BACOCO
ActiveBACOCO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256k and a net result of €44k. Equity is growing by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-4
Solvency84▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.73 against 3.73 in 2024), but 59.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.2%
Return on assets
6.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
19 d late
2023
19 d late
2022
18 d late
2021
26 d late
2020
18 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€256k▲ 7.8%
2024 · €237k
2019: €29k
2020: €59k
2021: €89k
2022: €117k
2023: €195k
2024: €237k
2019 → 2025
Total assets
€637k▲ 2.2%
2024 · €624k
2019: €39k
2020: €81k
2021: €115k
2022: €393k
2023: €606k
2024: €624k
2019 → 2025
Net result
€44k▲ 2.6%
2024 · €42k
2019: €18k
2020: €30k
2021: €24k
2022: €28k
2023: €19k
2024: €42k
2019 → 2025
Working capital
€141k▲ 26.5%
2024 · €112k
2019: €26k
2020: €53k
2021: €81k
2022: €312k
2023: €114k
2024: €112k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€117k▲ 31.4%€195k▲ 66.0%€237k▲ 21.8%€256k▲ 7.8%
Operating result€32k-€41k▲ 25.0%€41k▲ 1.7%€72k▲ 73.8%€69k▼ 4.3%
Net result€24k-€28k▲ 15.5%€19k▼ 31.8%€42k▲ 122%€44k▲ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €637k
Fixed assets
€444k▼ 5.7%
Current assets
€193k▲ 26.5%
Equity and liabilities €637k
Equity
€256k▲ 7.8%
Debt
€381k▼ 1.3%
The debt ratio falls from 61.9% to 59.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€95k▲
2024 · €93k
Cash flow
€70k▲
2024 · €64k
Solvency
40.2%▲
2024 · 38.1%
Current ratio
3.73=
2024 · 3.73
Quick ratio
3.73=
2024 · 3.73
Debt / equity
1.49▼
2024 · 1.63
ROE
17.0%▼
2024 · 17.9%
ROA
6.8%▲
2024 · 6.8%
Interest coverage
7.72▲
2024 · 5.96
Debt
€381k▼
2024 · €386k
Debt ≤ 1 year
€52k▲
2024 · €41k
Debt > 1 year
€330k▼
2024 · €346k
Income taxes
€13k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€624k€637k▲
Fixed assets21/28€471k€444k▼
Tangible fixed assets22/27€471k€444k▼
Land and buildings22€421k€409k▼
Furniture and vehicles24€51k€35k▼
Current assets29/58€152k€193k▲
Amounts receivable within one year40/41€17k€21k▲
Trade receivables40€14k€18k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€132k€168k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€624k€637k▲
Equity10/15€237k€256k▲
Contributions10/11€77k€77k=
Reserves13€160k€179k▲
Distributable reserves133€160k€179k▲
Amounts payable17/49€386k€381k▼
Amounts payable after more than one year17€346k€330k▼
Financial debts170/4€343k€324k▼
Other amounts payable178/9€3k€5k▲
Amounts payable within one year42/48€41k€52k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€19k€23k▲
Taxes450/3€19k€23k▲
Other amounts payable47/48-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€27k▲
Other operating charges640/8€125€307▲
Gross operating margin9900€93k€96k▲
Operating profit (loss)9901€72k€69k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€16k€12k▼
Recurring financial charges65€16k€12k▼
Profit (loss) for the period before taxes9903€56k€56k▲
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€42k€44k▲
Profit (loss) for the period to be appropriated9905€42k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€44k▲
Transfer to equity691/2€42k€19k▼
To other reserves6921€42k€19k▼
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €44k ▲2.6%
Net result €44k, the highest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Equity above €200kEq €237k ▲21.8%
6 profitable years in a row build equity to €237k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Equity above €150kEq €195k ▲66%
5 profitable years in a row build equity to €195k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Equity above €100kEq €117k ▲31.4%
4 profitable years in a row build equity to €117k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gaarveldstraat 563500 HasseltGround area
107 m²
Building footprint
74 m²
Parcel 71325F0467/00G002, Flanders. Linked by address, not a title deed.
1 establishment unit
BACOCO
since 20192.284.993.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0467/00G002 | Flanders | 107 m² | 1 · 74 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 914 EUR awarded · 914 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 419 EUR | 419 EUR |
| 2023 | 1 | 495 EUR | 495 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ANHEGO SERVICE OFFICE
BE 0655.766.520
Elsene · Eq €256k
ARPEGGIO COMMUNICATION
BE 0810.880.012
Zaventem · Eq €256k
THE RAID AGENCY
BE 0479.454.766
Sint-Lambrechts-Woluwe · Eq €256k
BLADAS
BE 0502.879.870
Wortegem-Petegem · Eq €256k
BizzyBits
BE 0462.493.129
Puurs-Sint-Amands · Eq €256k
Of 24,424 companies in sector 82990 we hold annual accounts for 9,361. 6,672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.