Aerts Sammy
ActiveAerts Sammy has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-24k) and a net result of €63k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+7
Solvency22▲+7
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.73 against 0.69 in 2024; short-term debt: 51.3% and cash: 1.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
70 d late
2023
64 d late
2022
178 d late
2021
50 d late
2020
31 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-24k▲ 72.7%
2024 · €-86k
2018: €7k
2019: €14k
2020: €11k
2021: €7k
2022: €-83k
2023: €-120k
2024: €-86k
2018 → 2025
Total assets
€738k▼ 13.1%
2024 · €848k
2018: €723k
2019: €827k
2020: €856k
2021: €866k
2022: €950k
2023: €878k
2024: €848k
2018 → 2025
Net result
€63k▲ 89.3%
2024 · €33k
2018: €-12k
2019: €7k
2020: €-3k
2021: €-4k
2022: €-90k
2023: €-37k
2024: €33k
2018 → 2025
Working capital
€-104k▲ 36.1%
2024 · €-162k
2018: €-94k
2019: €-79k
2020: €-65k
2021: €-63k
2022: €-188k
2023: €-220k
2024: €-162k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€-83k€-120k▼ 44.9%€-86k▲ 27.7%€-24k▲ 72.7%
Operating result€15k-€-74k€-13k▲ 82.4%€49k€78k▲ 60.1%
Net result€-4k-€-90k▼ 1,909%€-37k▲ 58.6%€33k€63k▲ 89.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 60% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €738k
Fixed assets
€463k▼ 3.5%
Current assets
€275k▼ 25.5%
Key figures and ratios
EBITDA
€123k▲
2024 · €88k
Cash flow
€108k▲
2024 · €73k
Solvency
-3.2%▲
2024 · -10.2%
Current ratio
0.73▲
2024 · 0.69
Quick ratio
0.56▼
2024 · 0.57
Debt / equity
-32.21▼
2024 · -10.81
ROA
8.5%▲
2024 · 3.9%
Interest coverage
8.27▲
2024 · 5.75
Debt
€761k▼
2024 · €935k
Debt ≤ 1 year
€378k▼
2024 · €531k
Debt > 1 year
€368k▼
2024 · €396k
Staff costs
€2k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€848k€738k▼
Fixed assets21/28€480k€463k▼
Tangible fixed assets22/27€480k€463k▼
Land and buildings22€473k€433k▼
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€5k€24k▲
Financial fixed assets28€90€90=
Current assets29/58€369k€275k▼
Stocks and contracts in progress3€63k€63k=
Stocks30/36€63k€63k=
Amounts receivable within one year40/41€287k€197k▼
Trade receivables40€287k€192k▼
Other amounts receivable41-€5k
Cash at bank and in hand54/58€18k€14k▼
Deferred charges and accrued income490/1€447€286▼
Equity and liabilities
Total equity and liabilities10/49€848k€738k▼
Equity10/15€-86k€-24k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-105k€-42k▲
Amounts payable17/49€935k€761k▼
Amounts payable after more than one year17€396k€368k▼
Financial debts170/4€396k€368k▼
Amounts payable within one year42/48€531k€378k▼
Current portion of amounts payable after more than one year42€28k€28k▲
Financial debts43€50k€50k=
Credit institutions430/8€50k€50k=
Trade debts44€179k€16k▼
Suppliers440/4€179k€16k▼
Taxes, remuneration and social security45€7k€0▼
Taxes450/3€7k€0▼
Other amounts payable47/48€268k€284k▲
Accrued charges and deferred income492/3€8k€15k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Remuneration, social security and pensions62€33k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€45k▲
Other operating charges640/8€11k€1k▼
Gross operating margin9900€132k€126k▼
Operating profit (loss)9901€49k€78k▲
Financial income75/76B€12€6▼
Recurring financial income75€12€6▼
Financial charges65/66B€15k€15k▼
Recurring financial charges65€15k€15k▼
Profit (loss) for the period before taxes9903€33k€63k▲
Profit (loss) for the period9904€33k€63k▲
Profit (loss) for the period to be appropriated9905€33k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-105k€-42k▲
Profit (loss) brought forward from the previous period14P€-138k€-105k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €63k ▲89.3%
Operating result €78k, net result €63k, both a record.
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Back to profitnet €33k
Net result €33k after 4 loss-making years.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 64 days late
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 178 days late
2022
31-12
Financial
Weakest financial yearnet €-90k
Net result drops to €-90k, the lowest in the series; recovery starts the following year.
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 50 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardsesteenweg(KRU) 99770 KruisemGround area
1,840 m²
Building footprint
206 m²
Volume, LiDAR
1,220 m³
Parcel 45053A0348/00D000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TECHNICS & MORE
since 20182.276.106.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053A0348/00D000 | Flanders | 1,840 m² | 1 · 206 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 590 EUR awarded · 590 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 95 EUR |
| 2023 | 1 | 95 EUR | 0 EUR |
| 2022 | 1 | 495 EUR | 495 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 4,491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2018
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43212Electrical installation work in industrial facilities
43221Plumbing work
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@aertssammy.be