B.Z. SERVICES

Active

Private limited companyfounded 2024active for 2 yearsEdith Cavellstraat 169, 1180 Ukkel, BelgiumKBO/BCE: BE 1004.784.792

Summary

The computed 12-month bankruptcy probability of B.Z. SERVICES is 4.6% (elevated). The 2024 annual accounts show equity of €16,933 and a net result of €29,933. Its solvency ranks better than 26% of 37,587 sector peers (NACE 70, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

B.Z. SERVICESActiveChecked score 40/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

1 site

Size

€61,005total assets 2024

Equity: €16,933
Profit: €29,933

Turnover not published (micro format)

Financial health

40 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 4.6%

Structure

Accounts filed 111 days late0 of 1 deed read

Why 40raises riskFigures for financial year 2024 (filed 21-11-2025)1 financial year not filed after the legal deadline; latest accounts 111 days late; 1 of the last 3 lateLiquidity: current ratio 1.25lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024

40 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 57% of its sector peers (NACE 70, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 53

equity 27.8% of total assets

Liquidity 66

short-term debt 37.2%

Profitability 100

return on assets 49.1%

Bankruptcy probability, 12 months

4.6% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,371 companies, NACE 70, micro)

Last 24 months 02-2025: 0.4%lowest value 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 1.6%▲ +1.1 percentage points vs 11-2025 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 1.8%▲ +0.1 percentage points vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.7%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 2.4%▲ +0.7 percentage points vs 07-2026 09-2026: 3.0%▲ +0.6 percentage points vs 08-2026 10-2026: 4.6%▲ +1.6 percentage points vs 09-2026highest value

Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity tight (current ratio 1.25, below the usual 1.5; short-term debt: 37.2% of total assets), and 72.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 29% on solvency, 58% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 21-11-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 111 days late; 1 of the last 3 late

NBB · filings

Liquidity: current ratio 1.25

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Young company

Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-11-2025, 111 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 1 filing

Deviation from the deadline

2024

111 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 111 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

19-11-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Latest accounts filed lateafter the legal deadline 111 days View
Caution: Among the weakest 20% on equitysector median €90,168 · 37,629 companies €16,933 View
Total assets 2024first financial year filed €61,005 View