BA-LA-DES
ActiveBA-LA-DES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €50k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-1
Solvency77▼-23
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 5.25 in 2024; short-term debt: 48.5% and cash: 76.4% of total assets), and 48.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
11.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-05-2026, 76 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
76 d early
2024
3 d early
2023
42 d early
2022
4 d late
2021
8 d late
2020
31 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€50k▼ 8.9%
2024 · €55k
2018: €31k
2019: €49k
2020: €67k
2021: €67k
2022: €66k
2023: €44k
2024: €55k
2018 → 2025
Working capital
€167k▼ 44.9%
2024 · €303k
2018: €192k
2019: €265k
2020: €286k
2021: €358k
2022: €386k
2023: €401k
2024: €303k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€368k-€401k▲ 9.0%€413k▲ 3.1%€370k▼ 10.5%€219k▼ 40.6%
Operating result€90k-€92k▲ 2.2%€60k▼ 34.7%€78k▲ 30.5%€71k▼ 9.8%
Net result€67k-€66k▼ 1.1%€44k▼ 33.9%€55k▲ 26.0%€50k▼ 8.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€53k▼ 21.1%
Current assets
€373k▼ 0.3%
Equity and liabilities €426k
Equity
€219k▼ 40.6%
Debt
€206k▲ 189%
The debt ratio rises from 16.2% to 48.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€85k▲
2024 · €84k
Cash flow
€64k▲
2024 · €60k
Solvency
51.5%▼
2024 · 83.8%
Current ratio
1.81▼
2024 · 5.25
Quick ratio
1.81▼
2024 · 5.25
Debt / equity
0.94▲
2024 · 0.19
ROE
22.8%▲
2024 · 14.9%
ROA
11.7%▼
2024 · 12.5%
Interest coverage
309.07▼
2024 · 619.32
Debt
€206k▲
2024 · €71k
Debt ≤ 1 year
€206k▲
2024 · €71k
Income taxes
€20k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€441k€426k▼
Fixed assets21/28€67k€53k▼
Tangible fixed assets22/27€67k€53k▼
Furniture and vehicles24€60k€47k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€375k€373k▼
Amounts receivable within one year40/41€98k€42k▼
Trade receivables40€89k€41k▼
Other amounts receivable41€9k€472▼
Cash at bank and in hand54/58€273k€325k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€441k€426k▼
Equity10/15€370k€219k▼
Contributions10/11€38k€38k=
Reserves13€299k€148k▼
Distributable reserves133€299k€148k▼
Profit (loss) carried forward14€33k€33k=
Amounts payable17/49€71k€206k▲
Amounts payable within one year42/48€71k€206k▲
Trade debts44€293€1k▲
Suppliers440/4€293€1k▲
Taxes, remuneration and social security45€7k€524▼
Taxes450/3€7k€524▼
Other amounts payable47/48€64k€205k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€14k▲
Other operating charges640/8€267€151▼
Gross operating margin9900€84k€85k▲
Operating profit (loss)9901€78k€71k▼
Financial income75/76B€594€29▼
Recurring financial income75€594€29▼
Financial charges65/66B€135€274▲
Recurring financial charges65€135€274▲
Profit (loss) for the period before taxes9903€79k€70k▼
Income taxes67/77€24k€20k▼
Profit (loss) for the period9904€55k€50k▼
Profit (loss) for the period to be appropriated9905€55k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€114k€83k▼
Profit (loss) brought forward from the previous period14P€59k€33k▼
Transfer from equity791/2€56k€200k▲
Transfer to equity691/2€55k€50k▼
To other reserves6921€55k€50k▼
Profit to be distributed694/7€82k€200k▲
Return on contributions (dividend)694€82k€200k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 6.98
Current ratio from 3.46 to 6.98; short-term debt falls from €116k to €60k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €67k ▲37.8%
Net result €67k, the highest in the series.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Théodore De Cuyperstraat 2641200 Sint-Lambrechts-WoluweGround area
510 m²
Building footprint
88 m²
Volume, LiDAR
818 m³
Parcel 21018A0023/00A002, Brussels · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BA-LA-DES
since 20052.148.508.527
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0023/00A002 | Brussels | 510 m² | 1 · 88 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2005
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.