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Complete company report
Generated 04-09-2026
Active BE 0797.168.170Private limited company

BATI MIS CONSTRUCT

Rue de Mignault(Be) 7 ·7100 La Louvière, Belgium· 3 yrs active
Sector: General construction of residential buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of BATI MIS CONSTRUCT is 2.6% (moderate). The 2025 annual accounts show equity of €24k and a net result of €10k. Its solvency ranks better than 81% of 1093 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €24k
Net result €10k
Better than sector 81%
Active 3 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.6% Moderate
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€3k
estimate, not credit advice
Score history
78 2024
93 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 2.48 (≥ 1.5) +10
Quick ratio Quick ratio 2.48 (≥ 1.0) +5
Leverage Debt/equity 0.40 (< 1.0) +10
Profitability ROE 41% (≥ 10%) +10
Interest coverage Interest coverage 50.1× (≥ 3×) +8
Profit trend Net profit down YoY -3
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 03-09-2025 with the NBB · fiscal year 2025 · micro schema
€0€5k€10k€15kOperating result 2024: €16k€16kNet result 2024: €12k€12kOperating result 2025: €14k€14kNet result 2025: €10k€10k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 41, Construction of residential and non-residential buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 71.5% 42.3%
better than 81% of 1093 sector peers
Net result €10k €11k
better than 47% of 1093 sector peers
Equity €24k €35k
better than 39% of 1095 sector peers
Gross operating margin €21k €29k
better than 39% of 1092 sector peers
Total assets €34k €96k
better than 17% of 1093 sector peers
EBITDA
€20k
-3.6% 24-25
Net profit
€10k
-17.4% 24-25
Cash flow
€16k
-3.4% 24-25
Total assets
€34k
-38.7% 24-25
Equity
€24k
+70.9% 24-25
Working capital
€14k
+637.7% 24-25
Income taxes
€3k
-8.8% 24-25
Debt
€10k
-76.5% 24-25
Debt ≤ 1y
€10k
-76.5% 24-25
Current ratio
2.48
+136.8% 24-25
Quick ratio
2.48
+136.8% 24-25
Solvency
71.5%
+178.8% 24-25
Debt / equity
0.40
-86.2% 24-25
ROE
41.5%
-51.7% 24-25
ROA
29.7%
+34.6% 24-25
Interest coverage
50.15
-33.7% 24-25
Figures by fiscal year and ratios
Fiscal year20252024
Depositmicro schemamicro schema
Revenue--
EBITDA€20k€20k
Net profit€10k€12k
Cash flow€16k€17k
Staff costs--
Income taxes€3k€3k
Dividends--
Total assets€34k€55k
Equity€24k€14k
Debt€10k€41k
of which ≤ 1y€10k€41k
of which > 1y--
Working capital€14k€2k
Employees (FTE)--
Ratios (computed)
20252024
Current ratio2.481.05
Quick ratio2.481.05
Working capital ratio42.2%3.5%
Solvency71.5%25.6%
Debt / equity0.402.90
Long-term debt ratio--
Interest coverage50.1575.61
Gross margin--
Net margin--
ROA29.7%22.0%
ROE41.5%85.9%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€34k€55k
Fixed assets 21/28€10k€12k
Tangible fixed assets 22/27€10k€12k
Current assets 29/58€24k€43k
Amounts receivable within one year 40/41€15k€12k
Cash & bank 54/58€8k€30k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€34k€55k
Equity 10/15€24k€14k
Contributions / capital 10/11€2k€2k
Accumulated profits (losses) 14€22k€12k
Amounts payable 17/49€10k€41k
Amounts payable within one year 42/48€10k€41k
Trade debts payable within one year 44€1k€31k
Income statement
Gross operating margin 9900€21k€21k
Operating result 9901€14k€16k
Financial income 75€0€5
Financial charges 65€393€270
Result before taxes 9903€13k€16k
Income taxes 67/77€3k€3k
Net result for the period 9904€10k€12k
Result to be appropriated 9905€10k€12k
Legal Structure
NACE primary General construction of residential buildings(41001)
Legal form Private limited company(610)
Incorporation13-01-2023
StatusActive
Postal code7100
Establishment units 1 location
BATI MIS CONSTRUCT
Rue de Mignault(Be) 7, 7100 La LouvièreSite preparation
since 20232.340.229.819
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55573C0094/00Z003 Wallonia 148 m² 1 · 63 m² -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
Next filing, fiscal year 2026, expected by 31-10-2026
2025
03-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Liquidity doublescurrent ratio 2.48
Current ratio from 1.05 to 2.48; short-term debt falls from €41k to €10k.
2024
13-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
General construction of residential buildings41001
Names & trade names
Legal nameFR BATI MIS CONSTRUCT
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HESTIA CONFORT + BE 0760.783.569 · Ans
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V-GRO BE 0789.615.533 · Izegem
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative