BAJU
ActiveBAJU has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €3k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 13044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-11
Solvency100▲+1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.81 against 2.5 in 2024), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.2%
Return on assets
3.7%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
19 d early
2023
54 d early
2022
24 d late
2021
4 d late
2020
on the day
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 6.0%
2024 · €49k
2018: €4k
2019: €15k
2020: €32k
2021: €48k
2022: €51k
2023: €45k
2024: €49k
2018 → 2025
Total assets
€78k▼ 2.6%
2024 · €80k
2018: €22k
2019: €37k
2020: €71k
2021: €88k
2022: €79k
2023: €68k
2024: €80k
2018 → 2025
Net result
€3k▼ 23.4%
2024 · €4k
2018: €4k
2019: €11k
2020: €17k
2021: €15k
2022: €3k
2023: €-6k
2024: €4k
2018 → 2025
Working capital
€48k▲ 1.8%
2024 · €47k
2018: €-1k
2019: €11k
2020: €23k
2021: €40k
2022: €45k
2023: €40k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€51k▲ 6.1%€45k▼ 11.7%€49k▲ 8.5%€51k▲ 6.0%
Operating result€19k-€6k▼ 68.6%€-6k€8k€5k▼ 40.0%
Net result€15k-€3k▼ 80.9%€-6k€4k€3k▼ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€4k▲ 122%
Current assets
€74k▼ 5.3%
Equity and liabilities €78k
Equity
€51k▲ 6.0%
Debt
€26k▼ 16.0%
The debt ratio falls from 39.2% to 33.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€5k▼
2024 · €14k
Cash flow
€3k▼
2024 · €10k
Solvency
66.2%▲
2024 · 60.8%
Current ratio
2.81▲
2024 · 2.50
Quick ratio
2.73▲
2024 · 2.36
Debt / equity
0.51▼
2024 · 0.64
ROE
5.6%▼
2024 · 7.8%
ROA
3.7%▼
2024 · 4.7%
Interest coverage
63.56▲
2024 · 21.39
Debt
€26k▼
2024 · €31k
Debt ≤ 1 year
€26k▼
2024 · €31k
Income taxes
€2k▼
2024 · €3k
Staff costs
€23k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€78k▼
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€1k€4k▲
Plant, machinery and equipment23€1k€4k▲
Financial fixed assets28€186€186=
Current assets29/58€78k€74k▼
Stocks and contracts in progress3€4k€2k▼
Stocks30/36€4k€2k▼
Amounts receivable within one year40/41€19k€19k▲
Trade receivables40€595-
Other amounts receivable41€18k€19k▲
Cash at bank and in hand54/58€35k€39k▲
Deferred charges and accrued income490/1€20k€14k▼
Equity and liabilities
Total equity and liabilities10/49€80k€78k▼
Equity10/15€49k€51k▲
Contributions10/11€6k€6k=
Reserves13€2k€5k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€3k
Profit (loss) carried forward14€41k€41k=
Amounts payable17/49€31k€26k▼
Amounts payable within one year42/48€31k€26k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€21k€16k▼
Suppliers440/4€21k€16k▼
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€312€2k▲
Income statement
Code20242025
Non-recurring operating income76A€21k-
Remuneration, social security and pensions62€11k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€151▼
Other operating charges640/8€11k€1k▼
Gross operating margin9900€36k€29k▼
Operating profit (loss)9901€8k€5k▼
Financial income75/76B€372€11▼
Recurring financial income75€372€11▼
Financial charges65/66B€658€74▼
Recurring financial charges65€658€74▼
Profit (loss) for the period before taxes9903€7k€4k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€43k▲
Profit (loss) brought forward from the previous period14P€37k€41k▲
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-6k ▼302%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €17k ▲53.3%
Operating result €21k, net result €17k, both a record.
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overpoortstraat 489000 GentGround area
57 m²
Building footprint
44 m²
Volume, LiDAR
476 m³
Parcel 44805E0617/00C000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BAJU
since 20112.194.682.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E0617/00C000 | Flanders | 57 m² | 1 · 44 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.194.682.507
Similar companies · same sector, comparable size
C&BC
BE 0861.780.563
Gent · Eq €51k
LU-AN
BE 0849.583.309
Laakdal · Eq €51k
ALLAF
BE 0567.965.781
Wetteren · Eq €51k
Bij Tita
BE 0785.386.729
Duffel · Eq €52k
JANDELIES
BE 0848.485.625
Kapelle-op-den-Bos · Eq €52k
Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 8,270 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2010
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.