BAPBER
ActiveBAPBER has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €11k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+40
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 49.88 against 8.22 in 2024), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
7.8%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
59 d early
2024
126 d early
2023
104 d early
2022
144 d early
2021
19 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▲ 8.6%
2024 · €133k
2018: €83k
2019: €113k
2020: €125k
2021: €143k
2022: €158k
2023: €136k
2024: €133k
2018 → 2025
Total assets
€147k▲ 0.6%
2024 · €146k
2018: €108k
2019: €157k
2020: €154k
2021: €160k
2022: €178k
2023: €153k
2024: €146k
2018 → 2025
Net result
€11k
2024 · €-3k
2018: €76k
2019: €31k
2020: €11k
2021: €19k
2022: €14k
2023: €-22k
2024: €-3k
2018 → 2025
Working capital
€117k▲ 24.8%
2024 · €94k
2018: €83k
2019: €88k
2020: €110k
2021: €131k
2022: €146k
2023: €111k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€143k-€158k▲ 10.1%€136k▼ 13.9%€133k▼ 1.9%€145k▲ 8.6%
Operating result€27k-€20k▼ 26.4%€-24k€-5k▲ 80.5%€8k
Net result€19k-€14k▼ 25.0%€-22k€-3k▲ 88.2%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€28k▼ 30.0%
Current assets
€120k▲ 11.8%
Equity and liabilities €147k
Equity
€145k▲ 8.6%
Debt
€2k▼ 81.6%
The debt ratio falls from 8.9% to 1.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▲
2024 · €5k
Cash flow
€24k▲
2024 · €8k
Solvency
98.4%▲
2024 · 91.1%
Current ratio
49.88▲
2024 · 8.22
Quick ratio
49.88▲
2024 · 8.22
Debt / equity
0.02▼
2024 · 0.10
ROE
7.9%▲
2024 · -1.9%
ROA
7.8%▲
2024 · -1.8%
Interest coverage
161.81▲
2024 · 18.67
Debt
€2k▼
2024 · €13k
Debt ≤ 1 year
€2k▼
2024 · €13k
Income taxes
€176▲
2024 · €-10
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€147k▲
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€39k€28k▼
Furniture and vehicles24€39k€28k▼
Financial fixed assets28€1€1=
Current assets29/58€107k€120k▲
Amounts receivable after more than one year29€97k€97k=
Other amounts receivable291€97k€97k=
Amounts receivable within one year40/41€3k€16k▲
Trade receivables40€3k€3k▲
Other amounts receivable41-€13k
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€347€904▲
Equity and liabilities
Total equity and liabilities10/49€146k€147k▲
Equity10/15€133k€145k▲
Contributions10/11€9k€9k=
Reserves13€36k€36k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€89k€100k▲
Amounts payable17/49€13k€2k▼
Amounts payable within one year42/48€13k€2k▼
Trade debts44€376€345▼
Suppliers440/4€376€345▼
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€11k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€12k€22k▲
Operating profit (loss)9901€-5k€8k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€291€129▼
Recurring financial charges65€291€129▼
Profit (loss) for the period before taxes9903€-3k€12k▲
Income taxes67/77€-10€176▲
Profit (loss) for the period9904€-3k€11k▲
Profit (loss) for the period to be appropriated9905€-3k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€100k▲
Profit (loss) brought forward from the previous period14P€91k€89k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-12
Financial
Liquidity times 6current ratio 49.88
Current ratio from 8.22 to 49.88; short-term debt falls from €13k to €2k.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-22k ▼251%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €158k ▲10.1%
5 profitable years in a row build equity to €158k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €113k ▲37.1%
2 profitable years in a row build equity to €113k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-03-2023
Resigned as Director
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groene Jagerslaan 31180 UkkelGround area
520 m²
Building footprint
138 m²
Volume, LiDAR
1,514 m³
Parcel 21612C0229/00M006, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BAPBER
since 20182.272.521.641
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0229/00M006 | Brussels | 520 m² | 1 · 138 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jezibo
BE 0775.587.254
Sint-Truiden · Eq €145k
FRATEC MANAGEMENT
BE 0728.521.369
Pepinster · Eq €145k
NVL Projects
BE 0697.742.675
Beerse · Eq €145k
SYNTEGRATION
BE 0474.887.056
Sint-Pieters-Leeuw · Eq €145k
ADMINION
BE 0659.995.225
Bassenge · Eq €145k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 40,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.