BATICOVER
ActiveSummary
The computed 12-month bankruptcy probability of BATICOVER is 2.0% (moderate). The 2025 annual accounts show equity of €153,846 and a net result of €51,793. Equity is growing by ~69.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 7564 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability96▼-4
Solvency91▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.77 against 1.91 in 2024; short-term debt: 34.1% and cash: 26.2% of total assets), and 34.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
22.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
88 d late
2023
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 37 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€153,846▲ 50.8%
2024 · €102,053
Total assets
€233,496▲ 16.8%
2024 · €199,889
Net result
€51,793▼ 42.1%
2024 · €89,525
Working capital
€141,069▲ 58.2%
2024 · €89,153
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€13,494-€121,699▲ 802%€60,028▼ 50.7%
Net result€9,528within the sector's middle half-€89,525above the sector's middle half▲ 840%€51,793above the sector's middle half▼ 42.1%
Equity€12,528below the sector's middle half-€102,053within the sector's middle half▲ 715%€153,846above the sector's middle half▲ 50.8%
Total assets€92,797within the sector's middle half-€199,889within the sector's middle half▲ 115%€233,496within the sector's middle half▲ 16.8%
Debt€80,270-€97,836▲ 21.9%€79,650▼ 18.6%
Working capital€9,318-€89,153▲ 857%€141,069▲ 58.2%
Solvency13.5%below the sector's middle half-51.1%within the sector's middle half▲ 37.6pp65.9%within the sector's middle half▲ 14.8pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233,496
Fixed assets
€12,777 ▼ 0.9%
Current assets
€220,718 ▲ 18.0%
Equity and liabilities €233,496
Equity
€153,846 ▲ 50.8%
Debt
€79,650 ▼ 18.6%
Debt's share of the balance-sheet total falls from 48.9% to 34.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63,758▼
2024 · €123,341
Cash flow
€55,523▼
2024 · €91,167
Current ratio
2.77▲
2024 · 1.91
Debt to equity
0.52▼
2024 · 0.96
ROE
33.7%▼
2024 · 87.7%
ROA
22.2%▼
2024 · 44.8%
Interest coverage
98.48▼
2024 · 210.77
Debt ≤ 1 year
€79,650▼
2024 · €97,836
Income taxes
€7,800▼
2024 · €31,728
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €59 | €1,642 | €3,730 | ▲ 127% |
| Other operating charges640/8 | €897 | €1,383 | €589 | ▼ 57.4% |
| Gross operating margin9900 | €14,450 | €124,723 | €64,346 | ▼ 48.4% |
| Operating profit (loss)9901 | €13,494 | €121,699 | €60,028 | ▼ 50.7% |
| Financial income75/76B | €198 | €139 | €212 | ▲ 52.4% |
| Recurring financial income75 | €198 | €139 | €212 | ▲ 52.4% |
| Financial charges65/66B | €126 | €585 | €647 | ▲ 10.6% |
| Recurring financial charges65 | €126 | €585 | €647 | ▲ 10.6% |
| Profit (loss) for the period before taxes9903 | €13,566 | €121,253 | €59,593 | ▼ 50.9% |
| Income taxes67/77 | €4,039 | €31,728 | €7,800 | ▼ 75.4% |
| Profit (loss) for the period9904 | €9,528 | €89,525 | €51,793 | ▼ 42.1% |
| Profit (loss) for the period to be appropriated9905 | €9,528 | €89,525 | €51,793 | ▼ 42.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €92,797 | €199,889 | €233,496 | ▲ 16.8% |
| Fixed assets21/28 | €3,210 | €12,899 | €12,777 | ▼ 0.9% |
| Intangible fixed assets21 | - | €1,765 | €1,365 | ▼ 22.7% |
| Tangible fixed assets22/27 | €1,010 | €11,134 | €11,412 | ▲ 2.5% |
| Plant, machinery and equipment23 | €1,010 | €4,005 | €2,492 | ▼ 37.8% |
| Furniture and vehicles24 | - | €7,129 | €5,631 | ▼ 21.0% |
| Other tangible fixed assets26 | - | - | €3,289 | - |
| Financial fixed assets28 | €2,200 | €0 | - | - |
| Current assets29/58 | €89,588 | €186,989 | €220,718 | ▲ 18.0% |
| Amounts receivable within one year40/41 | €31,433 | €121,018 | €159,380 | ▲ 31.7% |
| Trade receivables40 | €30,519 | €116,727 | €154,163 | ▲ 32.1% |
| Other amounts receivable41 | €914 | €4,291 | €5,217 | ▲ 21.6% |
| Cash at bank and in hand54/58 | €58,155 | €60,958 | €61,080 | ▲ 0.2% |
| Deferred charges and accrued income490/1 | - | €5,013 | €259 | ▼ 94.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €92,797 | €199,889 | €233,496 | ▲ 16.8% |
| Equity10/15 | €12,528 | €102,053 | €153,846 | ▲ 50.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €9,528 | €99,053 | €150,846 | ▲ 52.3% |
| Amounts payable17/49 | €80,270 | €97,836 | €79,650 | ▼ 18.6% |
| Amounts payable within one year42/48 | €80,270 | €97,836 | €79,650 | ▼ 18.6% |
| Trade debts44 | €21,973 | €24,285 | €12,731 | ▼ 47.6% |
| Suppliers440/4 | €21,973 | €24,285 | €12,731 | ▼ 47.6% |
| Advances received on contracts in progress46 | €12,570 | €35,702 | €7,823 | ▼ 78.1% |
| Taxes, remuneration and social security45 | €4,039 | €31,728 | €46,394 | ▲ 46.2% |
| Taxes450/3 | €4,039 | €31,728 | €46,394 | ▲ 46.2% |
| Other amounts payable47/48 | €41,689 | €6,122 | €12,701 | ▲ 107% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,528 | €89,525 | €51,793 | ▼ 42.1% |
| + Depreciation and write-downs630 | €59 | €1,642 | €3,730 | ▲ 127% |
| Operating cash flow (approximation) | €9,587 | €91,167 | €55,523 | ▼ 39.1% |
| Investment in fixed assets (approximation) | - | -€11,331 | -€3,607 | ▲ 68.2% |
| Change in cash | - | €2,803 | €122 | ▼ 95.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150,000Eq €153,846 ▲50.8%
3 profitable years in a row build equity to €153,846.
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Highest result since 2023net €89,525 ▲840%
Operating result €121,699, net result €89,525, both a record.
31-12
Financial
Equity above €100,000Eq €102,053 ▲715%
2 profitable years in a row build equity to €102,053.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2023
Ground area
118 m²
Building footprint
72 m²
Volume, LiDAR
811 m³
Parcel 22662B0040/00C005, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BATICOVER
since 20232.343.874.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0040/00C005 | Flanders | 118 m² | 1 · 72 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-03-2023
Fiscal year end31-12
Trade name NL
OBBERG
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
43310Plastering work
43410Roofing work
43421Specialised construction activities
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
70200Business and other management consultancy
71113Urban planning and landscape architecture
81300Landscape service activities
Contact
Website
obberg.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0800122910
Registered
22-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.