B-YOU TECHNOLOGY
ActiveThe computed 12-month bankruptcy probability of B-YOU TECHNOLOGY is 6.9% (elevated). The 2024 annual accounts show equity of €6k and a net result of €-2k. Its solvency ranks better than 69% of 36376 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy▼ -23 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency99▼-1
Growth32
Stability94
Bankruptcy probability, 12 months
6.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.3 against 2.84 in 2023), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.8%
Return on assets
-20.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
1 d late
2023
35 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€6k▼ 24.2%
2023 · €8k
2023: €8k
2023 → 2024
Total assets
€9k▼ 11.1%
2023 · €10k
2023: €10k
2023 → 2024
Net result
€-2k
2023 · €3k
2023: €3k
2023 → 2024
Working capital
€4k▼ 9.9%
2023 · €5k
2023: €5k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€8k-€6k▼ 24.2%
Operating result€4k-€-457
Net result€3k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €457 after €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €9k
Fixed assets
€2k▼ 47.5%
Current assets
€8k▲ 3.3%
Equity and liabilities €9k
Equity
€6k▼ 24.2%
Debt
€3k▲ 27.7%
The debt ratio rises from 25.2% to 36.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€929▼
2023 · €5k
Cash flow
€-471▼
2023 · €4k
Solvency
63.8%▼
2023 · 74.8%
Current ratio
2.30▼
2023 · 2.84
Quick ratio
2.30▼
2023 · 2.84
Debt / equity
0.57▲
2023 · 0.34
ROE
-31.8%▼
2023 · 35.0%
ROA
-20.3%▼
2023 · 26.2%
Interest coverage
11.23▼
2023 · 160.21
Debt
€3k▲
2023 · €3k
Debt ≤ 1 year
€3k▲
2023 · €3k
Income taxes
€1k▲
2023 · €973
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€10k€9k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€7k€8k▲
Amounts receivable within one year40/41€6k€7k▲
Trade receivables40€1k€7k▲
Other amounts receivable41€5k-
Cash at bank and in hand54/58€1k€204▼
Deferred charges and accrued income490/1-€754
Equity and liabilities
Total equity and liabilities10/49€10k€9k▼
Equity10/15€8k€6k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€3k€830▼
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€625€144▼
Suppliers440/4€625€144▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€6k€234▼
Non-recurring operating charges66A€205€431▲
Gross operating margin9900€11k€2k▼
Operating profit (loss)9901€4k€-457▼
Financial income75/76B€85-
Recurring financial income75€85-
Financial charges65/66B€31€83▲
Recurring financial charges65€31€83▲
Profit (loss) for the period before taxes9903€4k€-539▼
Income taxes67/77€973€1k▲
Profit (loss) for the period9904€3k€-2k▼
Profit (loss) for the period to be appropriated9905€3k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€830▼
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 209A1050 ElseneGround area
480 m²
Building footprint
417 m²
Volume, LiDAR
9,711 m³
Parcel 21807G0120/00H005, Brussels · tallest building 29.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
B-YOU TECHNOLOGY
since 20232.342.327.888
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00H005 | Brussels | 480 m² | 1 · 417 m² | 29.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MIRAL
BE 1009.236.894
Hamme (Vl.) · Eq €6k
BASELINES BUSINESS SERVICES
BE 0738.780.308
Namur · Eq €6k
REXTRA
BE 1021.217.087
Anderlecht · Eq €6k
ASBI Systems
BE 0682.806.061
Kapellen · Eq €6k
Climaflow
BE 0797.235.476
Maaseik · Eq €6k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 4,070 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2023
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Youssefbouzakhti33@gmail.com
Phone:0470994823