BANSA
ActiveBANSA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €43k. Equity is growing by ~63.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 1.75 in 2024), and 26.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.4%
Return on assets
37%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
88 d early
2024
26 d late
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 102%
2024 · €42k
2023: €31k
2024: €42k
2023 → 2025
Total assets
€116k▲ 74.9%
2024 · €66k
2023: €63k
2024: €66k
2023 → 2025
Net result
€43k▲ 288%
2024 · €11k
2023: €26k
2024: €11k
2023 → 2025
Working capital
€69k▲ 280%
2024 · €18k
2023: €617
2024: €18k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€31k-€42k▲ 35.4%€85k▲ 102%
Operating result€33k-€14k▼ 57.2%€55k▲ 289%
Net result€26k-€11k▼ 57.8%€43k▲ 288%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 289% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€16k▼ 32.1%
Current assets
€99k▲ 136%
Equity and liabilities €116k
Equity
€85k▲ 102%
Debt
€31k▲ 28.1%
The debt ratio falls from 36.3% to 26.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€63k▲
2024 · €22k
Cash flow
€51k▲
2024 · €18k
Solvency
73.4%▲
2024 · 63.7%
Current ratio
3.23▲
2024 · 1.75
Quick ratio
3.23▲
2024 · 1.75
Debt / equity
0.36▼
2024 · 0.57
ROE
50.4%▲
2024 · 26.1%
ROA
37.0%▲
2024 · 16.7%
Interest coverage
242.50▲
2024 · 132.66
Debt
€31k▲
2024 · €24k
Debt ≤ 1 year
€31k▲
2024 · €24k
Income taxes
€12k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€116k▲
Fixed assets21/28€24k€16k▼
Tangible fixed assets22/27€24k€16k▼
Furniture and vehicles24€24k€16k▼
Current assets29/58€42k€99k▲
Amounts receivable within one year40/41€34k€83k▲
Trade receivables40-€15k
Other amounts receivable41€34k€67k▲
Cash at bank and in hand54/58€7k€15k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€66k€116k▲
Equity10/15€42k€85k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€37k€80k▲
Amounts payable17/49€24k€31k▲
Amounts payable within one year42/48€24k€31k▲
Trade debts44€481€3k▲
Suppliers440/4€481€3k▲
Taxes, remuneration and social security45€24k€27k▲
Taxes450/3€22k€27k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€1k€612▼
Gross operating margin9900€23k€64k▲
Operating profit (loss)9901€14k€55k▲
Financial charges65/66B€163€259▲
Recurring financial charges65€163€259▲
Profit (loss) for the period before taxes9903€14k€55k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€11k€43k▲
Profit (loss) for the period to be appropriated9905€11k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€80k▲
Profit (loss) brought forward from the previous period14P€26k€37k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €43k ▲288%
Operating result €55k, net result €43k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €11k ▼57.8%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalkestraat 1271745 OpwijkGround area
709 m²
Building footprint
198 m²
Volume, LiDAR
899 m³
Parcel 23752G0041/00F000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BANSA
since 20232.342.765.081
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752G0041/00F000 | Flanders | 709 m² | 1 · 198 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CVA NOT
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 40,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.