NEIRYNCK
ActiveNEIRYNCK has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €993k and a net result of €103k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+14
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 8.87 against 9.47 in 2024), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
9.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
20 d late
2023
5 d early
2022
56 d early
2021
11 d late
2020
53 d early
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€993k▲ 11.3%
2024 · €892k
2018: €374k
2019: €433k
2020: €546k
2021: €663k
2022: €739k
2023: €824k
2024: €892k
2018 → 2025
Total assets
€1.12M▲ 9.4%
2024 · €1.02M
2018: €436k
2019: €494k
2020: €610k
2021: €798k
2022: €866k
2023: €955k
2024: €1.02M
2018 → 2025
Net result
€103k▲ 51.9%
2024 · €68k
2018: €52k
2019: €59k
2020: €113k
2021: €132k
2022: €76k
2023: €85k
2024: €68k
2018 → 2025
Working capital
€888k▲ 7.2%
2024 · €828k
2018: €366k
2019: €428k
2020: €544k
2021: €627k
2022: €629k
2023: €744k
2024: €828k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€663k-€739k▲ 11.5%€824k▲ 11.5%€892k▲ 8.2%€993k▲ 11.3%
Operating result€159k-€84k▼ 46.9%€101k▲ 19.5%€70k▼ 31.1%€114k▲ 63.7%
Net result€132k-€76k▼ 42.5%€85k▲ 11.3%€68k▼ 20.2%€103k▲ 51.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 64% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€115k▲ 22.2%
Current assets
€1.00M▲ 8.1%
Equity and liabilities €1.12M
Equity
€993k▲ 11.3%
Debt
€122k▼ 4.4%
The debt ratio falls from 12.6% to 11.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€141k▲
2024 · €94k
Cash flow
€130k▲
2024 · €92k
Solvency
89.0%▲
2024 · 87.4%
Current ratio
8.87▼
2024 · 9.47
Quick ratio
8.85▼
2024 · 9.45
Debt / equity
0.12▼
2024 · 0.14
ROE
10.3%▲
2024 · 7.6%
ROA
9.2%▲
2024 · 6.6%
Interest coverage
32.80▲
2024 · 14.97
Debt
€122k▼
2024 · €128k
Debt ≤ 1 year
€113k▲
2024 · €98k
Debt > 1 year
€10k▼
2024 · €30k
Income taxes
€40k▲
2024 · €32k
Staff costs
€217k▲
2024 · €197k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.12M▲
Fixed assets21/28€94k€115k▲
Tangible fixed assets22/27€94k€115k▲
Plant, machinery and equipment23€33k€63k▲
Other tangible fixed assets26€61k€52k▼
Current assets29/58€926k€1.00M▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€63k€77k▲
Trade receivables40€380€3k▲
Other amounts receivable41€63k€74k▲
Current investments50/53€111k€131k▲
Cash at bank and in hand54/58€750k€792k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.12M▲
Equity10/15€892k€993k▲
Contributions10/11€7k€7k=
Reserves13€885k€986k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€883k€985k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€128k€122k▼
Amounts payable after more than one year17€30k€10k▼
Financial debts170/4€30k€10k▼
Amounts payable within one year42/48€98k€113k▲
Current portion of amounts payable after more than one year42€17k€11k▼
Financial debts43€11k€11k▼
Credit institutions430/8€11k€11k▼
Trade debts44€39k€47k▲
Suppliers440/4€39k€47k▲
Taxes, remuneration and social security45€30k€42k▲
Taxes450/3€3k€12k▲
Remuneration and social security454/9€27k€29k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€197k€217k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€293k€359k▲
Operating profit (loss)9901€70k€114k▲
Financial income75/76B€36k€33k▼
Recurring financial income75€36k€33k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€99k€143k▲
Income taxes67/77€32k€40k▲
Profit (loss) for the period9904€68k€103k▲
Profit (loss) for the period to be appropriated9905€68k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€103k▲
Transfer to equity691/2€68k€101k▲
To other reserves6921€68k€101k▲
Profit to be distributed694/7-€2k
Directors or managers695-€2k
Social balance
Average headcount (FTE)9087-4.6
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €132k ▲17.4%
Operating result €159k, net result €132k, both a record.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €546k ▲26.1%
3 profitable years in a row build equity to €546k.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marie-Josélaan 622600 AntwerpenGround area
410 m²
Building footprint
199 m²
Volume, LiDAR
2,662 m³
Parcel 11303C0233/00H007, Flanders · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PATISSERIE NEIRYNCK
since 19892.045.287.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0233/00H007 | Flanders | 410 m² | 1 · 199 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 752 EUR awarded · 752 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 353 EUR |
| 2024 | 1 | 265 EUR | 88 EUR |
| 2023 | 1 | 311 EUR | 311 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyAntwerpen2.045.287.362
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AU FLAN BRETON
BE 0627.869.716
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Pâtisserie M.Schamp
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STEFLOR
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Of 4,201 companies in sector 10712 we hold annual accounts for 1,851. 900 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-1989
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
15812
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.