B2K Renova

Active

Private limited companyfounded 20223 yrs activeNieuwstraat 76, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0793.910.752

The computed 12-month bankruptcy probability of B2K Renova is 3.4% (moderate). The annual accounts of B2K Renova for fiscal year 2025 show a net loss of 129% of total assets and of 83% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-22k. Equity is shrinking by ~111.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 33% of 7452 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

37 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-56

Solvency52▲+16

Growth32=

Track record94

Bankruptcy probability, 12 months

3.4% Moderate

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.29 against 1.12 in 2024; short-term debt: 72.7% and cash: 41.3% of total assets), and 72.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

27.3%

Return on assets

-129.3%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

73 d early

2024

120 d early

2023

119 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€5k▼ 82.6%

2024 · €27k

2023: €65k 2024: €27k

2023 → 2025

Total assets

€17k▼ 93.0%

2024 · €244k

2023: €280k 2024: €244k

2023 → 2025

Net result

€-22k

2024 · €2k

2023: €55k 2024: €2k

2023 → 2025

Working capital

€4k▼ 85.6%

2024 · €25k

2023: €62k 2024: €25k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€65k-€27k▼ 58.5%€5k▼ 82.6%

Operating result€69k-€4k▼ 94.4%€-22k

Net result€55k-€2k▼ 95.9%€-22k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €22k after €4k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €17k

94.0%

Fixed assets €1k▼ 32.3%

Current assets €16k▼ 93.4%

Equity and liabilities €17k

27.3%

72.7%

Equity €5k▼ 82.6%

Debt €12k▼ 94.3%

The debt ratio falls from 89.0% to 72.7%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-22k▼

2024 · €4k

Cash flow

€-22k▼

2024 · €3k

Solvency

27.3%▲

2024 · 11.0%

Current ratio

1.29▲

2024 · 1.12

Quick ratio

1.29▲

2024 · 1.12

Debt / equity

2.66▼

2024 · 8.11

ROE

-473.7%▼

2024 · 8.4%

ROA

-129.3%▼

2024 · 0.9%

Interest coverage

-251.29▼

2024 · 4.29

Debt

€12k▼

2024 · €217k

Debt ≤ 1 year

€12k▼

2024 · €217k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€244k€17k▼

Fixed assets21/28€2k€1k▼

Tangible fixed assets22/27€608€118▼

Plant, machinery and equipment23€608€118▼

Financial fixed assets28€908€908=

Current assets29/58€243k€16k▼

Amounts receivable within one year40/41€143k€9k▼

Trade receivables40€139k€9k▼

Other amounts receivable41€3k€499▼

Cash at bank and in hand54/58€98k€7k▼

Deferred charges and accrued income490/1€2k-

Equity and liabilities

Total equity and liabilities10/49€244k€17k▼

Equity10/15€27k€5k▼

Contributions10/11€10k€10k=

Reserves13€17k€17k=

Distributable reserves133€17k€17k=

Profit (loss) carried forward14-€-22k

Amounts payable17/49€217k€12k▼

Amounts payable within one year42/48€217k€12k▼

Trade debts44€176k€400▼

Suppliers440/4€176k€400▼

Taxes, remuneration and social security45€1k€1k=

Taxes450/3€1k€1k=

Other amounts payable47/48€40k€11k▼

Income statement Code20242025

Non-recurring operating income76A€7k-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€490€490=

Other operating charges640/8€552€524▼

Gross operating margin9900€5k€-21k▼

Operating profit (loss)9901€4k€-22k▼

Financial income75/76B€497-

Recurring financial income75€497-

Financial charges65/66B€1k€86▼

Recurring financial charges65€1k€86▼

Profit (loss) for the period before taxes9903€3k€-22k▼

Income taxes67/77€1k-

Profit (loss) for the period9904€2k€-22k▼

Profit (loss) for the period to be appropriated9905€2k€-22k▼

Appropriation of the result

Profit (loss) to be appropriated9906€2k€-22k▼

Transfer from equity791/2€40k-

Transfer to equity691/2€2k-

To other reserves6921€2k-

Profit to be distributed694/7€40k-

Return on contributions (dividend)694€40k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Gazette 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

11-09

State Gazette act Registered office · Other addresses · Capital & shares · Purpose · Statutes amendment · Resignations & appointments

General meeting · Share issue · Name change12 facts ▸

General meeting, 02-09-2026
Share issue, 300, 200
Name change, B2K Renova
Registered-office move, Nieuwstraat 76, 3590 Diepenbeek
Purpose change, Totaalrenovatie en renovatie van residentiële gebouwen, met inbegrip van keuken-, badkamer-, vloer-, tegel-, stukwerk, sanitaire en HVAC-renovaties, uitgevoerd…
Statutes amendment
Director resignation, PM CITY INVEST BV (bestuurder en gedelegeerd bestuurder)
Director appointment, SOM DESIGN (niet-statutair bestuurder)
Permanent representative, Dimitry Somers
Director appointment, De KuSt Invest (niet-statutair bestuurder)
Permanent representative, Kurt Hameeuw
Power of attorney, ASSOCIATIE VAN ECONOMISCHE BEROEPEN

19-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-22k ▼1086%

Net result drops to €-22k, the lowest in the series.

02-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

03-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 directors, no change since 2026

De KuSt Invest

Non-statutory director · since 11-09-2026 · Legal entity · perm. rep.: Kurt Hameeuw

Current

SOM DESIGN

Non-statutory director · since 11-09-2026 · Legal entity · perm. rep.: Dimitry Somers

Current

11-09-2026 De KuSt Invest: Appointed as Non-statutory director

11-09-2026 SOM DESIGN: Appointed as Non-statutory director

11-09-2026 PM CITY INVEST BV: Resigned as Bestuurder en gedelegeerd bestuurder

Location & real-estate footprint

Registered office, Diepenbeek · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwstraat 763590 Diepenbeek

Ground area

5,852 m²

Building footprint

1,233 m²

Volume, LiDAR

8,018 m³

2 parcels, Flanders · tallest building 21.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

MesoWorks België

Koning Boudewijnlaan 20A, 3500 HasseltOther business support services

since 20222.338.367.122

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71323C0286/00F002	Flanders	3,766 m²	1 · 984 m²	21.6 m · 2 fl.
71011I2421/00A000	Flanders	2,086 m²	1 · 249 m²	9.5 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 255 EUR awarded · 255 EUR paid

Year	Entries	awarded	paid
2024	1	255 EUR	255 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 255 EUR · 255 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Recognised contractor

6 categories

MesoWorks België BV43258

category D16, class 1 · category D17, class 1 · category D18, class 1 · category P1, class 1 · category P2, class 1 · category P4, class 1

decision 09-11-2023

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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 6,201 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-11-2022

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

43211General electrical installation work

43310Plastering work

43320Joinery installation

43331Floor and wall tiling

43410Roofing work

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.