KATRIEN DAEMS
ActiveKATRIEN DAEMS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €23k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 1886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.91 against 8.82 in 2024), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
14.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
27 d late
2023
30 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▲ 21.4%
2024 · €108k
2022: €45k
2023: €70k
2024: €108k
2022 → 2025
Total assets
€156k▲ 28.9%
2024 · €121k
2022: €69k
2023: €85k
2024: €121k
2022 → 2025
Net result
€23k▼ 38.5%
2024 · €38k
2022: €42k
2023: €25k
2024: €38k
2022 → 2025
Working capital
€123k▲ 19.5%
2024 · €103k
2022: €45k
2023: €66k
2024: €103k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€45k-€70k▲ 56.8%€108k▲ 53.4%€131k▲ 21.4%
Operating result€57k-€34k▼ 40.1%€50k▲ 48.4%€35k▼ 30.1%
Net result€42k-€25k▼ 39.1%€38k▲ 47.5%€23k▼ 38.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€8k▲ 63.5%
Current assets
€148k▲ 27.5%
Equity and liabilities €156k
Equity
€131k▲ 21.4%
Debt
€25k▲ 90.3%
The debt ratio rises from 10.9% to 16.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€37k▼
2024 · €52k
Cash flow
€25k▼
2024 · €39k
Solvency
83.9%▼
2024 · 89.1%
Current ratio
5.91▼
2024 · 8.82
Quick ratio
5.91▼
2024 · 8.82
Debt / equity
0.19▲
2024 · 0.12
ROE
17.6%▼
2024 · 34.8%
ROA
14.8%▼
2024 · 31.0%
Interest coverage
9.28▼
2024 · 24.00
Debt
€25k▲
2024 · €13k
Debt ≤ 1 year
€25k▲
2024 · €13k
Income taxes
€8k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€156k▲
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€3k€5k▲
Current assets29/58€116k€148k▲
Amounts receivable within one year40/41€16k€23k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€794€4k▲
Current investments50/53€49k€85k▲
Cash at bank and in hand54/58€47k€34k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€121k€156k▲
Equity10/15€108k€131k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€105k€128k▲
Amounts payable17/49€13k€25k▲
Amounts payable within one year42/48€13k€25k▲
Trade debts44€113€4k▲
Suppliers440/4€113€4k▲
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€11k€19k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€325-
Income statement
Code20242025
Non-recurring operating income76A-€709
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€764€749▼
Gross operating margin9900€52k€38k▼
Operating profit (loss)9901€50k€35k▼
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€48k€31k▼
Income taxes67/77€11k€8k▼
Profit (loss) for the period9904€38k€23k▼
Profit (loss) for the period to be appropriated9905€38k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€128k▲
Profit (loss) brought forward from the previous period14P€67k€105k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €23k ▼38.5%
Net result drops to €23k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €100kEq €108k ▲53.4%
3 profitable years in a row build equity to €108k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lepelstraat 243540 Herk-de-StadGround area
913 m²
Building footprint
221 m²
Volume, LiDAR
855 m³
Parcel 71012B0021/00F002, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KATRIEN DAEMS
since 20212.318.580.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71012B0021/00F002 | Flanders | 913 m² | 1 · 221 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,162 EUR awarded · 2,162 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,058 EUR | 2,058 EUR |
| 2022 | 1 | 104 EUR | 104 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,142 companies in sector 63920 we hold annual accounts for 1,516. 1,246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2021
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.