BATICOVER
ActiveSummary
The computed 12-month bankruptcy probability of BATICOVER is 2.0% (moderate). The 2025 annual accounts show equity of €154k and a net result of €52k. Equity is growing by ~69.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability96▼-4
Solvency91▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 1.91 in 2024; short-term debt: 34.1% and cash: 26.2% of total assets), and 34.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
22.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
88 d late
2023
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€154k▲ 50.8%
2024 · €102k
Total assets
€233k▲ 16.8%
2024 · €200k
Net result
€52k▼ 42.1%
2024 · €90k
Working capital
€141k▲ 58.2%
2024 · €89k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€13k-€122k▲ 802%€60k▼ 50.7%
Net result€10k-€90k▲ 840%€52k▼ 42.1%
Equity€13k-€102k▲ 715%€154k▲ 50.8%
Total assets€93k-€200k▲ 115%€233k▲ 16.8%
Debt€80k-€98k▲ 21.9%€80k▼ 18.6%
Working capital€9k-€89k▲ 857%€141k▲ 58.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€13k ▼ 0.9%
Current assets
€221k ▲ 18.0%
Equity and liabilities €233k
Equity
€154k ▲ 50.8%
Debt
€80k ▼ 18.6%
Debt's share of the balance-sheet total falls from 48.9% to 34.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €123k
Cash flow
€56k▼
2024 · €91k
Current ratio
2.77▲
2024 · 1.91
Debt to equity
0.52▼
2024 · 0.96
ROE
33.7%▼
2024 · 87.7%
ROA
22.2%▼
2024 · 44.8%
Interest coverage
98.48▼
2024 · 210.77
Debt ≤ 1 year
€80k▼
2024 · €98k
Income taxes
€8k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €59 | €2k | €4k | ▲ 127% |
| Other operating charges640/8 | €897 | €1k | €589 | ▼ 57.4% |
| Gross operating margin9900 | €14k | €125k | €64k | ▼ 48.4% |
| Operating profit (loss)9901 | €13k | €122k | €60k | ▼ 50.7% |
| Financial income75/76B | €198 | €139 | €212 | ▲ 52.4% |
| Recurring financial income75 | €198 | €139 | €212 | ▲ 52.4% |
| Financial charges65/66B | €126 | €585 | €647 | ▲ 10.6% |
| Recurring financial charges65 | €126 | €585 | €647 | ▲ 10.6% |
| Profit (loss) for the period before taxes9903 | €14k | €121k | €60k | ▼ 50.9% |
| Income taxes67/77 | €4k | €32k | €8k | ▼ 75.4% |
| Profit (loss) for the period9904 | €10k | €90k | €52k | ▼ 42.1% |
| Profit (loss) for the period to be appropriated9905 | €10k | €90k | €52k | ▼ 42.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €93k | €200k | €233k | ▲ 16.8% |
| Fixed assets21/28 | €3k | €13k | €13k | ▼ 0.9% |
| Intangible fixed assets21 | - | €2k | €1k | ▼ 22.7% |
| Tangible fixed assets22/27 | €1k | €11k | €11k | ▲ 2.5% |
| Plant, machinery and equipment23 | €1k | €4k | €2k | ▼ 37.8% |
| Furniture and vehicles24 | - | €7k | €6k | ▼ 21.0% |
| Other tangible fixed assets26 | - | - | €3k | - |
| Financial fixed assets28 | €2k | €0 | - | - |
| Current assets29/58 | €90k | €187k | €221k | ▲ 18.0% |
| Amounts receivable within one year40/41 | €31k | €121k | €159k | ▲ 31.7% |
| Trade receivables40 | €31k | €117k | €154k | ▲ 32.1% |
| Other amounts receivable41 | €914 | €4k | €5k | ▲ 21.6% |
| Cash at bank and in hand54/58 | €58k | €61k | €61k | ▲ 0.2% |
| Deferred charges and accrued income490/1 | - | €5k | €259 | ▼ 94.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €93k | €200k | €233k | ▲ 16.8% |
| Equity10/15 | €13k | €102k | €154k | ▲ 50.8% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €10k | €99k | €151k | ▲ 52.3% |
| Amounts payable17/49 | €80k | €98k | €80k | ▼ 18.6% |
| Amounts payable within one year42/48 | €80k | €98k | €80k | ▼ 18.6% |
| Trade debts44 | €22k | €24k | €13k | ▼ 47.6% |
| Suppliers440/4 | €22k | €24k | €13k | ▼ 47.6% |
| Advances received on contracts in progress46 | €13k | €36k | €8k | ▼ 78.1% |
| Taxes, remuneration and social security45 | €4k | €32k | €46k | ▲ 46.2% |
| Taxes450/3 | €4k | €32k | €46k | ▲ 46.2% |
| Other amounts payable47/48 | €42k | €6k | €13k | ▲ 107% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €90k | €52k | ▼ 42.1% |
| + Depreciation and write-downs630 | €59 | €2k | €4k | ▲ 127% |
| Operating cash flow (approximation) | €10k | €91k | €56k | ▼ 39.1% |
| Investment in fixed assets (approximation) | - | €-11k | €-4k | ▲ 68.2% |
| Change in cash | - | €3k | €122 | ▼ 95.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €154k ▲50.8%
3 profitable years in a row build equity to €154k.
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Highest result since 2023net €90k ▲840%
Operating result €122k, net result €90k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲715%
2 profitable years in a row build equity to €102k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2023
Ground area
118 m²
Building footprint
72 m²
Volume, LiDAR
811 m³
Parcel 22662B0040/00C005, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BATICOVER
since 20232.343.874.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0040/00C005 | Flanders | 118 m² | 1 · 72 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 12,586 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-03-2023
Fiscal year end31-12
Trade name NL
OBBERG
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
43310Plastering work
43410Roofing work
43421Specialised construction activities
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
70200Business and other management consultancy
71113Urban planning and landscape architecture
81300Landscape service activities
Contact
Website
obberg.com
Scores and ratios are computed by Checked and are not a credit decision.