BANYAN CONSULTING
ActiveBANYAN CONSULTING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €270k and a net result of €58k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▲+31
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days only on tighter terms
Liquidity ample (current ratio 7.59 against 7.73 in 2023; short-term debt: 12.6% and cash: 19.8% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2023
91 d late
2022
126 d late
2021
31 d early
2020
92 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€270k▲ 27.6%
2023 · €211k
2018: €139k
2019: €159k
2020: €156k
2021: €176k
2022: €190k
2023: €211k
2018 → 2024
Total assets
€324k▲ 33.6%
2023 · €243k
2018: €176k
2019: €193k
2020: €183k
2021: €207k
2022: €212k
2023: €243k
2018 → 2024
Net result
€58k▲ 171%
2023 · €22k
2018: €40k
2019: €20k
2020: €-3k
2021: €21k
2022: €13k
2023: €22k
2018 → 2024
Working capital
€270k▲ 27.9%
2023 · €211k
2018: €144k
2019: €164k
2020: €156k
2021: €176k
2022: €190k
2023: €211k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€156k-€176k▲ 13.2%€190k▲ 7.6%€211k▲ 11.4%€270k▲ 27.6%
Operating result€1k-€31k▲ 2,737%€20k▼ 36.0%€33k▲ 68.2%€76k▲ 132%
Net result€-3k-€21k€13k▼ 35.0%€22k▲ 61.1%€58k▲ 171%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 132% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €324k
Fixed assets
€13k
Current assets
€311k
Equity and liabilities €324k
Equity
€270k▲ 27.6%
Debt
€55k▲ 74.0%
The debt ratio rises from 12.9% to 16.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k
Cash flow
€63k
Solvency
83.1%▼
2023 · 87.1%
Current ratio
7.59▼
2023 · 7.73
Quick ratio
7.59▼
2023 · 7.73
Debt / equity
0.20▲
2023 · 0.15
ROE
21.6%▲
2023 · 10.2%
ROA
18.0%▲
2023 · 8.9%
Interest coverage
93.01
Debt
€55k▲
2023 · €31k
Debt ≤ 1 year
€41k▲
2023 · €31k
Income taxes
€25k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€243k€324k▲
Fixed assets21/28-€13k
Tangible fixed assets22/27-€13k
Plant, machinery and equipment23-€1k
Furniture and vehicles24-€12k
Current assets29/58€243k€311k▲
Amounts receivable within one year40/41€212k€247k▲
Trade receivables40-€16k
Other amounts receivable41€212k€230k▲
Cash at bank and in hand54/58€30k€64k▲
Deferred charges and accrued income490/1€977€377▼
Equity and liabilities
Total equity and liabilities10/49€243k€324k▲
Equity10/15€211k€270k▲
Contributions10/11€12k€12k=
Reserves13€161k€161k=
Non-distributable reserves130/1€3k-
Reserves not available under the articles1311€3k-
Distributable reserves133€158k€161k▲
Profit (loss) carried forward14€38k€96k▲
Amounts payable17/49€31k€55k▲
Amounts payable within one year42/48€31k€41k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€29k€37k▲
Taxes450/3€29k€37k▲
Accrued charges and deferred income492/3-€14k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8€1k€1k▼
Gross operating margin9900€34k€82k▲
Operating profit (loss)9901€33k€76k▲
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€436€872▲
Recurring financial charges65€436€872▲
Profit (loss) for the period before taxes9903€38k€83k▲
Income taxes67/77€17k€25k▲
Profit (loss) for the period9904€22k€58k▲
Profit (loss) for the period to be appropriated9905€22k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€96k▲
Profit (loss) brought forward from the previous period14P€38k€38k=
Transfer to equity691/2€22k-
To other reserves6921€22k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
31-12
Financial
Highest result since 2018net €58k ▲171%
Operating result €76k, net result €58k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Equity above €200kEq €211k ▲11.4%
3 profitable years in a row build equity to €211k.
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 126 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼116%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
18-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 171 days late
2019
31-12
Financial
Equity above €150kEq €159k ▲14.6%
2 profitable years in a row build equity to €159k.
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jonetlaan 111640 Sint-Genesius-RodeGround area
1,783 m²
Building footprint
285 m²
Volume, LiDAR
1,540 m³
Parcel 22552F0002/00W089, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jonetlaan 11, 1640 Sint-Genesius-Rode
since 20022.098.999.331
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0002/00W089 | Flanders | 1,783 m² | 1 · 285 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ORSO INTERNATIONAL
BE 0896.466.377
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UNDICE
BE 0418.563.413
Tongeren-Borgloon · Eq €269k
FILIPPO VERO
BE 0823.170.407
Zaventem · Eq €268k
Vadofin
BE 0863.759.957
Waasmunster · Eq €272k
KEIRSE JEAN-PIERRE
BE 0744.893.286
Durbuy · Eq €272k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,770 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2002
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
68121Development of residential building projects
68122Development of non-residential building projects
47789Other retail sale of new goods
47791Retail sale of antiques
68110Buying and selling of own real estate
70111
70112
70120
70321
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.