ARNIC
ActiveARNIC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €27k. Equity is growing by ~49.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency8▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.04 against 0.05 in 2024), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
2.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
24 d early
2023
on the day
2022
23 d early
2021
32 d early
2020
37 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 21.7%
2024 · €110k
2018: €-46k
2019: €-18k
2020: €-42k
2021: €47k
2022: €57k
2023: €70k
2024: €110k
2018 → 2025
Total assets
€1.07M▼ 2.9%
2024 · €1.10M
2018: €379k
2019: €366k
2020: €583k
2021: €698k
2022: €750k
2023: €1.13M
2024: €1.10M
2018 → 2025
Net result
€27k▼ 35.3%
2024 · €42k
2018: €-2k
2019: €7k
2020: €-23k
2021: €88k
2022: €11k
2023: €12k
2024: €42k
2018 → 2025
Working capital
€-609k▲ 1.6%
2024 · €-619k
2018: €-380k
2019: €-365k
2020: €-495k
2021: €-391k
2022: €-436k
2023: €-628k
2024: €-619k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€57k▲ 22.7%€70k▲ 21.6%€110k▲ 57.9%€134k▲ 21.7%
Operating result€94k-€15k▼ 83.6%€28k▲ 84.8%€56k▲ 95.5%€59k▲ 5.6%
Net result€88k-€11k▼ 88.0%€12k▲ 16.7%€42k▲ 240%€27k▼ 35.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€1.04M▼ 2.4%
Current assets
€26k▼ 20.2%
Equity and liabilities €1.07M
Equity
€134k▲ 21.7%
Debt
€935k▼ 5.6%
The debt ratio falls from 90.0% to 87.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€83k▲
2024 · €64k
Cash flow
€52k▲
2024 · €50k
Solvency
12.5%▲
2024 · 10.0%
Current ratio
0.04▼
2024 · 0.05
Quick ratio
0.04▼
2024 · 0.05
Debt / equity
6.97▼
2024 · 8.99
ROE
20.3%▼
2024 · 38.2%
ROA
2.6%▼
2024 · 3.8%
Interest coverage
3.94▼
2024 · 7.01
Debt
€935k▼
2024 · €991k
Debt ≤ 1 year
€635k▼
2024 · €651k
Debt > 1 year
€300k▼
2024 · €340k
Income taxes
€10k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.07M▼
Fixed assets21/28€1.07M€1.04M▼
Tangible fixed assets22/27€1.07M€1.04M▼
Land and buildings22€1.07M€1.04M▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€32k€26k▼
Amounts receivable within one year40/41€5k€11k▲
Trade receivables40€5k€11k▲
Cash at bank and in hand54/58€27k€15k▼
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.07M▼
Equity10/15€110k€134k▲
Contributions10/11€40k€40k=
Reserves13€42k€66k▲
Distributable reserves133€42k€66k▲
Profit (loss) carried forward14€28k€28k=
Amounts payable17/49€991k€935k▼
Amounts payable after more than one year17€340k€300k▼
Financial debts170/4€338k€298k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€651k€635k▼
Current portion of amounts payable after more than one year42€39k€40k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Advances received on contracts in progress46€790-
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€9k€8k▼
Other amounts payable47/48€601k€585k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€25k▲
Other operating charges640/8€3k€6k▲
Non-recurring operating charges66A-€856
Gross operating margin9900€67k€90k▲
Operating profit (loss)9901€56k€59k▲
Financial charges65/66B€9k€21k▲
Recurring financial charges65€9k€21k▲
Profit (loss) for the period before taxes9903€46k€37k▼
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€42k€27k▼
Profit (loss) for the period to be appropriated9905€42k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€55k▼
Profit (loss) brought forward from the previous period14P€30k€28k▼
Transfer to equity691/2€42k€24k▼
To other reserves6921€42k€24k▼
Profit to be distributed694/7€2k€3k▲
Return on contributions (dividend)694€2k€3k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100kEq €110k ▲57.9%
4 profitable years in a row build equity to €110k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €88k
Net result €88k after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-23k ▼413%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rumbeeksesteenweg 4798800 RoeselareGround area
1,722 m²
Building footprint
614 m²
Volume, LiDAR
129 m³
Parcel 36302B0052/00G000, Flanders · tallest building 13.1 m. Linked by address, not a title deed.
1 establishment unit
Rumbeeksesteenweg 479, 8800 Roeselare
since 20102.188.058.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B0052/00G000 | Flanders | 1,722 m² | 1 · 614 m² | 13.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2010
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.