Bamatec
ActiveSummary
Bamatec has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €76k and a net result of €26k. Equity is growing by ~25.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability70▲+23
Solvency43▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.07 in 2025; short-term debt: 54.1% and cash: 3.8% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
17.9%
Return on assets
6.1%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 31-08-2026, 61 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
61 d early
2025
60 d early
2024
51 d early
2023
64 d early
2022
63 d early
2021
163 d early
2020
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€76k▲ 51.7%
2025 · €50k
2019: €12k
2020: €-983
2021: €14k
2022: €34k
2023: €69k
2024: €48k
2025: €50k
2019 → 2026
Total assets
€425k▼ 12.8%
2025 · €488k
2019: €67k
2020: €73k
2021: €88k
2022: €203k
2023: €288k
2024: €388k
2025: €488k
2019 → 2026
Net result
€26k▲ 927%
2025 · €3k
2019: €6k
2020: €-13k
2021: €15k
2022: €21k
2023: €35k
2024: €-21k
2025: €3k
2019 → 2026
Working capital
€44k▲ 143%
2025 · €18k
2019: €35k
2020: €19k
2021: €8k
2022: €21k
2023: €69k
2024: €64k
2025: €18k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€34k-€69k▲ 104%€48k▼ 30.4%€50k▲ 5.3%€76k▲ 51.7%
Operating result€25k-€60k▲ 140%€-5k€19k€32k▲ 66.7%
Net result€21k-€35k▲ 64.7%€-21k€3k€26k▲ 927%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 67% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €425k
Fixed assets
€151k ▼ 24.5%
Current assets
€275k ▼ 4.7%
Equity and liabilities €425k
Equity
€76k ▲ 51.7%
Debt
€349k ▼ 20.2%
Debt's share of the balance-sheet total falls from 89.7% to 82.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81k▲
2025 · €57k
Cash flow
€74k▲
2025 · €41k
Current ratio
1.19▲
2025 · 1.07
Quick ratio
0.47▲
2025 · 0.38
Debt to equity
4.58▼
2025 · 8.70
ROE
34.1%▲
2025 · 5.0%
ROA
6.1%▲
2025 · 0.5%
Interest coverage
5.20▲
2025 · 3.27
Debt ≤ 1 year
€230k▼
2025 · €270k
Debt > 1 year
€118k▼
2025 · €167k
Income taxes
€3k▲
2025 · €134
Staff costs
€-663▼
2025 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 54 lines
Balance sheet
Code20252026
Assets
Total assets20/58€488k€425k▼
Fixed assets21/28€200k€151k▼
Intangible fixed assets21€19k€16k▼
Tangible fixed assets22/27€179k€133k▼
Plant, machinery and equipment23€154k€113k▼
Furniture and vehicles24€6k€6k▼
Leasing and similar rights25€16k€12k▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€2k€2k=
Current assets29/58€288k€275k▼
Stocks and contracts in progress3€185k€166k▼
Stocks30/36€185k€166k▼
Amounts receivable within one year40/41€93k€87k▼
Trade receivables40€93k€87k▼
Cash at bank and in hand54/58€6k€16k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€488k€425k▼
Equity10/15€50k€76k▲
Contributions10/11€19k€19k=
Reserves13€35k€58k▲
Distributable reserves133€35k€58k▲
Profit (loss) carried forward14€-3k-
Amounts payable17/49€438k€349k▼
Amounts payable after more than one year17€167k€118k▼
Financial debts170/4€167k€118k▼
Amounts payable within one year42/48€270k€230k▼
Current portion of amounts payable after more than one year42€46k€49k▲
Financial debts43€75k€75k=
Credit institutions430/8€75k€75k=
Trade debts44€62k€60k▼
Suppliers440/4€62k€60k▼
Advances received on contracts in progress46€12k-
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€16k€21k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€59k€25k▼
Accrued charges and deferred income492/3€292€673▲
Income statement
Code20252026
Remuneration, social security and pensions62€7k€-663▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€48k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€66k€81k▲
Operating profit (loss)9901€19k€32k▲
Financial income75/76B€808€12k▲
Recurring financial income75€808€12k▲
Financial charges65/66B€18k€15k▼
Recurring financial charges65€18k€15k▼
Profit (loss) for the period before taxes9903€3k€29k▲
Income taxes67/77€134€3k▲
Profit (loss) for the period9904€3k€26k▲
Profit (loss) for the period to be appropriated9905€3k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€23k▲
Profit (loss) brought forward from the previous period14P€-6k€-3k▲
Transfer to equity691/2-€23k
To other reserves6921-€23k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-21k ▼160%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €35k ▲64.7%
Operating result €60k, net result €35k, both a record.
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driehoekstraat 78760 TieltGround area
3,026 m²
Building footprint
1,908 m²
Volume, LiDAR
5,819 m³
2 parcels, Flanders · tallest building 9.4 m. Linked by address, not a title deed.
1 establishment unit
De Bosmier 13, 8710 Wielsbeke
since 20222.327.902.505
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37017A0708/00H000 | Flanders | 2,201 m² | 1 · 1,801 m² | 9.4 m |
| 37322D0895/00H000 | Flanders | 825 m² | 1 · 106 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ILLICO LOCATION
BE 0674.407.049
Pepinster · Eq €76k
OLISEB 21
BE 0461.894.895
Soignies · Eq €75k
MoveABox
BE 0555.872.158
Genk · Eq €79k
CJV EQUIPMENT
BE 0723.914.859
Chimay · Eq €82k
AB LOC
BE 0414.750.026
Koekelberg · Eq €84k
Of 233 companies in sector 77221 we hold annual accounts for 125. 89 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-1998
Fiscal year end31-03
Activities, NACEBEL 2025
46620Wholesale of machine tools
77221Rental and leasing activities
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
01610Support activities for crop production
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.