BarDiCa
ActiveBarDiCa has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €16k. Equity is growing by ~73.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 1897 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+15
Solvency38▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.62 in 2024; short-term debt: 85.3% and cash: 28.4% of total assets), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
11%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1897 sector peers (2025).
NBB · sector comparisonPosition among 1897 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
98 d early
2024
57 d late
2023
65 d late
2022
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 453%
2024 · €4k
2022: €-20k
2023: €14k
2024: €4k
2022 → 2025
Total assets
€146k▼ 7.2%
2024 · €158k
2022: €78k
2023: €99k
2024: €158k
2022 → 2025
Net result
€16k
2024 · €-429
2022: €-24k
2023: €34k
2024: €-429
2022 → 2025
Working capital
€-19k▲ 67.7%
2024 · €-59k
2022: €-10k
2023: €12k
2024: €-59k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-20k-€14k€4k▼ 74.8%€20k▲ 453%
Operating result€-23k-€40k€3k▼ 93.4%€23k▲ 795%
Net result€-24k-€34k€-429€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 795% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€40k▼ 35.1%
Current assets
€106k▲ 11.0%
Equity and liabilities €146k
Equity
€20k▲ 453%
Debt
€127k▼ 17.8%
The debt ratio falls from 97.7% to 86.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €12k
Cash flow
€26k▲
2024 · €9k
Solvency
13.5%▲
2024 · 2.3%
Current ratio
0.85▲
2024 · 0.62
Quick ratio
0.82▲
2024 · 0.60
Debt / equity
6.42▼
2024 · 43.15
ROE
81.9%▲
2024 · -12.0%
ROA
11.0%▲
2024 · -0.3%
Interest coverage
404.09▲
2024 · 76.75
Debt
€127k▼
2024 · €154k
Debt ≤ 1 year
€125k▼
2024 · €154k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€146k▼
Fixed assets21/28€62k€40k▼
Tangible fixed assets22/27€42k€32k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€35k€26k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€20k€8k▼
Current assets29/58€95k€106k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€71k€59k▼
Trade receivables40€64k€48k▼
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€21k€42k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€158k€146k▼
Equity10/15€4k€20k▲
Contributions10/11€4k€4k=
Reserves13-€16k
Distributable reserves133-€16k
Profit (loss) carried forward14€-429-
Amounts payable17/49€154k€127k▼
Amounts payable within one year42/48€154k€125k▼
Trade debts44€102k€112k▲
Suppliers440/4€102k€112k▲
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€15k€11k▼
Other amounts payable47/48€37k€2k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€14k€34k▲
Operating profit (loss)9901€3k€23k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€163€82▼
Recurring financial charges65€163€82▼
Profit (loss) for the period before taxes9903€2k€23k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€-429€16k▲
Profit (loss) for the period to be appropriated9905€-429€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-429€16k▲
Profit (loss) brought forward from the previous period14P-€-429
Transfer from equity791/2€10k-
Transfer to equity691/2-€16k
To other reserves6921-€16k
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arnold van Loonlaan 403500 HasseltGround area
948 m²
Building footprint
177 m²
Volume, LiDAR
1,004 m³
Parcel 71324E0435/00G000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BarDiCa
since 20222.327.203.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0435/00G000 | Flanders | 948 m² | 1 · 177 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JOGRA
BE 0798.792.723
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Interpro Blancquaert
BE 0792.594.918
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BELGEMO
BE 0822.178.136
Vorst · Eq €20k
ARTS-SQUARE
BE 0817.012.786
Elsene · Eq €20k
Blackout
BE 0786.560.429
Riemst · Eq €20k
Of 3,152 companies in sector 63920 we hold annual accounts for 1,522. 1,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2022
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.