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BOB & CO

Active
Private limited companyfounded 201015 yrs activeKunstlaan 50, 1000 Brussel, BelgiumKBO/BCE: BE 0830.162.325
Summary

BOB & CO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158,235 and a net result of €25,497. Its solvency ranks better than 90% of 3241 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▲+36
Solvency100=
Growth78
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 5.11 against 1.98 in 2024; short-term debt: 4.4% and cash: 19.8% of total assets), and 4.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.6%
Return on assets
15.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
29 d early
2024
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 October 2010, BOB & CO was incorporated.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25,497▲ 2,197%
2024 · €1,110
Working capital
€29,777▲ 596%
2024 · €4,280
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€1,187-€28,865▲ 2,332%
Net result€1,110below the sector's middle half-€25,497within the sector's middle half▲ 2,197%
Equity€132,738within the sector's middle half-€158,235below the sector's middle half▲ 19.2%
Total assets€137,084within the sector's middle half-€165,472below the sector's middle half▲ 20.7%
Debt€4,346-€7,237▲ 66.5%
Working capital€4,280within the sector's middle half-€29,777within the sector's middle half▲ 596%
Solvency96.8%above the sector's middle half-95.6%above the sector's middle half▼ 1.2pp
Current ratio1.98within the sector's middle half-5.11above the sector's middle half▲ 3.13
Return on assets (ROA)0.8%below the sector's middle half-15.4%above the sector's middle half▲ 14.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €1,187€1,187Net result 2024: €1,110€1,110Operating result 2025: €28,865€28,865Net result 2025: €25,497€25,49720242025€0€10,000€20,000€30,000Operating result 2024: €1,187€1,190Net result 2024: €1,110€1,110Operating result 2025: €28,865€28,900Net result 2025: €25,497€25,50020242025
The operating result rises in 2025; 2025 is 2,332% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,472
Fixed assets €128,458 =
Current assets €37,014 ▲ 329%
Equity and liabilities €165,472
Equity €158,235 ▲ 19.2%
Debt €7,237 ▲ 66.5%
Debt's share of the balance-sheet total rises from 3.2% to 4.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.05▲
2024 · 0.03
ROE
16.1%▲
2024 · 0.8%
Debt ≤ 1 year
€7,237▲
2024 · €4,346
Income taxes
€3,328▲
2024 · €37
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€137,084€165,472▲
Fixed assets21/28€128,458€128,458=
Tangible fixed assets22/27€128,458€128,458=
Land and buildings22€128,458€128,458=
Current assets29/58€8,626€37,014▲
Amounts receivable within one year40/41€4,296€4,295=
Trade receivables40€4,296€4,295=
Cash at bank and in hand54/58€4,330€32,719▲
Equity and liabilities
Total equity and liabilities10/49€137,084€165,472▲
Equity10/15€132,738€158,235▲
Contributions10/11€150,000€150,000=
Capital10€150,000€150,000=
Issued capital100€150,000€150,000=
Reserves13-€8,235
Non-distributable reserves130/1-€415
Legal reserve130-€415
Distributable reserves133-€7,820
Profit (loss) carried forward14-€17,262-
Amounts payable17/49€4,346€7,237▲
Amounts payable within one year42/48€4,346€7,237▲
Taxes, remuneration and social security45€4,346€7,237▲
Taxes450/3€4,346€7,237▲
Income statement Code20242025
Other operating charges640/8€852€365▼
Gross operating margin9900€2,039€29,230▲
Operating profit (loss)9901€1,187€28,865▲
Financial charges65/66B€40€40=
Recurring financial charges65€40€40=
Profit (loss) for the period before taxes9903€1,147€28,825▲
Income taxes67/77€37€3,328▲
Profit (loss) for the period9904€1,110€25,497▲
Profit (loss) for the period to be appropriated9905€1,110€25,497▲
Appropriation of the result
Profit (loss) to be appropriated9906-€17,262€8,235▲
Profit (loss) brought forward from the previous period14P-€18,372-€17,262▲
Transfer to equity691/2-€8,235
To the legal reserve6920-€415
To other reserves6921-€7,820

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€852€365▼ 57.2%
Gross operating margin9900€2,039€29,230▲ 1,334%
Operating profit (loss)9901€1,187€28,865▲ 2,332%
Financial charges65/66B€40€40=
Recurring financial charges65€40€40=
Profit (loss) for the period before taxes9903€1,147€28,825▲ 2,413%
Income taxes67/77€37€3,328▲ 8,895%
Profit (loss) for the period9904€1,110€25,497▲ 2,197%
Profit (loss) for the period to be appropriated9905€1,110€25,497▲ 2,197%
Line20242025Change
Assets
Total assets20/58€137,084€165,472▲ 20.7%
Fixed assets21/28€128,458€128,458=
Tangible fixed assets22/27€128,458€128,458=
Land and buildings22€128,458€128,458=
Current assets29/58€8,626€37,014▲ 329%
Amounts receivable within one year40/41€4,296€4,295=
Trade receivables40€4,296€4,295=
Cash at bank and in hand54/58€4,330€32,719▲ 656%
Equity and liabilities
Total equity and liabilities10/49€137,084€165,472▲ 20.7%
Equity10/15€132,738€158,235▲ 19.2%
Contributions10/11€150,000€150,000=
Capital10€150,000€150,000=
Issued capital100€150,000€150,000=
Reserves13-€8,235-
Non-distributable reserves130/1-€415-
Legal reserve130-€415-
Distributable reserves133-€7,820-
Profit (loss) carried forward14-€17,262--
Amounts payable17/49€4,346€7,237▲ 66.5%
Amounts payable within one year42/48€4,346€7,237▲ 66.5%
Taxes, remuneration and social security45€4,346€7,237▲ 66.5%
Taxes450/3€4,346€7,237▲ 66.5%
Line20242025Change
Profit (loss) for the period9904€1,110€25,497▲ 2,197%
Operating cash flow (approximation)€1,110€25,497▲ 2,197%
Investment in fixed assets (approximation)-€0-
Change in cash-€28,389-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Liquidity triplescurrent ratio 5.11
Current ratio from 1.98 to 5.11.
31-12
Financial Equity above €150,000Eq €158,235 ▲19.2%
2 profitable years in a row build equity to €158,235.
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
455 m²
Building footprint
397 m²
Volume, LiDAR
12,028 m³
Parcel 21805E0361/00D000, Brussels · tallest building 36.9 m, ±11 floors. Linked by address, not a title deed.
48 companies at this address See who is registered here
1 establishment unit
BOB & Co
Kunstlaan 50, 1000 BrusselBusiness consulting
since 20102.367.308.754
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21805E0361/00D000 Brussels 455 m² 1 · 397 m² 36.9 m · 11 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 40,788 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0830162325
Registered 20-11-2020

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.