BAKKERIJ RUBBENS
ActiveFrom the official registers: KBO 37 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
BAKKERIJ RUBBENS has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €723,809 and a net result of €14,513. Equity has been growing by about 6% per year since 2018. Its solvency ranks better than 87% of 1,008 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
KBO- Status
- Active since 01-04-1989 Normal situation
- Activity
- Artisanal bread and fresh pastry making NACE 10712
- Establishment unit
- 2.043.265.903 3390 Tielt-Winge, since 10-05-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Board and ownership
- CUPPENS PEGGYDirector
- STUCKENS JEAN MARIEDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €261,211
- ▼ 7.8%
- Turnover
- ≈ €620,000
- estimated
- Profit
- €14,513
- ▼ 60.5%
- Equity
- €723,809
- ▲ 2.0%
- Total assets
- €968,721
- ▲ 4.4%
- Staff
- 3.8 FTE
- ▼ 24.0%
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Liquidity: current ratio 5.63, cash €67,304, halvedlowers riskFounded in 1989Equity €723,809 (74.7% of total assets)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 86% of them on solvency, 61% on liquidity, 47% on profitability and 43% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Key points
Comparable companies
These companies have the same main activity as BAKKERIJ RUBBENS: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €501,000 and €1.3m, founded between 1989 and 2001.
| Company | Total assets | Gross margin |
|---|---|---|
| BAKKERIJ RUBBENS Tielt-Winge | €1.0m | €0.3m |
| BAKKERIJ BECKERS Lummen | €0.9m | €0.4m |
| NEIRYNCK Antwerpen | €1.1m | €0.4m |
| BAKKERIJ KEIRSBILCK Sint-Niklaas | €1.2m | €0.4m |
| MOROCCO TRADING Antwerpen | €1.3m | €0.3m |
| DANHIEUX Overijse | €0.7m | €0.3m |
| COPA BAK Zemst | €0.5m | €0.3m |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 09-07-2026
- Annual accounts 2024filed on 27-06-2025
- Annual accounts 2023filed on 20-08-2024
- Annual accounts 2022filed on 31-08-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about BAKKERIJ RUBBENS
- What is the company number of BAKKERIJ RUBBENS?
- The company number of BAKKERIJ RUBBENS is 0437.168.013. The VAT number is the same number with BE in front: BE 0437.168.013.
- Where is BAKKERIJ RUBBENS based?
- The registered office is at Rillaarseweg 28, 3390 Tielt-Winge.Company details
- What does BAKKERIJ RUBBENS do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of BAKKERIJ RUBBENS?
- The legal form of BAKKERIJ RUBBENS is Private limited company (BV).
- When was BAKKERIJ RUBBENS founded?
- BAKKERIJ RUBBENS was founded on 01-04-1989.
- Is BAKKERIJ RUBBENS still active?
- Yes, BAKKERIJ RUBBENS is an active enterprise in the KBO register.
- How many employees does BAKKERIJ RUBBENS have?
- BAKKERIJ RUBBENS had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BAKKERIJ RUBBENS?
- The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €261,211 and 2,285 comparable companies of the same size. It probably lies between €370,000 and €1.0m. It is a rough estimate.
- Is BAKKERIJ RUBBENS profitable?
- In financial year 2025, BAKKERIJ RUBBENS made a profit of €14,513.
- Where can I find the annual accounts of BAKKERIJ RUBBENS?
- BAKKERIJ RUBBENS filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of BAKKERIJ RUBBENS due?
- BAKKERIJ RUBBENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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