Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BACH CONSTRUCT is 7.2% (elevated). The 2024 annual accounts show equity of €28k and a net result of €6k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 11081 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 eventsSignals
2 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsAdministrative Flags
1 eventFinancials
Annual accounts & ratios
Source: NBB · 2024How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 72.1% | 40.9% | |
| Net result | €6k | €11k | |
| Equity | €28k | €34k | |
| Gross operating margin | €6k | €35k | |
| Total assets | €39k | €93k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €6k |
| Net profit | €6k |
| Cash flow | €6k |
| Staff costs | - |
| Income taxes | €50 |
| Dividends | - |
| Total assets | €39k |
| Equity | €28k |
| Debt | €11k |
| of which ≤ 1y | €10k |
| of which > 1y | - |
| Working capital | €27k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 3.78 |
| Quick ratio | 3.78 |
| Working capital ratio | 69.8% |
| Solvency | 72.1% |
| Debt / equity | 0.39 |
| Long-term debt ratio | - |
| Interest coverage | 48.49 |
| Gross margin | - |
| Net margin | - |
| ROA | 14.7% |
| ROE | 20.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €39k |
| Fixed assets | 21/28 | €2k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €37k |
| Amounts receivable within one year | 40/41 | €36k |
| Cash & bank | 54/58 | €800 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €39k |
| Equity | 10/15 | €28k |
| Accumulated profits (losses) | 14 | €28k |
| Amounts payable | 17/49 | €11k |
| Amounts payable within one year | 42/48 | €10k |
| Trade debts payable within one year | 44 | €672 |
| Income statement | ||
| Gross operating margin | 9900 | €6k |
| Operating result | 9901 | €6k |
| Financial charges | 65 | €128 |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €50 |
| Net result for the period | 9904 | €6k |
| Result to be appropriated | 9905 | €6k |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0038/00K000 | Flanders | 7,925 m² | 1 · 4,905 m² | 12.9 m · 2 fl. |
| 21464D0118/00B005 | Brussels | 132 m² | 1 · 54 m² | 13.3 m · 4 fl. |
Publications
Lifecycle & Insolvency Signals
1 event from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
2 acts15-07-2025 Transaction in capital or shares
27-05-2025 Registered office moved from Zaventem to Drogenbos
- Imperiastraat 8, 1930 Zaventem → 257 Steenweg op Ruisbroek, 1620 Drogenbos
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | BACH CONSTRUCT |
- 05-05-2025 Address struck