Bakkerij Chris
The computed 12-month bankruptcy probability of Bakkerij Chris is 1.7% (moderate). The 2025 annual accounts show equity of €1.56M and a net result of €80k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 41 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.56M |
| Net result | €80k |
| Staff (FTE) | 14.4 |
| Better than sector | 79% |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 60.5% | 31.6% | |
| Net result | €80k | €59k | |
| Equity | €1.56M | €231k | |
| Gross operating margin | €1.01M | €394k | |
| Staff costs | €714k | €176k |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €287k |
| Net profit | €80k |
| Cash flow | €237k |
| Staff costs | €714k |
| Income taxes | €33k |
| Dividends | - |
| Total assets | €2.58M |
| Equity | €1.56M |
| Debt | €1.02M |
| of which ≤ 1y | €659k |
| of which > 1y | €357k |
| Working capital | €10k |
| Employees (FTE) | 14.4 |
| 2025 | |
|---|---|
| Current ratio | 1.01 |
| Quick ratio | 0.97 |
| Working capital ratio | 0.4% |
| Solvency | 60.5% |
| Debt / equity | 0.65 |
| Long-term debt ratio | 0.23 |
| Interest coverage | 8.78 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.1% |
| ROE | 5.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.58M |
| Fixed assets | 21/28 | €1.91M |
| Intangible fixed assets | 21 | €476k |
| Tangible fixed assets | 22/27 | €1.44M |
| Financial fixed assets | 28 | €0 |
| Current assets | 29/58 | €668k |
| Stocks & contracts in progress | 3 | €28k |
| Amounts receivable within one year | 40/41 | €524k |
| Cash & bank | 54/58 | €116k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.58M |
| Equity | 10/15 | €1.56M |
| Contributions / capital | 10/11 | €1.06M |
| Reserves | 13 | €500k |
| Accumulated profits (losses) | 14 | €598 |
| Amounts payable | 17/49 | €1.02M |
| Amounts payable after one year | 17 | €357k |
| Amounts payable within one year | 42/48 | €659k |
| Trade debts payable within one year | 44 | €148k |
| Income statement | ||
| Gross operating margin | 9900 | €1.01M |
| Operating result | 9901 | €130k |
| Financial income | 75 | €16k |
| Financial charges | 65 | €33k |
| Result before taxes | 9903 | €113k |
| Income taxes | 67/77 | €33k |
| Net result for the period | 9904 | €80k |
| Result to be appropriated | 9905 | €80k |
| NACE primary | Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk(10712) |
| Legal form | Private limited company(610) |
| Incorporation | 06-10-2021 |
| Status | Active |
| Postal code | 9990 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43010G0259/00W000 | Flanders | 523 m² | 1 · 464 m² | 12.5 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-04-2024 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": "completed",
"notary": {
"name": "Daphne Vandevelde",
"firm_city": null,
"firm_name": null,
"office_city": "Maldegem",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-04-05",
"filing_date": "2024-04-03",
"act_kind_objet": "STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), DIVERSEN"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-03-26",
"unanimous": true
},
"conversion": null,
"detected_kind": "branch_contribution",
"report_waiver": {
"summary": "De algemene vergadering neemt kennis van de verslagen van de bedrijfsrevisor en het bestuursorgaan over de quasi-inbreng en de inbreng in natura, en de aandeelhouders verzaken de termijnen en formaliteiten door de wet ingesteld.",
"articles": [
"5:121",
"5:133",
"7:8"
]
},
"restructuring": {
"parties": [
{
"kbo": "0775.360.986",
"name": "BAKKERIJ CHRIS",
"role": "contributor",
"address": "Stationsstraat 46, 9990 Maldegem",
"is_foreign": false,
"legal_form": "BV",
"is_new_company": false,
"jurisdiction_country": "BE"
},
{
"kbo": null,
"name": "Chris Kinsabil",
"role": "contributor",
"address": null,
"is_foreign": false,
"legal_form": null,
"is_new_company": false,
"jurisdiction_country": null
},
{
"kbo": null,
"name": "Caroline Loose",
"role": "contributor",
"address": null,
"is_foreign": false,
"legal_form": null,
"is_new_company": false,
"jurisdiction_country": null
}
],
"exchange_ratio": null,
"legal_articles": [
"7:8",
"5:133",
"5:121"
],
"is_cross_border": false,
"is_silent_merger": false,
"balance_basis_date": null,
"exchange_ratio_text": null,
"new_shares_issued_n": 1050000,
"real_estate_included": true,
"patrimony_description": "De inbreng betreft een handels-/woonhuis met afhankelijkheden en grond, gelegen te Maldegem, Stationsstraat 44-46, met een kadastrale oppervlakte van 539 m\u00B2.",
"equity_transferred_eur": 1050000.0,
"accounting_effective_date": "2023-01-01"
},
"subject_company": {
"kbo": "0775.360.986",
"name_full": "BAKKERIJ CHRIS",
"legal_form": "Besloten Vennootschap"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Daphne Vandevelde",
"org_rep_person_name": null
},
"summary_narrative": "De algemene vergadering van BAKKERIJ CHRIS BV heeft een buitengewone vergadering gehouden om een inbreng in natura te goedkeuren. Hierbij wordt een handels-/woonhuis van \u20AC 1.050.000,00 in natura ingebracht door Chris Kinsabil en Caroline Loose. Als vergoeding worden 1.050.000 aandelen uitgereikt. De vergadering neemt ook kennis van de verslagen van de bedrijfsrevisor en het bestuursorgaan en verleent de bestuurders alle machten om de beslissingen uit te voeren.",
"co_filed_documents": [
"Afschrift van de akte v\u00F3\u00F3r registratie",
"De verslagen van het bestuursorgaan en de bedrijfsrevisor",
"Geco\u00F6rdineerde statuten"
],
"detected_real_type": "branch_contribution",
"referenced_correction": null,
"should_reroute_to_category": null
}| Legal nameNL | Bakkerij Chris |