Barbara Sindic
ActiveSummary
Barbara Sindic has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49k and a net result of €8k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability45▼-4
Solvency56▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.73 in 2023; short-term debt: 69.2% and cash: 40% of total assets), and 69.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.8%
Return on assets
4.7%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
8 d late
2023
29 d early
2022
12 d early
2021
16 d early
2020
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€49k▼ 24.8%
2023 · €65k
2020: €34klowest in 5 years
2021: €41k▲ +21.1% vs 2020
2022: €54k▲ +33.3% vs 2021
2023: €65k▲ +19.5% vs 2022highest in 5 years
2024: €49k▼ -24.8% vs 2023
2020 → 2024
Total assets
€158k▼ 20.1%
2023 · €198k
2020: €229khighest in 5 years
2021: €211k▼ -7.8% vs 2020
2022: €202k▼ -4.3% vs 2021
2023: €198k▼ -2.1% vs 2022
2024: €158k▼ -20.1% vs 2023lowest in 5 years
2020 → 2024
Net result
€8k▼ 34.1%
2023 · €11k
2020: €31khighest in 5 years
2021: €8k▼ -74.9% vs 2020
2022: €14k▲ +82.2% vs 2021
2023: €11k▼ -20.7% vs 2022
2024: €8k▼ -34.1% vs 2023lowest in 5 years
2020 → 2024
Working capital
€-28k▲ 19.3%
2023 · €-35k
2020: €-99klowest in 5 years
2021: €-80k▲ +19.7% vs 2020
2022: €-54k▲ +32.6% vs 2021
2023: €-35k▲ +35.2% vs 2022
2024: €-28k▲ +19.3% vs 2023highest in 5 years
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€34k-€41k▲ 21.1%€54k▲ 33.3%€65k▲ 19.5%€49k▼ 24.8%
2020: €34klowest in 5 years
2021: €41k▲ +21.1% vs 2020
2022: €54k▲ +33.3% vs 2021
2023: €65k▲ +19.5% vs 2022highest in 5 years
2024: €49k▼ -24.8% vs 2023
Operating result€42k-€12k▼ 71.8%€30k▲ 151%€40k▲ 31.9%€37k▼ 6.9%
2020: €42khighest in 5 years
2021: €12k▼ -71.8% vs 2020lowest in 5 years
2022: €30k▲ +151% vs 2021
2023: €40k▲ +31.9% vs 2022
2024: €37k▼ -6.9% vs 2023
Net result€31k-€8k▼ 74.9%€14k▲ 82.2%€11k▼ 20.7%€8k▼ 34.1%
2020: €31khighest in 5 years
2021: €8k▼ -74.9% vs 2020
2022: €14k▲ +82.2% vs 2021
2023: €11k▼ -20.7% vs 2022
2024: €8k▼ -34.1% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €158k
Fixed assets
€77k ▼ 25.6%
Current assets
€81k ▼ 14.2%
Equity and liabilities €158k
Equity
€49k ▼ 24.8%
Debt
€109k ▼ 17.9%
Debt's share of the balance-sheet total rises from 67.3% to 69.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€64k▼
2023 · €66k
Cash flow
€34k▼
2023 · €38k
Current ratio
0.74▲
2023 · 0.73
Debt to equity
2.25▲
2023 · 2.06
ROE
15.4%▼
2023 · 17.6%
ROA
4.7%▼
2023 · 5.7%
Interest coverage
2.43▼
2023 · 2.72
Debt ≤ 1 year
€109k▼
2023 · €130k
Income taxes
€3k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€198k€158k▼
Fixed assets21/28€103k€77k▼
Intangible fixed assets21€100k€73k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€9€258▲
Other tangible fixed assets26€4k€3k▼
Current assets29/58€95k€81k▼
Amounts receivable within one year40/41€17k€18k▲
Trade receivables40€16k€17k▲
Other amounts receivable41€966€966=
Cash at bank and in hand54/58€76k€63k▼
Deferred charges and accrued income490/1€2k€550▼
Equity and liabilities
Total equity and liabilities10/49€198k€158k▼
Equity10/15€65k€49k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€62k€46k▼
Amounts payable17/49€133k€109k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€130k€109k▼
Current portion of amounts payable after more than one year42€14k€4k▼
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€103k€87k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€913€1k▲
Gross operating margin9900€67k€65k▼
Operating profit (loss)9901€40k€37k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€24k€26k▲
Recurring financial charges65€24k€26k▲
Profit (loss) for the period before taxes9903€15k€11k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€11k€8k▼
Profit (loss) for the period to be appropriated9905€11k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€69k▲
Profit (loss) brought forward from the previous period14P€51k€62k▲
Profit to be distributed694/7€833€24k▲
Return on contributions (dividend)694€833€24k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32k | €27k | €27k | €26k | €27k | ▲ 1.2% |
| Other operating charges640/8 | - | €1k | €2k | €913 | €1k | ▲ 61.2% |
| Gross operating margin9900 | €76k | €40k | €58k | €67k | €65k | ▼ 2.8% |
| Operating profit (loss)9901 | €42k | €12k | €30k | €40k | €37k | ▼ 6.9% |
| Financial income75/76B | - | €0 | - | - | €0 | - |
| Recurring financial income75 | - | €0 | - | - | €0 | - |
| Financial charges65/66B | - | €1k | €11k | €24k | €26k | ▲ 8.0% |
| Recurring financial charges65 | €1k | €1k | €11k | €24k | €26k | ▲ 8.0% |
| Profit (loss) for the period before taxes9903 | €41k | €11k | €19k | €15k | €11k | ▼ 30.5% |
| Income taxes67/77 | €10k | €3k | €5k | €4k | €3k | ▼ 20.4% |
| Profit (loss) for the period9904 | €31k | €8k | €14k | €11k | €8k | ▼ 34.1% |
| Profit (loss) for the period to be appropriated9905 | €31k | €8k | €14k | €11k | €8k | ▼ 34.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €229k | €211k | €202k | €198k | €158k | ▼ 20.1% |
| Fixed assets21/28 | €179k | €152k | €126k | €103k | €77k | ▼ 25.6% |
| Intangible fixed assets21 | €178k | €152k | €126k | €100k | €73k | ▼ 26.4% |
| Tangible fixed assets22/27 | €574 | €442 | €100 | €4k | €3k | ▼ 3.3% |
| Furniture and vehicles24 | - | €442 | €100 | €9 | €258 | ▲ 2,765% |
| Other tangible fixed assets26 | - | - | - | €4k | €3k | ▼ 10.2% |
| Current assets29/58 | €51k | €59k | €76k | €95k | €81k | ▼ 14.2% |
| Amounts receivable within one year40/41 | €17k | €15k | €15k | €17k | €18k | ▲ 6.5% |
| Trade receivables40 | - | €15k | €15k | €16k | €17k | ▲ 6.9% |
| Other amounts receivable41 | - | - | - | €966 | €966 | = |
| Cash at bank and in hand54/58 | €31k | €43k | €61k | €76k | €63k | ▼ 17.1% |
| Deferred charges and accrued income490/1 | - | €598 | €777 | €2k | €550 | ▼ 73.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €229k | €211k | €202k | €198k | €158k | ▼ 20.1% |
| Equity10/15 | €34k | €41k | €54k | €65k | €49k | ▼ 24.8% |
| Contributions10/11 | - | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €31k | €38k | €51k | €62k | €46k | ▼ 26.0% |
| Amounts payable17/49 | €196k | €171k | €148k | €133k | €109k | ▼ 17.9% |
| Amounts payable after more than one year17 | €46k | €32k | €18k | €4k | - | - |
| Financial debts170/4 | - | €32k | €18k | €4k | - | - |
| Amounts payable within one year42/48 | €150k | €139k | €130k | €130k | €109k | ▼ 15.6% |
| Current portion of amounts payable after more than one year42 | - | €14k | €14k | €14k | €4k | ▼ 74.8% |
| Trade debts44 | €5k | - | €528 | - | €4k | - |
| Suppliers440/4 | - | - | €528 | - | €4k | - |
| Taxes, remuneration and social security45 | - | €14k | €11k | €12k | €15k | ▲ 29.5% |
| Taxes450/3 | - | €10k | €7k | €8k | €11k | ▲ 44.5% |
| Remuneration and social security454/9 | - | €4k | €4k | €4k | €4k | = |
| Other amounts payable47/48 | - | €111k | €104k | €103k | €87k | ▼ 16.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31k | €8k | €14k | €11k | €8k | ▼ 34.1% |
| + Depreciation and write-downs630 | €32k | €27k | €27k | €26k | €27k | ▲ 1.2% |
| Operating cash flow (approximation) | €63k | €35k | €41k | €38k | €34k | ▼ 9.4% |
| Investment in fixed assets (approximation) | - | €-273 | €0 | €-4k | €-372 | ▲ 89.9% |
| Change in cash | - | €13k | €18k | €15k | €-13k | ▼ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Weakest financial yearnet €8k ▼34.1%
Net result drops to €8k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2019
Ground area
145 m²
Building footprint
49 m²
Volume, LiDAR
391 m³
Parcel 21674C0146/00X000, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vervloesemstraat 12, 1200 Sint-Lambrechts-Woluwe
since 20192.294.376.137
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0146/00X000 | Brussels | 145 m² | 1 · 49 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845003AFB5YE20EB075
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 38,054 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
66199Other activities auxiliary to financial services, excluding insurance and pension funding
69109Other legal services
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.