Equity
€92,519 from €174,731 in 2016
Equity fell by 47% in 9 years.
BALANCED
Lifetime
17 annual accounts with figures on one time axispeak €58,238 (2011)
€31,033▲ 64.2%
lowest -€39,907 (2019)
-€6,069▲ €11,152
peak €174,731 (2016)
€92,519▼ 6.2%
€319,449▲ 10.0%
peak 0 FTE (2023)
0 FTE
Board1 name since 2020
1 directorHUYGENS Tom
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Gross margin from €18,902 to €31,033Loss of €6,069
Key points
from the 2025 annual accountsLosses
-€53,550 in four years
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
Turnover
≈ €260,000 estimated
The accounts state no turnover.
Debts
€319,449 78% of the balance sheet
Financial debts 60%Suppliers 9%Taxes and wages 4%Other 28%
€188,466 of the debts are secured on the company's own assets. In 2021 that was €272,806.
Investments
€57,572 2.3 × depreciation
Green is investment, beige is depreciation.
Filings
17 annual accounts since 2009
Three of the last ten came late. The 2024 accounts came latest: 61 days after the end of the period.
Checked score
82
Excellent
Financially stronger than 34% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.3 percentage points vs 07-2025
09-2025: 0.7%▲ +0.1 percentage points vs 08-2025
10-2025: 1.3%▲ +0.6 percentage points vs 09-2025highest value
11-2025: 0.5%▼ -0.8 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.4%▼ -0.1 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 of the last 3 accounts late
Liquidity: current ratio 0.85, cash €16,776
lowers risk
Size: total assets €411,968
Founded in 2009
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 34% of them on solvency, 40% on liquidity, 33% on profitability and 30% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,166 companies had the same profile as BALANCED has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BALANCED itself is lower: 0.4% within 12 months. It rests on far more data about BALANCED than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for BALANCED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.85 (0.9 in 2024), below 1. Short-term debt is 30.5% and cash 4.1% of total assets. 77.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6,069
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
61 days late
2023
5 days early
2022
41 days early
2021
4 days early
2020
31 days late
2019
10 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0809497068
Change of role: HUYGENS Tom, from manager to director
“Het presteren van diensten op het gebied van de informatica zoals onder andere hardware en software,consulting…” (deed in Dutch) · General meeting of 05-03-2020 · Gazette deed
Registered office moved from Scherpenheuvel-Zichem to Kortenaken
New registered office: Gelemanstraat 9, 3470 Kortenaken · Previous registered office: Hoensberg 20, 3270 Scherpenheuvel-Zichem · Board meeting of 14-10-2019 · Gazette deed
Incorporation
published on 10-02-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BALANCED Kortenaken | €411,968 | €31,033 | 22.5% | 0 |
| GPS-BUDDY BELUX Antwerp | €332,716 | €25,150 | 44.5% | 0.3 |
| Sitax Aartselaar | €318,766 | €59,522 | 79.3% | 0 |
| PAJA HOLDING Willebroek | €315,740 | €36,832 | 28.1% | 0.7 |
| CONTACT BELGIUM Harelbeke | €209,885 | €17,988 | 24.8% | 0 |
| BLOCK Belgium Leuven | €162,537 | €59,950 | 90.1% | 0.8 |
| BC-MATIC Genk | €490,879 | €55,496 | 28.4% | 1 |
These companies have the same main activity as BALANCED: wholesale of information and communication equipment (NACE 46500). They are comparable in size and age: total assets between €163,000 and €491,000, founded between 2007 and 2012.
Official details
Source: KBO- Status
- Active since 26-01-2009Normal situation
- Activity
- Wholesale of information and communication equipmentNACE 46500and 5 others
- Establishment unit
- 2.175.996.3473470 Kortenaken, since 26-01-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 17-07-2026
Annual accounts 2025
- €411,968▲ 5.9%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on BALANCED
BALANCED files the abbreviated format. That format states no turnover. The gross margin fell from €53,127 in 2009 to €31,033 in 2025.
The balance sheet grew most in 2019 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BALANCED
- What is the company number of BALANCED?
- The company number of BALANCED is 0809.497.068. The VAT number is the same number with BE in front: BE 0809.497.068.
- Where is BALANCED based?
- The registered office is at Gelemanstraat 9, 3470 Kortenaken.Company details
- What does BALANCED do?
- According to the KBO register, the main activity is wholesale of information and communication equipment (NACE 46500).
- What is the legal form of BALANCED?
- BALANCED is a private limited company (BV).
- When was BALANCED founded?
- BALANCED was founded on 26-01-2009.
- Is BALANCED still active?
- Yes, BALANCED is an active enterprise in the KBO register.
- What is the turnover of BALANCED?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €31,033 and 59 comparable companies (NACE 46). It probably lies between €100,000 and €550,000.Financials
- Is BALANCED profitable?
- In financial year 2025, BALANCED made a loss of €6,069.
- Where can I find the annual accounts of BALANCED?
- BALANCED filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BALANCED due?
- BALANCED must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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