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Complete company report
Generated 25-07-2026
Active BE 0803.970.642Private limited company

BARJ

Avenue de Maire(TOU) 38 ·7500 Tournai, Belgium· 3 yrs active
Sector: Food & beverage service (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of BARJ is 10.8% (high). The 2024 annual accounts show negative equity (€-110k) and a net result of €-63k. Its solvency ranks better than 5% of 5594 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-110k
Net result €-63k
Better than sector 5%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health7Profitability100Solvency33Growth32Stability94
53 / 100

Mixed profile: strong on profitability, weaker on health.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
10.8% High
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
7 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 09-10-2025 with the NBB · fiscal year 2024 · micro
€-80k€-60k€-40k€-20k€0Operating result 2023: €-50k€-50kNet result 2023: €-51k€-51kOperating result 2024: €-58k€-58kNet result 2024: €-63k€-63k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -302.7% 19.3%
better than 5% of 5594 sector peers
Net result €-63k €4k
better than 5% of 5584 sector peers
Equity €-110k €14k
better than 5% of 5605 sector peers
Gross operating margin €171k €52k
better than 82% of 5570 sector peers
Staff costs €229k €49k
higher than 91% of 4050 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-58k
-18.8% far below sector median
Net profit
€-63k
-23.5% far below sector median
Cash flow
€-62k
-25.3% far below sector median
Total assets
€36k
+8.9% -92% vs sector
Equity
€-110k
-131.3% far below sector median
Working capital
€-110k
-141.4% far below sector median
Staff costs
€229k
+280.8% -30% vs sector
Debt
€147k
+80.8% -34% vs sector
Debt ≤ 1y
€143k
+81.9% -20% vs sector
Current ratio
0.23
-44.9% -84% vs sector
Quick ratio
0.12
-55.6% -91% vs sector
Solvency
-302.7%
-112.3% far below sector median
Debt / equity
-1.33
+21.8% far below sector median
ROE
56.8%
-46.6% far above sector median
ROA
-171.8%
-13.4% far below sector median
Interest coverage
-13.79
+76.5% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-58k
Net profit€-63k
Cash flow€-62k
Staff costs€229k
Income taxes-
Dividends-
Total assets€36k
Equity€-110k
Debt€147k
of which ≤ 1y€143k
of which > 1y-
Working capital€-110k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.23
Quick ratio0.12
Working capital ratio-300.8%
Solvency-302.7%
Debt / equity-1.33
Long-term debt ratio-
Interest coverage-13.79
Gross margin-
Net margin-
ROA-171.8%
ROE56.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€36k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€363
Current assets 29/58€33k
Stocks & contracts in progress 3€15k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€36k
Equity 10/15€-110k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-113k
Amounts payable 17/49€147k
Amounts payable within one year 42/48€143k
Trade debts payable within one year 44€90k
Income statement
Gross operating margin 9900€171k
Operating result 9901€-58k
Financial income 75€0
Financial charges 65€4k
Result before taxes 9903€-63k
Net result for the period 9904€-63k
Result to be appropriated 9905€-63k
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Ratios computed by Checked.
Legal Structure
NACE primary Food & beverage service(56111)
Legal form Private limited company(610)
Incorporation14-07-2023
StatusActive
Postal code7500
Establishment units 1 location
BARJ
Avenue de Maire(TOU) 38, 7500 TournaiEetgelegenheden met volledige bediening
since 20232.347.252.223
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57463L0484/00X047
ProtectedSite or landscape
 Wallonia 187 m² 1 · 75 m² 12.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
09-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameFR BARJ
Trade nameFR BARJ
Registered office
Avenue de Maire(TOU) 38 bus -
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative