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BANZAI

Active
Private limited company (pre-2019)founded 199630 yrs activeRue des Closières 34, 6001 Charleroi, BelgiumKBO/BCE: BE 0458.043.896
Summary

BANZAI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €13,713 and a net result of -€645. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability26▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
cash: 15.1% of total assets, and 0% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
100%
Return on assets
-4.7%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
50 d early
2022
47 d early
2021
50 d early
2020
50 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BANZAI was incorporated on 3 June 1996.1 Total assets fell from EUR 24,065 in 2018 to EUR 13,713 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€645▼ 6.1%
2023 · -€608
Working capital
€14,966▼ 27.1%
2019 · €20,520
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€646▲ 24.6%-€666▼ 3.1%-€3,914▼ 488%-€608▲ 84.5%-€645▼ 6.1%
Net result-€816within the sector's middle half▲ 21.4%-€824within the sector's middle half▼ 1.0%-€3,914within the sector's middle half▼ 375%-€608within the sector's middle half▲ 84.5%-€645within the sector's middle half▼ 6.1%
Equity€19,704within the sector's middle half▼ 4.0%€18,880within the sector's middle half▼ 4.2%€14,966within the sector's middle half▼ 20.7%€14,358within the sector's middle half▼ 4.1%€13,713within the sector's middle half▼ 4.5%
Total assets€19,704below the sector's middle half▼ 4.3%€18,880below the sector's middle half▼ 4.2%€15,313below the sector's middle half▼ 18.9%€14,358below the sector's middle half▼ 6.2%€13,713below the sector's middle half▼ 4.5%
Debt€347
Working capital€14,966within the sector's middle half
Solvency100.0%above the sector's middle half▲ 0.3pp100.0%above the sector's middle half=97.7%above the sector's middle half▼ 2.3pp100.0%above the sector's middle half▲ 2.3pp100.0%above the sector's middle half=
Current ratio44.13above the sector's middle half
Return on assets (ROA)-4.1%below the sector's middle half▲ 0.9pp-4.4%below the sector's middle half▼ 0.2pp-25.6%below the sector's middle half▼ 21.2pp-4.2%within the sector's middle half▲ 21.3pp-4.7%below the sector's middle half▼ 0.5pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2020: -€646-€646Net result 2020: -€816-€816Operating result 2021: -€666-€666Net result 2021: -€824-€824Operating result 2022: -€3,914-€3,914Net result 2022: -€3,914-€3,914Operating result 2023: -€608-€608Net result 2023: -€608-€608Operating result 2024: -€645-€645Net result 2024: -€645-€64520202021202220232024-€4,000-€3,000-€2,000-€1,000€0Operating result 2022: -€3,914-€3,910Net result 2022: -€3,914-€3,910Operating result 2023: -€608-€608Net result 2023: -€608-€608Operating result 2024: -€645-€645Net result 2024: -€645-€645202220232024
The operating result stays negative: a loss of €645 in 2024 against €608 in 2023; the loss grows.
Key figures and ratios
2024 value · change against 2023
ROE
-4.7%▼
2023 · -4.2%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 21 lines
Balance sheet Code20232024
Assets
Total assets20/58€14,358€13,713▼
Current assets29/58€14,358€13,713▼
Stocks and contracts in progress3€6,918€6,918=
Stocks30/36€6,918€6,918=
Amounts receivable within one year40/41€4,722€4,722=
Other amounts receivable41€4,722€4,722=
Cash at bank and in hand54/58€2,718€2,073▼
Equity and liabilities
Total equity and liabilities10/49€14,358€13,713▼
Equity10/15€14,358€13,713▼
Contributions10/11€9,916€9,916=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Profit (loss) carried forward14€2,583€1,938▼
Income statement Code20232024
Gross operating margin9900-€608-€645▼
Operating profit (loss)9901-€608-€645▼
Profit (loss) for the period before taxes9903-€608-€645▼
Profit (loss) for the period9904-€608-€645▼
Profit (loss) for the period to be appropriated9905-€608-€645▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,583€1,938▼
Profit (loss) brought forward from the previous period14P€3,191€2,583▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€2,965---
Other operating charges640/8--€348---
Gross operating margin9900-€646-€666-€601-€608-€645▼ 6.1%
Operating profit (loss)9901-€646-€666-€3,914-€608-€645▼ 6.1%
Financial charges65/66B-€158----
Recurring financial charges65€170€158----
Profit (loss) for the period before taxes9903-€816-€824-€3,914-€608-€645▼ 6.1%
Profit (loss) for the period9904-€816-€824-€3,914-€608-€645▼ 6.1%
Profit (loss) for the period to be appropriated9905-€816-€824-€3,914-€608-€645▼ 6.1%
Line20202021202220232024Change
Assets
Total assets20/58€19,704€18,880€15,313€14,358€13,713▼ 4.5%
Current assets29/58€19,704€18,880€15,313€14,358€13,713▼ 4.5%
Stocks and contracts in progress3€9,883€9,883€6,918€6,918€6,918=
Stocks30/36-€9,883€6,918€6,918€6,918=
Amounts receivable within one year40/41€5,526€5,568€5,069€4,722€4,722=
Other amounts receivable41-€5,568€5,069€4,722€4,722=
Cash at bank and in hand54/58€4,295€3,429€3,326€2,718€2,073▼ 23.7%
Equity and liabilities
Total equity and liabilities10/49€19,704€18,880€15,313€14,358€13,713▼ 4.5%
Equity10/15€19,704€18,880€14,966€14,358€13,713▼ 4.5%
Contributions10/11-€9,916€9,916€9,916€9,916=
Reserves13€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1-€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311-€1,859€1,859€1,859€1,859=
Profit (loss) carried forward14€7,929€7,105€3,191€2,583€1,938▼ 25.0%
Amounts payable17/49--€347---
Amounts payable within one year42/48--€347---
Trade debts44--€347---
Suppliers440/4--€347---
Line20202021202220232024Change
Profit (loss) for the period9904-€816-€824-€3,914-€608-€645▼ 6.1%
Operating cash flow (approximation)-€816-€824-€3,914-€608-€645▼ 6.1%
Change in cash--€866-€103-€608-€645▼ 6.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
11-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Liquidity times 33current ratio 316.69
Current ratio from 9.60 to 316.69; short-term debt falls from €2,507 to €65.
11-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
16-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
15-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
873 m²
Building footprint
181 m²
Volume, LiDAR
1,566 m³
2 parcels, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Fleurus 1, 6060 Charleroi
NACE 52112
since 19962.077.332.697
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52393B0341/00G004 Wallonia 500 m² 1 · 95 m² 6.8 m · 2 fl.
52026C0292/00X000 Wallonia 373 m² 1 · 86 m² 14.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 3,788 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded03-06-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47784Retail sale of souvenirs and religious articles
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 29 September 2026 · Peppol Directory

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