Skip to content

TANDEM

Active
Private limited company (pre-2019)founded 20188 yrs activeRue des Corbeaux 23, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0694.774.277
Summary

TANDEM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,132 and a net result of €6,070. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 1700 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
TANDEMActiveChecked score 79/100
Risk analysis ReportCompare

Overview

What they do
Artisanal bread and fresh pastry making
NACE 10712
How big
€17,016total assets 2025
Equity
€7,132
Profit
€6,070
Turnover not published (abridged schema)
Financially healthy?
79 Excellent Checked score 2025
Bankruptcy chance 12 m
1.0%
Who decides
Accounts 85 d early0 of 3 deeds read
Why 79- Higher-failure-rate sector- Higher-failure-rate region- Limited track record+ Annual accounts: healthy financial profile+ Growing equityLatest accounts filed on timeShow the evidence

Checked score

Score 2025
79 / 100
Excellent
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+42
Solvency67▲+36
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.71 against 0.75 in 2024; short-term debt: 45.7% and cash: 34.4% of total assets), but 58.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.9%
Return on assets
35.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
192122232425
2019 to 2025 · latest year €7,132
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
85 d early
2024
163 d early
2023
7 d early
2022
16 d late
2021
31 d late
2019
98 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 79 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €6,070
  3. Liquidity doublescurrent ratio 1.71

Key points

  • Total assets 20256 fiscal years filed €17,016 View
  • Active since 2018founded 16-04-2018 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€17,016
Profit
€6,070
Solvency
41.9%
Total assets▲ 3.6%
Net result
20192025
Go to Financials

Timeline

Events
10
Since
2020
Next accounts
by 31-07-2027
  1. 07-05-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity doubles
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
16-04-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure