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BART ONGENA

Active
Private limited companyfounded 20188 yrs activeHuivelde 214, 9240 Zele, BelgiumKBO/BCE: BE 0687.676.748
Summary

BART ONGENA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,808 and a net result of €77,660. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 20% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
BART ONGENAActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€595,279total assets 2025
Equity
€107,808
Profit
€77,660
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 18 d early0 of 3 deeds read
Why 83- Sector Specialised construction activities (NACE 43)- Equity €107,808 (18.1% of total assets)+ Size: total assets €595,279+ Figures for FY 2025 (filed 13-07-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 32% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 43-5
equity 18.1% of total assets
Liquidity 35-7
short-term debt 45.9% · cash 5.6%
Profitability 85-2
return on assets 13.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 14 months 09-2025: 0.4% 10-2025: 0.4%▼ -5.3% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▼ -0.8% vs 12-2025 02-2026: 0.4%▲ +0.5% vs 01-2026 03-2026: 0.4%▼ -11.2% vs 02-2026 04-2026: 0.4%▲ +14.6% vs 03-2026 05-2026: 0.4%▲ +6.5% vs 04-2026 06-2026: 0.4%▲ +0.2% vs 05-2026 07-2026: 0.5%▲ +17.1% vs 06-2026highest value 08-2026: 0.3%▼ -35.7% vs 07-2026lowest value 09-2026: 0.3%● 0.0% vs 08-2026lowest value 10-2026: 0.3%● 0.0% vs 09-2026lowest value
  • Size: total assets €595,279 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Figures for FY 2025 (filed 13-07-2026) lowers the probability
  • Equity €107,808 (18.1% of total assets) raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.66 in 2024; short-term debt: 45.9% and cash: 5.6% of total assets), and 81.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 20%, liquidity 23%, profitability 69%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €595,279
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Figures for FY 2025 (filed 13-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €107,808 (18.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 30651 sector peers (2025).
NBB · sector comparison
Position among 30651 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
18 d early
2024
23 d early
2023
21 d early
2022
12 d early
2021
19 d early
2020
30 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €100,000Eq €134,275 ▲53.7%

Key points

  • Positive: Among the best 8% on net resultsector median €10,005 · 30,640 companies €77,660 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €77,660 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€595,279
Profit
€77,660
Solvency
18.1%
Total assets▲ 3.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 13-07-2026Annual accounts filed
  2. 08-07-2025Annual accounts filed
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
09-01-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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