Skip to content
Checked.be
Complete company report
Generated 08-08-2026
Active BE 0715.518.520Private limited company

BANCOPPOLA

Avenue de la Grotte 104 ·4130 Esneux, Belgium· 7 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of BANCOPPOLA is 0.4% (very low). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 1
Locations 1
Publications 8
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 26-06-2025 2025-00179749
31-12-2023 volledig 15-07-2024 2024-00243378
31-12-2022 volledig 03-07-2023 2023-00208108
31-12-2021 volledig 20-07-2022 2022-20204944
31-12-2020 micro 23-08-2021 2021-51600534
31-12-2019 micro 27-07-2020 2020-34300112
Directors & mandates 1 directors
Current directors & mandates
  • David COPPOLA
    Director
    State Gazette act 22007048 (17-01-2022)
    Current
    17-01-2022 → present
    2 events
    • 17-01-2022 Resigned· Managing director
    • 17-01-2022 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Private limited company(610)
Incorporation05-12-2018
StatusActive
Postal code4130
Establishment units 1 location
Bureau Coppola
Avenue Laboulle 97, 4130 EsneuxOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20192.285.357.117
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62101C0021/00N002 Wallonia 1,184 m² 1 · 195 m² 8.2 m · 2 fl.
62101D0466/00K013 Wallonia 340 m² 1 · 81 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-11-2025
State Gazette act Director changes
v3.2
04-09-2025
State Gazette act Miscellaneous
proposal
05-08-2025
State Gazette act Capital & shares
v3.2
26-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
24-04-2025
State Gazette act Miscellaneous
proposal
03-02-2025
State Gazette act Minor change
v3.2
2024
15-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
24-10-2023
State Gazette act Registered-office change
v3.2
03-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
20-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
17-01-2022
State Gazette act Director changes
v3.2
2021
23-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
27-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2018
07-12-2018
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 8 acts
Capital history · 1
05-08-2025
v3.2
Address history · 1
24-10-2023
v3.2
All acts · 8 updated 9 months ago
2025
07-11-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0715.518.520",
    "name_full": "BANCOPPOLA",
    "legal_form": "SRL"
  }
}
04-09-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: proposal
Technical details 
{
  "stage": "proposal",
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-09-04",
    "filing_date": "2025-08-25",
    "act_kind_objet": "Projet unique de fusion par absorption de la \u0022SRL A3PIC\u0022 par la \u0022SRL"
  },
  "decision": {
    "body": null,
    "act_date": "2025-08-25",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "merger_absorption",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0715.518.520",
        "name": "BANCOPPOLA",
        "role": "acquiring",
        "address": "Avenue de la Grotte 104, 4130 Esneux",
        "is_foreign": false,
        "legal_form": "SRL",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": "0715.805.263",
        "name": "A3PIC",
        "role": "absorbed",
        "address": "Avenue de la Grotte 104, 4130 Esneux",
        "is_foreign": false,
        "legal_form": "SRL",
        "is_new_company": false,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "12:24",
      "12:7",
      "12:14",
      "12:50",
      "12:34"
    ],
    "is_cross_border": false,
    "is_silent_merger": true,
    "balance_basis_date": null,
    "exchange_ratio_text": null,
    "new_shares_issued_n": null,
    "real_estate_included": true,
    "patrimony_description": "La soci\u00E9t\u00E9 absorb\u00E9e transf\u00E8re l\u0027int\u00E9gralit\u00E9 de son patrimoine, activement et passivement, \u00E0 la soci\u00E9t\u00E9 absorbante.",
    "equity_transferred_eur": null,
    "accounting_effective_date": "2025-07-01"
  },
  "subject_company": {
    "kbo": "0715.518.520",
    "name_full": "BANCOPPOLA",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "summary_narrative": "Le projet de fusion par absorption de la \u0022SRL A3PIC\u0022 par la \u0022SRL BANCOPPOLA\u0022 a \u00E9t\u00E9 \u00E9tabli conjointement par leurs organes d\u0027administration. L\u0027op\u00E9ration, conforme \u00E0 l\u0027article 12:24 du Code des soci\u00E9t\u00E9s et des associations, est assimil\u00E9e \u00E0 une fusion par absorption en vertu de l\u0027article 12:7 du CSA, car la soci\u00E9t\u00E9 absorbante d\u00E9tient d\u00E9j\u00E0 100% des actions de la soci\u00E9t\u00E9 absorb\u00E9e. Le projet de fusion a \u00E9t\u00E9 soumis aux assembl\u00E9es g\u00E9n\u00E9rales respectives des deux soci\u00E9t\u00E9s.",
  "co_filed_documents": [
    "Projet de fusion dat\u00E9 du 8 ao\u00FBt 2025"
  ],
  "detected_real_type": "fusion_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
05-08-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0715.518.520",
    "name_full": "BANCOPPOLA",
    "legal_form": "SRL"
  }
}
24-04-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: proposal
Technical details 
{
  "stage": "proposal",
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-04-24",
    "filing_date": null,
    "act_kind_objet": "Projet unique de fusion par absorption de la \u0022SRL MARC MERCIER"
  },
  "decision": {
    "body": null,
    "act_date": "2025-04-24",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "merger_absorption",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0715.518.520",
        "name": "BANCOPPOLA",
        "role": "acquiring",
        "address": "Avenue de la Grotte 104, 4130 Esneux",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      },
      {
        "kbo": "0715.518.718",
        "name": "MARC MERCIER MANAGEMENT",
        "role": "absorbed",
        "address": "Rue de Theux 72, 4141 SPRIMONT",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "12:24",
      "12:7",
      "12:14",
      "12:50",
      "12:34"
    ],
    "is_cross_border": false,
    "is_silent_merger": true,
    "balance_basis_date": null,
    "exchange_ratio_text": null,
    "new_shares_issued_n": null,
    "real_estate_included": true,
    "patrimony_description": "L\u0027int\u00E9gralit\u00E9 du patrimoine actif et passif de la soci\u00E9t\u00E9 absorb\u00E9e est transf\u00E9r\u00E9 \u00E0 la soci\u00E9t\u00E9 absorbante.",
    "equity_transferred_eur": 18600.0,
    "accounting_effective_date": "2025-03-01"
  },
  "subject_company": {
    "kbo": "0715.518.520",
    "name_full": "BANCOPPOLA",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "summary_narrative": "Le projet de fusion par absorption de la \u0022SRL MARC MERCIER MANAGEMENT\u0022 par la \u0022SRL BANCOPPOLA\u0022 a \u00E9t\u00E9 \u00E9tabli par leurs organes d\u0027administration. L\u0027op\u00E9ration est assimil\u00E9e \u00E0 une fusion par absorption car la soci\u00E9t\u00E9 absorbante d\u00E9tient d\u00E9j\u00E0 100% des actions de la soci\u00E9t\u00E9 absorb\u00E9e. Le projet de fusion a \u00E9t\u00E9 soumis aux assembl\u00E9es g\u00E9n\u00E9rales respectives des deux soci\u00E9t\u00E9s.",
  "co_filed_documents": [
    "Projet de fusion dat\u00E9 du 24 mars 2025"
  ],
  "detected_real_type": "fusion_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
03-02-2025 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "detected_kind": "other",
  "effective_date": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0715.518.520",
    "name_full": "BANCOPPOLA",
    "legal_form": "SRL"
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "single_shareholder_declaration": null
}
2023
24-10-2023 Registered office moved from Seraing to Tilff Registered-office change
  • Place Wauters 7, 4100 Seraing → Avenue de la Grotte 104, 4130 Tilff
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Tilff",
        "region": null,
        "street": "Avenue de la Grotte",
        "country": "BE",
        "postcode": "4130",
        "box_number": null,
        "street_number": "104"
      },
      "old_address": {
        "city": "Seraing",
        "region": null,
        "street": "Place Wauters",
        "country": "BE",
        "postcode": "4100",
        "box_number": null,
        "street_number": "7"
      },
      "effective_date": "2023-08-15",
      "evidence_quote": "L\u0027Assembl\u00E9e d\u00E9cide que le si\u00E8ge situ\u00E9 Place Wauters 7 \u00E0 4100 Seraing est transf\u00E9r\u00E9 Avenue de la Grotte 104 \u00E0 4130 Tilff \u00E0 partir du 15 ao\u00FBt 2023."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0715.518.520",
    "name_full": "BANCOPPOLA",
    "legal_form": "SRL"
  }
}
2022
17-01-2022 1 director appointed, 1 resigning Director changes
  • David COPPOLA, Bestuurder
  • David COPPOLA, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "David COPPOLA",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de mettre fin \u00E0 la fonction du g\u00E9rant statutaire actuel, savoir Monsieur David COPPOLA, pr\u00E9nomm\u00E9. L\u0027assembl\u00E9e donne d\u00E9charge compl\u00E8te et enti\u00E8re au g\u00E9rant statuta\u00EDre d\u00E9missionnaire pour l\u0027ex\u00E9cution de son mandat.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "David COPPOLA",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Est appel\u00E9 \u00E0 la fonction d\u0027administrateur non statutaire pour une dur\u00E9e illimit\u00E9e: Monsieur David COPPOLA, pr\u00E9nomm\u00E9, ici pr\u00E9sent et qui accepte."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0715.518.520",
    "name_full": "BANCOPPOLA",
    "legal_form": "SPRL"
  }
}
2018
07-12-2018 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4100 Seraing, Place Wauters 7",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1982-07-13",
        "name": "COPPOLA David",
        "niss": null,
        "address": "4100 Seraing, Place Wauters, 7"
      },
      "share_class": "ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3162,
      "holder_person_name": "COPPOLA David",
      "is_subscriber_only": false,
      "n_shares_subscribed": 51,
      "amount_subscribed_eur": 9486,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1984-10-12",
        "name": "KRATZ Sabrina Paulette Maria",
        "niss": null,
        "address": "4100 Seraing, Place Wauters, 7"
      },
      "share_class": "ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3038,
      "holder_person_name": "KRATZ Sabrina Paulette Maria",
      "is_subscriber_only": false,
      "n_shares_subscribed": 49,
      "amount_subscribed_eur": 9114,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0715.518.520",
    "name_full": "BANCOPPOLA",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2018-12-04",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige geldscheppende financiële instellingen64190Overige activiteiten van geldscheppende financiële instellingen64190Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR BANCOPPOLA
Registered office
Avenue de la Grotte 104
4130 Esneux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
SINODEL BE 0403.947.590 · Esneux
BUSKES BE 0416.948.263 · Eupen
A.D Min BE 0411.995.028 · Stavelot
Brique Rouge BE 0424.903.550 · Waremme
BUREAU IMMOBILIER LIBOY-LEJEUNE BE 0425.668.662 · Seraing
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative