BAT ET MAT
ActiveBAT ET MAT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €3k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 52% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▲+3
Solvency60▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.49 in 2023; short-term debt: 64.8% and cash: 15.3% of total assets), but 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.2%
Return on assets
1.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
55 d late
2022
108 d late
2021
61 d late
2019
446 d late
2018
35 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▲ 153%
2023 · €1k
2018: €-3k
2019: €15k
2021: €-18k
2022: €5k
2023: €1k
2018 → 2024
Working capital
€57k▲ 5.1%
2023 · €54k
2018: €38k
2019: €53k
2021: €43k
2022: €53k
2023: €54k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Equity€57k-€48k▼ 15.6%€53k▲ 10.6%€54k▲ 2.0%€57k▲ 5.0%
Operating result€16k-€-13k€8k€2k▼ 79.0%€3k▲ 91.4%
Net result€15k-€-18k€5k€1k▼ 78.8%€3k▲ 153%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 91% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €162k
Fixed assets
€150=
Current assets
€161k▼ 1.0%
Equity and liabilities €162k
Equity
€57k▲ 5.0%
Debt
€105k▼ 4.0%
The debt ratio falls from 66.9% to 64.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
35.2%▲
2023 · 33.1%
Current ratio
1.54▲
2023 · 1.49
Quick ratio
0.29▲
2023 · 0.16
Debt / equity
1.84▼
2023 · 2.02
ROE
4.8%▲
2023 · 2.0%
ROA
1.7%▲
2023 · 0.7%
Debt
€105k▼
2023 · €109k
Debt ≤ 1 year
€105k▼
2023 · €109k
Staff costs
€52k▲
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€163k€162k▼
Fixed assets21/28€150€150=
Financial fixed assets28€150€150=
Current assets29/58€163k€161k▼
Stocks and contracts in progress3€145k€131k▼
Stocks30/36€145k€131k▼
Amounts receivable within one year40/41€3k€1k▼
Trade receivables40€287-
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€11k€25k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€163k€162k▼
Equity10/15€54k€57k▲
Contributions10/11€25k€25k=
Reserves13€12k€12k=
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€9k€9k=
Other1319€2k€2k=
Profit (loss) carried forward14€18k€21k▲
Amounts payable17/49€109k€105k▼
Amounts payable within one year42/48€109k€105k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€57k€59k▲
Suppliers440/4€57k€59k▲
Taxes, remuneration and social security45€33k€28k▼
Taxes450/3€23k€21k▼
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48€17k€17k=
Income statement
Code20232024
Remuneration, social security and pensions62€39k€52k▲
Other operating charges640/8€378€2k▲
Gross operating margin9900€41k€57k▲
Operating profit (loss)9901€2k€3k▲
Financial income75/76B-€189
Recurring financial income75-€12
Non-recurring financial income76B-€177
Financial charges65/66B€538€554▲
Recurring financial charges65€538€554▲
Profit (loss) for the period before taxes9903€1k€3k▲
Profit (loss) for the period9904€1k€3k▲
Profit (loss) for the period to be appropriated9905€1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€21k▲
Profit (loss) brought forward from the previous period14P€17k€18k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
16-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 108 days late
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-18k ▼225%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 446 days late
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 35 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
07-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsesteenweg 2471080 Sint-Jans-MolenbeekGround area
484 m²
Building footprint
131 m²
Volume, LiDAR
1,842 m³
2 parcels, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BAT 1 MAT SPRL
since 19942.065.040.027
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0181/00N000 | Brussels | 402 m² | 1 · 50 m² | 16.1 m · 5 fl. |
| 21526D0256/00H003 | Brussels | 81 m² | 1 · 81 m² | 19.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DUX SUPPLY
BE 0767.830.620
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SHOETIEK JACQUELINE
BE 0418.412.765
Tournai · Eq €57k
SHOES IN THE STREET
BE 0898.155.761
Schaarbeek · Eq €57k
Watoto
BE 0780.431.316
Merksplas · Eq €56k
BEN FAMILY
BE 0478.197.033
Brussel · Eq €58k
Of 1,034 companies in sector 47721 we hold annual accounts for 582. 432 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-1993
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
47721Retail sale of footwear
51532
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.