C&BC

Active

Private limited companyfounded 200322 yrs activeLangeveld 3, 9032 Gent, BelgiumKBO/BCE: BE 0861.780.563

The computed 12-month bankruptcy probability of C&BC is 2.1% (moderate). The 2024 annual accounts show negative equity (€-12k) and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 18938 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

16 / 100

Critical▲ +5 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0=

Solvency33=

Growth58=

Stability100

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.31 against 0.32 in 2023), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-77%

Return on assets

67.2%

Age of the figures

20 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 18938 sector peers (2024).

NBB · sector comparison

Position among 18938 sector peers

Solvency

better than 12%

← weakest strongest →

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-12-2025, 123 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

123 d late

2023

188 d late

2022

554 d late

2021

919 d late

2020

89 d late

2019

27 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€-12k▲ 46.6%

2023 · €-22k

2018: €16k 2019: €30k 2020: €51k 2021: €-2k 2022: €-26k 2023: €-22k

2018 → 2024

Total assets

€16k▼ 27.6%

2023 · €21k

2018: €66k 2019: €83k 2020: €92k 2021: €50k 2022: €28k 2023: €21k

2018 → 2024

Net result

€10k▲ 204%

2023 · €3k

2018: €-11k 2019: €9k 2020: €14k 2021: €-50k 2022: €-24k 2023: €3k

2018 → 2024

Working capital

€-19k▲ 35.9%

2023 · €-30k

2018: €10k 2019: €43k 2020: €59k 2021: €5k 2022: €-33k 2023: €-30k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€51k-€-2k€-26k▼ 1,119%€-22k▲ 13.3%€-12k▲ 46.6%

Operating result€17k-€-49k€-17k▲ 64.6%€14k€25k▲ 81.1%

Net result€14k-€-50k€-24k▲ 52.8%€3k€10k▲ 204%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2021 the operating result has climbed three years in a row; 2024 is 81% above 2023 and is the highest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €16k

45.3%

54.7%

Fixed assets €7k▼ 10.0%

Current assets €9k▼ 37.7%

Key figures and ratios

2024 value · change against 2023

EBITDA

€28k▲

2023 · €17k

Cash flow

€14k▲

2023 · €6k

Solvency

-77.0%▲

2023 · -104.3%

Current ratio

0.31▼

2023 · 0.32

Quick ratio

0.28▼

2023 · 0.31

Debt / equity

-2.30▼

2023 · -1.96

ROE

-87.2%▼

2023 · -15.3%

ROA

67.2%▲

2023 · 16.0%

Interest coverage

5.91▲

2023 · 2.97

Debt

€27k▼

2023 · €44k

Debt ≤ 1 year

€27k▼

2023 · €43k

Income taxes

€10k▲

2023 · €5k

Staff costs

€207▼

2023 · €384

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€21k€16k▼

Fixed assets21/28€8k€7k▼

Tangible fixed assets22/27€7k€7k▼

Plant, machinery and equipment23€5k€3k▼

Furniture and vehicles24€3k€4k▲

Financial fixed assets28€340€340=

Current assets29/58€14k€9k▼

Stocks and contracts in progress3€414€769▲

Stocks30/36€414€769▲

Amounts receivable within one year40/41€8k€1k▼

Trade receivables40€4k€1k▼

Other amounts receivable41€4k-

Cash at bank and in hand54/58€4k€6k▲

Deferred charges and accrued income490/1€1k-

Equity and liabilities

Total equity and liabilities10/49€21k€16k▼

Equity10/15€-22k€-12k▲

Contributions10/11€19k€19k=

Reserves13€6k€6k=

Non-distributable reserves130/1€6k€6k=

Reserves not available under the articles1311€6k€6k=

Profit (loss) carried forward14€-47k€-36k▲

Amounts payable17/49€44k€27k▼

Amounts payable after more than one year17€599-

Financial debts170/4€599-

Amounts payable within one year42/48€43k€27k▼

Trade debts44€17k€8k▼

Suppliers440/4€17k€8k▼

Taxes, remuneration and social security45€7k€7k▲

Taxes450/3€7k€7k▲

Other amounts payable47/48€19k€13k▼

Income statement Code20232024

Remuneration, social security and pensions62€384€207▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲

Other operating charges640/8€91k€2k▼

Gross operating margin9900€109k€31k▼

Operating profit (loss)9901€14k€25k▲

Financial income75/76B€0-

Recurring financial income75€0-

Financial charges65/66B€6k€5k▼

Recurring financial charges65€6k€5k▼

Profit (loss) for the period before taxes9903€8k€20k▲

Income taxes67/77€5k€10k▲

Profit (loss) for the period9904€3k€10k▲

Profit (loss) for the period to be appropriated9905€3k€10k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-47k€-36k▲

Profit (loss) brought forward from the previous period14P€-50k€-47k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

01-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 123 days late

04-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 188 days late

04-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 554 days late

04-02

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 919 days late

2023

31-12

Financial Back to profitnet €3k

Net result €3k after 2 loss-making years.

2021

31-12

Financial Weakest financial yearnet €-50k ▼448%

Net result drops to €-50k, the lowest in the series; recovery starts the following year.

28-10

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 89 days late

2020

31-12

Financial Highest result since 2018net €14k ▲61.3%

Net result €14k, the highest in the series.

27-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 27 days late

2019

31-12

Financial Back to profitnet €9k

Net result €9k after one loss-making year.

09-09

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 40 days late

2018

16-11

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 108 days late

2017

20-09

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 51 days late

13-02

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 197 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2003

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Langeveld 39032 Gent

Ground area

642 m²

Building footprint

291 m²

Volume, LiDAR

1,943 m³

2 parcels, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

C&BC

Brugsesteenweg 533, 9030 GentNACE 55302

since 20032.135.728.677

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44074C0176/00D000	Flanders	504 m²	1 · 152 m²	8.9 m · 2 fl.
44038A0669/03R000	Flanders	138 m²	1 · 139 m²	10.3 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 956 EUR awarded · 956 EUR paid

Year	Entries	awarded	paid
2023	1	956 EUR	956 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 956 EUR · 956 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Gent2.135.728.677

1 permission

Toelating · Pita-house, pita-bar · since 20-09-2018

Similar companies · same sector, comparable size

Kapelle-op-den-Bos · Eq €52k

FRITERIE CMK

BE 0507.964.749

Mouscron · Eq €52k

Of 21,633 companies in sector 56112 we hold annual accounts for 9,660. 8,272 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-11-2003

Fiscal year end31-12

Activities, NACEBEL

55302

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.