CJV EQUIPMENT
ActiveThe computed 12-month bankruptcy probability of CJV EQUIPMENT is 1.6% (moderate). The 2025 annual accounts show equity of €82k and a net result of €40k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 18040 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+41
Solvency54▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.55 in 2024; short-term debt: 47.7% and cash: 7.9% of total assets), and 71% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
4 d late
2024
27 d early
2023
1 d early
2022
11 d late
2021
26 d early
2020
10 d late
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€261k
EBIT margin
0.6%
Net result
€40k▲ 984%
2024 · €4k
2019: €1k
2020: €1k
2021: €19k
2022: €3k
2023: €-5k
2024: €4k
2019 → 2025
Working capital
€-18k
2024 · €42k
2019: €13k
2020: €15k
2021: €40k
2022: €43k
2023: €38k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€43k▲ 6.9%€38k▼ 10.5%€42k▲ 9.6%€82k▲ 94.9%
Operating result€30k-€5k▼ 83.7%€-4k€5k€59k▲ 1,204%
Net result€19k-€3k▼ 85.7%€-5k€4k€40k▲ 984%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,204% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €282k
Fixed assets
€166k
Current assets
€117k
Equity and liabilities €282k
Equity
€82k▲ 94.9%
Debt
€200k▲ 162%
The debt ratio rises from 64.5% to 71.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€75k
Cash flow
€56k
Solvency
29.0%▼
2024 · 35.5%
Current ratio
0.87▼
2024 · 1.55
Quick ratio
0.87▼
2024 · 1.16
Debt / equity
2.44▲
2024 · 1.82
ROE
48.7%▲
2024 · 8.8%
ROA
14.1%▲
2024 · 3.1%
Interest coverage
20.10
Debt
€200k▲
2024 · €76k
Debt ≤ 1 year
€135k▲
2024 · €76k
Debt > 1 year
€66k
Income taxes
€16k▲
2024 · €69
Staff costs
€10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€282k▲
Fixed assets21/28-€166k
Tangible fixed assets22/27-€166k
Plant, machinery and equipment23-€58k
Leasing and similar rights25-€107k
Current assets29/58€119k€117k▼
Stocks and contracts in progress3€30k-
Stocks30/36€30k-
Amounts receivable within one year40/41€72k€95k▲
Trade receivables40€66k€79k▲
Other amounts receivable41€6k€16k▲
Cash at bank and in hand54/58€17k€22k▲
Equity and liabilities
Total equity and liabilities10/49€119k€282k▲
Equity10/15€42k€82k▲
Contributions10/11€19k€19k=
Reserves13€24k€64k▲
Distributable reserves133€24k€64k▲
Profit (loss) carried forward14€-819€-819=
Amounts payable17/49€76k€200k▲
Amounts payable after more than one year17-€66k
Financial debts170/4-€66k
Amounts payable within one year42/48€76k€135k▲
Current portion of amounts payable after more than one year42-€19k
Trade debts44€62k€7k▼
Suppliers440/4€62k€7k▼
Taxes, remuneration and social security45€15k€21k▲
Taxes450/3€8k€16k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48-€88k
Income statement
Code20242025
Remuneration, social security and pensions62-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€16k
Other operating charges640/8€110€253▲
Gross operating margin9900€5k€86k▲
Operating profit (loss)9901€5k€59k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€794€4k▲
Recurring financial charges65€794€4k▲
Profit (loss) for the period before taxes9903€4k€56k▲
Income taxes67/77€69€16k▲
Profit (loss) for the period9904€4k€40k▲
Profit (loss) for the period to be appropriated9905€4k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-819€39k▲
Profit (loss) brought forward from the previous period14P€-5k€-819▲
Transfer to equity691/2-€40k
To other reserves6921-€40k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Highest result since 2019net €40k ▲984%
Operating result €59k, net result €40k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼262%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chimay · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Mont-Joly(CH) 56460 ChimayGround area
2,151 m²
Building footprint
286 m²
Volume, LiDAR
1,401 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CJV EQUIPMENT
since 20192.287.809.039
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56002C0549/00M002 | Wallonia | 1,133 m² | 1 · 114 m² | - |
| 56016C0389/00K000 | Wallonia | 1,017 m² | 1 · 172 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BORSA NOVA
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COMMUNICATION AUDIOVISUAL SERVICES
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Of 4,248 companies in sector 47789 we hold annual accounts for 1,021. 810 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2019
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
77221Rental and leasing activities
46620Wholesale of machine tools
46630Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bg_mat@skynet.be
Phone:060/21.90.21