
Profit (loss) for the period before taxes9903€9k€64k▲
Income taxes67/77€3k€17k▲
Profit (loss) for the period9904€6k€47k▲
Profit (loss) for the period to be appropriated9905€6k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€160k▲
Profit (loss) brought forward from the previous period14P€107k€113k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €162k ▲40.9%
5 profitable years in a row build equity to €162k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼94.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲54.3%
2 profitable years in a row build equity to €107k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliegveldstraat 401130 BrusselGround area
344 m²
Building footprint
284 m²
Volume, LiDAR
2,179 m³
2 parcels, Brussels, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BATIM ART
since 20202.304.259.249
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821C0159/00S002 | Brussels | 172 m² | 1 · 107 m² | 11.9 m · 3 fl. |
| 44815F1034/00R000 | Flanders | 172 m² | 1 · 177 m² | 14.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DELTA SERVICES BARCHON
BE 0427.959.545
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José JANSSEN
BE 0460.295.187
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F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY
BE 0423.796.265
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P A CONCEPT
BE 0774.524.511
Elsene · Eq €162k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,513 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
56301Cafés and bars
41002Construction of residential and non-residential buildings
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.