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Generated 05-08-2026
Active BE 0772.687.647Private limited company

BALO BV

O.L.Vrouwplein 9 ·9150 Beveren-Kruibeke-Zwijndrecht, Belgium· 4 yrs active
Sector: Food & beverage service (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of BALO BV is 8.6% (elevated). The 2023 annual accounts show negative equity (€-19k) and a net result of €-2k. Its solvency ranks better than 21% of 4773 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-19k
Net result €-2k
Staff (FTE) 2.2
Better than sector 21%
Snowflake analysis 5 axes · computed by Checked
Health28Profitability53Solvency37Growth58Stability94
54 / 100

Mixed profile: strong on stability, weaker on health.

Health 28
Profitability 53
Solvency 37
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
8.6% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
28 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 19-07-2024 with the NBB · fiscal year 2023 · micro
€-30k€-20k€-10k€0Operating result 2022: €-24k€-24kNet result 2022: €-27k€-27kOperating result 2023: €696€696Net result 2023: €-2k€-2k20222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -25.0% 16.8%
better than 21% of 4773 sector peers
Net result €-2k €2k
better than 38% of 4764 sector peers
Equity €-19k €11k
better than 18% of 4787 sector peers
Gross operating margin €101k €42k
better than 71% of 4747 sector peers
Staff costs €93k €47k
higher than 71% of 3395 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€8k
- -89% vs sector
Net profit
€-2k
+92.6% +25% vs sector
Cash flow
€5k
- -91% vs sector
Total assets
€75k
-3.9% -84% vs sector
Equity
€-19k
-11.9% far below sector median
Working capital
€-17k
-11.8% far below sector median
Employees (FTE)
2
+46.7% -82% vs sector
Staff costs
€93k
-8.7% -71% vs sector
Debt
€93k
-1.1% -60% vs sector
Debt ≤ 1y
€52k
+12.0% -77% vs sector
Debt > 1y
€41k
-14.8% 22-23
Current ratio
0.68
+0.1% -68% vs sector
Quick ratio
0.28
-8.8% -87% vs sector
Solvency
-25.0%
-16.4% far below sector median
Debt / equity
-5.00
+11.6% far below sector median
ROE
10.6%
-93.4% far above sector median
ROA
-2.7%
+92.3% -59% vs sector
Interest coverage
2.92
- -93% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€8k
Net profit€-2k
Cash flow€5k
Staff costs€93k
Income taxes-
Dividends-
Total assets€75k
Equity€-19k
Debt€93k
of which ≤ 1y€52k
of which > 1y€41k
Working capital€-17k
Employees (FTE)2.2
Ratios (computed)
2023
Current ratio0.68
Quick ratio0.28
Working capital ratio-22.3%
Solvency-25.0%
Debt / equity-5.00
Long-term debt ratio-2.19
Interest coverage2.92
Gross margin-
Net margin-
ROA-2.7%
ROE10.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€75k
Fixed assets 21/28€39k
Tangible fixed assets 22/27€39k
Current assets 29/58€35k
Stocks & contracts in progress 3€21k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€75k
Equity 10/15€-19k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-29k
Amounts payable 17/49€93k
Amounts payable after one year 17€41k
Amounts payable within one year 42/48€52k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€101k
Operating result 9901€696
Financial charges 65€3k
Result before taxes 9903€-2k
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
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Ratios computed by Checked.
Legal Structure
NACE primary Food & beverage service(56111)
Legal form Private limited company(610)
Incorporation19-08-2021
StatusActive
Postal code9150
Establishment units 1 location
BALO BV
O.L.Vrouwplein 9, 9150 Beveren-Kruibeke-ZwijndrechtEetgelegenheden met volledige bediening
since 20212.320.589.792
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46013A0855/00E000 Flanders 182 m² 1 · 154 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
19-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
21-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameNL BALO BV
Registered office
O.L.Vrouwplein 9
9150 Beveren-Kruibeke-Zwijndrecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative