babylon Auto
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 07-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €362, smaller than the loss of €12,231 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €8,000 | - |
| Depreciation and write-downs of the year | €1,460 | €1,600 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €10,095 | €13,498 | ▲ 33.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,460 | €1,600 | ▲ 9.6% |
| Other operating charges640/8 | €37 | €28 | ▼ 24.3% |
| Gross operating margin9900 | -€638 | €14,764 | - |
| Operating profit (loss)9901 | -€12,231 | -€362 | ▲ 97.0% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €774 | €121 | ▼ 84.3% |
| Recurring financial charges65 | €774 | €121 | ▼ 84.3% |
| Profit (loss) for the period before taxes9903 | -€13,005 | -€483 | ▲ 96.3% |
| Profit (loss) for the period9904 | -€13,005 | -€483 | ▲ 96.3% |
| Profit (loss) for the period to be appropriated9905 | -€13,005 | -€483 | ▲ 96.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €14,770 | €10,835 | ▼ 26.6% |
| Fixed assets21/28 | €6,540 | €4,940 | ▼ 24.5% |
| Tangible fixed assets22/27 | €6,540 | €4,940 | ▼ 24.5% |
| Furniture and vehicles24 | €6,540 | €4,940 | ▼ 24.5% |
| Current assets29/58 | €8,231 | €5,895 | ▼ 28.4% |
| Stocks and contracts in progress3 | €5,700 | €5,250 | ▼ 7.9% |
| Stocks30/36 | €5,700 | €5,250 | ▼ 7.9% |
| Amounts receivable within one year40/41 | €645 | - | - |
| Other amounts receivable41 | €645 | - | - |
| Cash at bank and in hand54/58 | €1,885 | €645 | ▼ 65.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €14,770 | €10,835 | ▼ 26.6% |
| Equity10/15 | -€6,505 | -€6,988 | ▼ 7.4% |
| Contributions10/11 | €6,500 | €6,500 | = |
| Profit (loss) carried forward14 | -€13,005 | -€13,488 | ▼ 3.7% |
| Amounts payable17/49 | €21,275 | €17,822 | ▼ 16.2% |
| Amounts payable within one year42/48 | €21,275 | €17,822 | ▼ 16.2% |
| Trade debts44 | €10,830 | €12 | ▼ 99.9% |
| Suppliers440/4 | €10,830 | €12 | ▼ 99.9% |
| Taxes, remuneration and social security45 | €10,445 | €12,175 | ▲ 16.6% |
| Taxes450/3 | €3,039 | €12,175 | ▲ 301% |
| Remuneration and social security454/9 | €7,406 | - | - |
| Other amounts payable47/48 | - | €5,635 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€13,005 | -€483 | ▲ 96.3% |
| + Depreciation and write-downs630 | €1,460 | €1,600 | ▲ 9.6% |
| Operating cash flow (approximation) | -€11,545 | €1,117 | - |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€1,241 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,555 companies had the same profile as babylon Auto has now. Two years later, 91.6% were still going and 4.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of babylon Auto itself: 3.7% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for babylon Auto. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.