BAI BUILDING
ActiveBAI BUILDING has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €4k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 7391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-15
Solvency82▲+12
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 1.7 in 2024; short-term debt: 32.5% and cash: 7.7% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
7 d early
2023
65 d late
2022
70 d late
2021
65 d late
2020
101 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€246k▼ 59.5%
2020 · €608k
2018: €392k
2019: €853k
2020: €608k
2018 → 2021
EBIT margin
1.2%▼ 0.1pp
2020 · 1.4%
2018: 3.7%
2019: 2.0%
2020: 1.4%
2018 → 2021
Net result
€4k▼ 75.9%
2024 · €17k
2018: €11k
2019: €13k
2020: €8k
2021: €728
2022: €113
2023: €3k
2024: €17k
2018 → 2025
Working capital
€91k▲ 41.9%
2024 · €64k
2018: €11k
2019: €21k
2020: €47k
2021: €55k
2022: €35k
2023: €43k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€246k-
Equity€55k-€55k▲ 0.2%€58k▲ 4.9%€75k▲ 29.7%€79k▲ 5.5%
Operating result€3k-€2k▼ 46.5%€5k▲ 236%€30k▲ 441%€10k▼ 66.1%
Net result€728-€113▼ 84.5%€3k▲ 2,287%€17k▲ 537%€4k▼ 75.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€3k▼ 74.5%
Current assets
€137k▼ 12.5%
Equity and liabilities €139k
Equity
€79k▲ 5.5%
Debt
€60k▼ 34.4%
The debt ratio falls from 55.1% to 43.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €44k
Cash flow
€14k▼
2024 · €32k
Solvency
56.7%▲
2024 · 44.9%
Current ratio
3.02▲
2024 · 1.70
Quick ratio
3.02▲
2024 · 1.70
Debt / equity
0.76▼
2024 · 1.23
ROE
5.2%▼
2024 · 22.9%
ROA
3.0%▼
2024 · 10.3%
Interest coverage
5.39▼
2024 · 21.46
Debt
€60k▼
2024 · €92k
Debt ≤ 1 year
€45k▼
2024 · €92k
Income taxes
€2k▼
2024 · €10k
Staff costs
€26k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€139k▼
Fixed assets21/28€11k€3k▼
Tangible fixed assets22/27€11k€3k▼
Furniture and vehicles24€11k€3k▼
Current assets29/58€156k€137k▼
Amounts receivable within one year40/41€115k€125k▲
Trade receivables40€76k€109k▲
Other amounts receivable41€39k€16k▼
Cash at bank and in hand54/58€12k€11k▼
Deferred charges and accrued income490/1€29k€465▼
Equity and liabilities
Total equity and liabilities10/49€167k€139k▼
Equity10/15€75k€79k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€54k€59k▲
Amounts payable17/49€92k€60k▼
Amounts payable within one year42/48€92k€45k▼
Current portion of amounts payable after more than one year42€8k€0▼
Trade debts44€18k€4k▼
Suppliers440/4€18k€4k▼
Taxes, remuneration and social security45€28k€24k▼
Taxes450/3€13k€12k▼
Remuneration and social security454/9€14k€12k▼
Other amounts payable47/48€38k€17k▼
Accrued charges and deferred income492/3-€15k
Income statement
Code20242025
Remuneration, social security and pensions62€64k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€10k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k€0▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€124k€50k▼
Operating profit (loss)9901€30k€10k▼
Financial income75/76B€8€13▲
Recurring financial income75€8€13▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€28k€6k▼
Income taxes67/77€10k€2k▼
Profit (loss) for the period9904€17k€4k▼
Profit (loss) for the period to be appropriated9905€17k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€59k▲
Profit (loss) brought forward from the previous period14P€37k€54k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €17k ▲537%
Operating result €30k, net result €17k, both a record.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €113 ▼84.5%
Net result drops to €113, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 65 days late
2021
31-12
Financial
Liquidity times 28current ratio 100.52
Current ratio from 3.61 to 100.52; short-term debt falls from €18k to €552.
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 101 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 3.61
Current ratio from 1.21 to 3.61; short-term debt falls from €101k to €18k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 75 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestsestraat(S) 1993270 Scherpenheuvel-ZichemGround area
1,223 m²
Building footprint
150 m²
Volume, LiDAR
823 m³
Parcel 24403C0225/00K000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BAI BUILDING
since 20172.265.444.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24403C0225/00K000 | Flanders | 1,223 m² | 1 · 149 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AM en P ONDERNEMINGEN
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BELGISCH CONSTRUCTIE BEDRIJF
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BOUWWERKEN DE BOEVER PAUL
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MODULUS
BE 0476.611.973
Aalter · Eq €79k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
43350Other building finishing work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:bai.building.bvba@gmail.com