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Generated 28-06-2026
Active BE 0840.666.633Private limited company (pre-2019)Open bankruptcy

Barnato

Sluisstraat 77 ·8300 Knokke-Heist, Belgium· 14 yrs active
Sector: Financial services (64210)
Conclusion Checked

A bankruptcy procedure is open for Barnato according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-445k) and a net result of €-331k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-445k
Net result €-331k
Better than sector 5%
Active 14 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency33Growth32Stability0
33 / 100

Fragile profile — watch health in particular.

Health 0
Profitability 100
Solvency 33
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-08-2024 with the NBB · fiscal year 2023 · verkort
€-400k€-200k€0Operating result 2018: €-82k€-82kNet result 2018: €-46k€-46kOperating result 2020: €-5k€-5kNet result 2020: €-3k€-3kOperating result 2021: €-187k€-187kNet result 2021: €-195k€-195kOperating result 2022: €83k€83kNet result 2022: €63k€63kOperating result 2023: €26k€26kNet result 2023: €-331k€-331k20182020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 64 — Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -94.3% 22.8%
better than 5% of 195 sector peers
Net result €-331k €32k
better than 5% of 195 sector peers
Equity €-445k €175k
better than 5% of 195 sector peers
Gross operating margin €49k €57k
better than 46% of 195 sector peers
Employees (FTE) 0.0 0.0
better than 40% of 51 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€36k
-61.5% 18–23
Net profit
€-331k
— 18–23
Cash flow
€-321k
— 18–23
Total assets
€472k
-56.4% 18–23
Equity
€-445k
-289.3% 18–23
Working capital
€-613k
+20.0% 18–23
Employees (FTE)
0
— 18–23
Income taxes
€384
+10.9% 18–23
Debt
€918k
-23.4% 18–23
Debt ≤ 1y
€649k
-39.1% 18–23
Debt > 1y
€210k
+180.0% 18–23
Current ratio
0.06
-80.0% 18–23
Quick ratio
0.06
-80.0% 18–23
Solvency
-94.3%
-793.3% 18–23
Debt / equity
-2.06
+80.3% 18–23
ROE
74.3%
— 18–23
ROA
-70.1%
— 18–23
Interest coverage
2.21
-52.8% 18–23
Figures by fiscal year
Fiscal year2023
Revenue—
EBITDA€36k
Net profit€-331k
Cash flow€-321k
Staff costs—
Income taxes€384
Dividends—
Total assets€472k
Equity€-445k
Debt€918k
of which ≤ 1y€649k
of which > 1y€210k
Working capital€-613k
Employees (FTE)0.0
Ratios (computed)
2023
Current ratio0.06
Quick ratio0.06
Working capital ratio-129.7%
Solvency-94.3%
Debt / equity-2.06
Long-term debt ratio-0.47
Interest coverage2.21
Gross margin—
Net margin—
ROA-70.1%
ROE74.3%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet — Assets
TOTAL ASSETS 20/58€472k
Fixed assets 21/28€432k
Formation expenses 20€4k
Tangible fixed assets 22/27€11k
Financial fixed assets 28€421k
Current assets 29/58€36k
Amounts receivable within one year 40/41€32k
Cash & bank 54/58€1k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€472k
Equity 10/15€-445k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-466k
Amounts payable 17/49€918k
Amounts payable after one year 17€210k
Amounts payable within one year 42/48€649k
Trade debts payable within one year 44€31k
Income statement
Gross operating margin 9900€49k
Operating result 9901€26k
Financial income 75€0
Financial charges 65€16k
Result before taxes 9903€-331k
Income taxes 67/77€384
Net result for the period 9904€-331k
Result to be appropriated 9905€-331k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator SERGE CARTON
SCHEEPSDALELAAN 29, 8000 BRUGGE
 05-09-2024 → present Belgian State Gazette
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company (pre-2019)(015)
Incorporation27-10-2011
StatusActive
Postal code8300
First BS signal 11-09-2024
Latest BS signal 11-09-2024
Company structure — linked entities1 linked entities
BarnatoBE 0840.666.633SERGE CARTONReceiver
Mandates
Establishment units 1 location
Barnato
Izabellapolder 24-25, 8300 Knokke-HeistOntwikkeling van residentiële bouwprojecten
since 20112.203.928.882
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31039C0024/00F000 Flanders 3,753 m² 1 · 1,581 m² 14.4 m · 2 fl.
31039A0290/00W002 Flanders 423 m² 1 · 128 m² 10.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
11-09-2024
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Brugge · BARNATO BV SLUISSTRAAT 77, 8300 KNOKKE-HEIST · event 05-09-2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
14-06-2024
State Gazette act Registered-office change
2023
11-12-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
06-12-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
03-01-2022
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
30-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
23-12-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
30-11-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
27-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
27-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
01-10-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals 1 events
11-09-2024
Bankruptcy Opening
Date: 05-09-2024 · Ondernemingsrechtbank Gent, afdeling Brugge · BARNATO BV SLUISSTRAAT 77, 8300 KNOKKE-HEIST · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-09-11 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 1 acts
Address history · 1
14-06-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
14-06-2024 Registered office moved within Knokke-Heist Registered-office change
  • IZABELLAPOLDER 24-25, 8300 KNOKKE-HEIST → Sluisstraat 77, 8300 Knokke-Heist
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Sluisstraat 77, 8300 Knokke-Heist",
        "city": "Knokke-Heist",
        "region": "vlaams_gewest",
        "street": "Sluisstraat",
        "country": "BE",
        "postcode": "8300",
        "box_number": null,
        "street_number": "77",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "IZABELLAPOLDER 24-25, 8300 KNOKKE-HEIST",
        "city": "KNOKKE-HEIST",
        "region": "vlaams_gewest",
        "street": "IZABELLAPOLDER",
        "country": "BE",
        "postcode": "8300",
        "box_number": null,
        "street_number": "24-25",
        "locality_suffix": null
      },
      "effective_date": "2024-05-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-06-05",
    "act_kind_objet": "ZETELVERPLAATSING - VOLMACHT"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2024-04-29",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0840.666.633",
    "name_full": "BARNAT\u041E",
    "legal_form": "BESLOTEN VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0451.657.041",
    "org_name": "Moore Finance \u0026 Tax BV",
    "person_name": null,
    "org_rep_person_name": "Charlotte Billiet",
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "kopie na neerlegging van de akte ter griffie"
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Barnato
Registered office
Sluisstraat 77
8300 Knokke-Heist, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative