B2S
ActiveB2S has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €30k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+7
Solvency45▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.03 in 2024; short-term debt: 27.6% and cash: 0.6% of total assets), and 80.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.6%
Return on assets
2.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
33 d early
2022
3 d early
2021
36 d early
2020
45 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€214k▲ 16.4%
2024 · €184k
2018: €126k
2019: €115k
2020: €114k
2021: €127k
2022: €142k
2023: €156k
2024: €184k
2018 → 2025
Total assets
€1.10M▼ 2.2%
2024 · €1.12M
2018: €1.25M
2019: €1.21M
2020: €1.20M
2021: €1.15M
2022: €1.17M
2023: €1.15M
2024: €1.12M
2018 → 2025
Net result
€30k▲ 8.6%
2024 · €28k
2018: €-19k
2019: €-11k
2020: €-751
2021: €13k
2022: €15k
2023: €14k
2024: €28k
2018 → 2025
Working capital
€-288k▼ 0.2%
2024 · €-288k
2018: €-266k
2019: €-250k
2020: €-243k
2021: €-245k
2022: €-257k
2023: €-275k
2024: €-288k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€142k▲ 11.8%€156k▲ 10.0%€184k▲ 17.8%€214k▲ 16.4%
Operating result€32k-€33k▲ 4.0%€34k▲ 1.9%€46k▲ 35.4%€46k▼ 0.1%
Net result€13k-€15k▲ 17.2%€14k▼ 5.4%€28k▲ 95.3%€30k▲ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€1.08M▼ 2.6%
Current assets
€14k▲ 39.1%
Equity and liabilities €1.10M
Equity
€214k▲ 16.4%
Debt
€881k▼ 5.9%
The debt ratio falls from 83.6% to 80.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▲
2024 · €83k
Cash flow
€68k▲
2024 · €64k
Solvency
19.6%▲
2024 · 16.4%
Current ratio
0.05▲
2024 · 0.03
Quick ratio
0.05▲
2024 · 0.03
Debt / equity
4.11▼
2024 · 5.08
ROE
14.1%▼
2024 · 15.1%
ROA
2.8%▲
2024 · 2.5%
Interest coverage
5.28▲
2024 · 4.50
Debt
€881k▼
2024 · €936k
Debt ≤ 1 year
€302k▲
2024 · €298k
Debt > 1 year
€573k▼
2024 · €632k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.10M▼
Fixed assets21/28€1.11M€1.08M▼
Tangible fixed assets22/27€1.11M€1.08M▼
Land and buildings22€1.11M€1.08M▼
Furniture and vehicles24€1k€742▼
Current assets29/58€10k€14k▲
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.10M▼
Equity10/15€184k€214k▲
Contributions10/11€299k€299k=
Profit (loss) carried forward14€-114k€-84k▲
Amounts payable17/49€936k€881k▼
Amounts payable after more than one year17€632k€573k▼
Financial debts170/4€632k€573k▼
Amounts payable within one year42/48€298k€302k▲
Current portion of amounts payable after more than one year42€57k€59k▲
Trade debts44€0-
Suppliers440/4€0-
Other amounts payable47/48€240k€243k▲
Accrued charges and deferred income492/3€6k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€38k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€89k€91k▲
Operating profit (loss)9901€46k€46k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€18k€16k▼
Recurring financial charges65€18k€16k▼
Profit (loss) for the period before taxes9903€28k€30k▲
Profit (loss) for the period9904€28k€30k▲
Profit (loss) for the period to be appropriated9905€28k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-84k▲
Profit (loss) brought forward from the previous period14P€-142k€-114k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €30k ▲8.6%
Net result €30k, the highest in the series.
30-09
Financial
Equity above €200kEq €214k ▲16.4%
5 profitable years in a row build equity to €214k.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €150kEq €156k ▲10%
3 profitable years in a row build equity to €156k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 280 days late
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Visserskaai 128400 OostendeGround area
204 m²
Building footprint
204 m²
Volume, LiDAR
3,248 m³
Parcel 35013A1599/00L004, Flanders · tallest building 22.2 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1599/00L004 | Flanders | 204 m² | 1 · 204 m² | 22.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCHIDOMO
BE 0463.786.593
Dilbeek · Eq €214k
IMMO SPRIMONT
BE 0771.840.282
Binche · Eq €214k
CENTRIFUGE IMMO
BE 0863.049.481
Ronse · Eq €215k
ALLYMMO
BE 0461.524.812
Wijnegem · Eq €215k
REGNUM CELESTIS
BE 0864.491.615
Hasselt · Eq €214k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2009
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.