Equity
€94,984 from €225,171 in 2014
Equity fell by 58% in 11 years.
BAERTPLAN
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €302,904 (2025)
€302,904▲ 10.1%
lowest -€5,515 (2008)
€120,462▲ 18.9%
peak €225,171 (2014)
€94,984▲ 27.5%
€169,196▼ 24.7%
peak 1.6 FTE (2023)
1.6 FTEunchanged
Board2 names since 2014
1 directorBaert Financiële Planning
Owners
consolidatesBaert Financiële Planning
Documentsfilings and deeds
20-04-2026102 days before the deadline
2025abbreviated format
Resignation: Els De Muynck (director) 01-08Equity from €74,523 to €94,984Debts from €224,746 to €169,196Cash from €46,793 to €32,224
Key points
from the 2025 annual accountsTurnover
≈ €480,000 estimated
The abbreviated format states no turnover.
Filings
35 annual accounts since 1991
The last five annual accounts were filed 33 to 130 days before the end of the period.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
102 days early
2024
106 days early
2023
100 days early
2022
33 days early
2021
130 days early
2020
110 days early
2019
52 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 90 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Els De Muynck (director)
Permanent representative: Stijn Baert · Director discharge: Els De Muynck · General meeting of 28-02-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0443111737
1 director appointed
Change of role: Baert Financiële Planning, from manager to director · Appointment: DE MUYNCK Els · Permanent representative: BAERT Stijn · General meeting of 09-02-2023 · Gazette deed
First establishment
Koning Albert I-laan 133, Roeselare
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BAERTPLAN Roeselare | €274,507 | €302,904 | 34.6% | 1.6 |
| L.S.P. Verviers | €220,968 | €283,260 | 40.6% | 2.1 |
| MARQUANT Estaimpuis | €338,867 | €341,699 | 27.5% | 1.8 |
| BRIJS Bornem | €248,425 | €221,865 | 38.1% | 2.2 |
| BUREAU TECHNIQUE VISETOIS D'ASSURANCES Visé | €406,620 | €320,969 | 16.8% | 1.3 |
| ZAKENKANTOOR DE KONING Lochristi | €412,581 | €372,382 | 24.2% | 1.6 |
| fiexum insurance Waregem | €368,783 | €251,703 | 79.0% | 2.8 |
These companies have the same main activity as BAERTPLAN: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €221,000 and €413,000, founded between 1981 and 1995.
Official details
Source: KBO- Status
- Active since 28-01-1991Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment unit
- 2.051.969.0788800 Roeselare, since 20-03-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 19-06-2025
Annual accounts 2025
- €274,507▼ 11.0%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 20-04-2026, 102 days before the end of the filing period
Insights on BAERTPLAN
BAERTPLAN files the abbreviated format. That format states no turnover. The gross margin rose from €43,523 in 2006 to €302,904 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BAERTPLAN
- What is the company number of BAERTPLAN?
- The company number of BAERTPLAN is 0443.111.737. The VAT number is the same number with BE in front: BE 0443.111.737.
- Where is BAERTPLAN based?
- The registered office is at Koning Albert I-laan 133, 8800 Roeselare.Company details
- What does BAERTPLAN do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of BAERTPLAN?
- BAERTPLAN is a private limited company (BV).
- When was BAERTPLAN founded?
- BAERTPLAN was founded on 28-01-1991.
- Is BAERTPLAN still active?
- Yes, BAERTPLAN is an active enterprise in the KBO register.
- How many employees does BAERTPLAN have?
- BAERTPLAN had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BAERTPLAN?
- The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €302,904 and 31 comparable companies (NACE 66). It probably lies between €440,000 and €560,000.
- Is BAERTPLAN profitable?
- In financial year 2025, BAERTPLAN made a profit of €120,462.
- Where can I find the annual accounts of BAERTPLAN?
- BAERTPLAN filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BAERTPLAN due?
- BAERTPLAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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